Nomad Watch

Researched Updated Oct 25, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 11 $2,082 $1,363 $1,400 $852 $168
Utilities 24 25 1 — $145 $175 $114 —
Internet & Mobile 4 5 14 $55 $49 $61 $49 $4
Groceries 1 15 $120 $380 $810 $310 $6
Transportation 2 7 $96 $72 $180 $52 $18
Dining Out 19 20 22 1 $780 $450 $680 $140 $75
Leisure Activities 1 12 13 $215 $154 $1,387 $89 $35
Health Insurance 8 10 $68 $107 $281 — $2
Visa & Legal Fees 9 $8 $15 $22 — —
Total $3,424 $2,735 $4,996 $1,606 $308

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 11 $852.00 $749 – $1,363 per month
Coworking Space 6 $307.55 per month
Airbnb (1 month) 11 1 $2,082.00 $749 – $4,041 per month
Coliving Space 1 11 $673.00 per month

Food & Dining

Coffee 19 22 1 $4.25 per cup
Beer 19 1 $7.02 per pint
Meal (Inexpensive) 20 21 1 $17.40 per meal
Fast Food Combo 28 $8.63 per meal
Apples 1 15 $1.89 per kg
Bread 1 15 $1.23 per loaf
Milk 1 15 $1.10 per liter
Rice 1 15 $2.34 per kg
Chicken Fillets 1 15 $9.30 per kg
Beef 1 15 $10.00 per kg
Wine (Mid-range) 32 15 1 $4.62 per bottle
Meal (Mid-range, 2 people) 22 1 $81.60 per meal
Water (1.5L bottle) 31 15 1 $1.28 per bottle

Transportation

Taxi Start 7 $4.14 per trip
Taxi per km 7 $1.38 per km
Monthly Transport Pass 2 $52.14 per month
Gasoline 26 27 $1.84 per liter
Ride-hailing (5km) 7 $11.05 per trip
Scooter Rental 18 $33.67 per month

Services

Mobile Plan 4 $12.35 per month
Internet (60 Mbps+) 14 1 $37.02 per month
Gym Membership 12 $78.57 per month
Tennis Court (Weekend) 17 $24.69 per hour
SIM Card (Tourist, prepaid) 5 $12.35 one-time

Entertainment

Cinema Ticket 13 $9.99 per ticket

Clothing

Jeans 1 $75.90 per pair
Summer Dress 1 $47.14 per dress
Running Shoes 1 $69.30 per pair

Personal Care

Haircut 29 $11.22 per visit
Laundry 16 $13.47 per kg

Healthcare

Doctor Visit (GP) 23 $33.67 per visit
Pharmacy (basic meds) 15 1 $8.16 per purchase

About these costs

Method
Researched
Last updated
Oct 25, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Zagreb, Zadar, Cavtat, Hanoi, Zurich

  1. Livingcost.org Dubrovnik crowdsourced basket (updated Jun 2026)Index
  2. Libertas Dubrovnik transit cjenik (monthly pass €46.45; day €5.31)Official
  3. Croatia Octane-95 €1.80/litre (19 Oct 2026)Index
  4. bonbon Jako veliki 20 GB €11/monthOfficial
  5. HT Visiting Croatia tourist eSIM €11/3 daysOfficial
  6. Desk&More dedicated desk €249–€299/monthListings
  7. Dubrovnik taxi tariff from 2025-01-01 (€3.69 + €1.23/km)Secondary
  8. SafetyWing Essential USD 62.72 per 4 weeksOfficial
  9. MUP digital-nomad stay feesOfficial
  10. FCDO GHIC/EHIC and travel insurance guidanceOfficial
  11. Furnished Dubrovnik monthly stays €667–€3,600 (avg €2,020)Listings
  12. TOP FIT Dubrovnik monthly gym €70 (from 2026-01-01)Official
  13. CineStar Dubrovnik Dvori Lapad 2D tickets €7.90–9.50Official
  14. HT optical internet €32.98/mo (24-month, incl. VAT)Official
  15. Konzum webshop national grocery shelf pricesOfficial
  16. Q-laundry Zagreb 9 kg wash €6/load (scaled for Dubrovnik)Official
  17. Sportski centar Zagi outdoor weekend €12/hourOfficial
  18. Bolt scooters from €0.15/minuteOfficial
  19. Restoran Orsan Dubrovnik drinks (cappuccino €3.30; Pan 0.5 L €6.60)Official
  20. Restoran Orsan Dubrovnik food menu (mains €13.90–€21.90)Official
  21. Restoran Orsan Dubrovnik starters (€8.90–€18.90)Official
  22. Nautika Dubravka menu (mains ~€38; cappuccino €5.20)Official
  23. Dom zdravlja Dubrovnik SOM first office visit €30Official
  24. HEP Elektra household bill calculator (500 kWh ≈ €91.98 incl. VAT)Official
  25. HEP Elektra household tariff table (Oct 2026–Mar 2027)Official
  26. Ministry fuel-price file; Dubrovnik Eurosuper 95 from €1.64/LOfficial
  27. HAK fuel medians from mzoe-gor.hr (25 Oct 2026)Official
  28. McDonald’s Croatia Big Mac large McMenu €7.80Official
  29. The Royal Barber Shop Zagreb classic cut €10 (commute proxy)Official
  30. Konzum beer shelf prices (national chain, Dubrovnik stores)Official
  31. Konzum bottled water shelf pricesOfficial
  32. Konzum mid-shelf wine €4–€8/bottle bandOfficial

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1387.79 2082
    • Apartment (1 bedroom) 809.55 852
    • Apples 2.54 1.89
    • Beef 16.19 10
    • Beer 4.63 7.02
    40 more changes
    • Bread 1.73 1.23
    • Chicken Fillets 10.41 9.3
    • Cinema Ticket 9.25 9.99
    • Coffee 2.89 4.25
    • Coliving Space 809.55 673
    • Coworking Space 208.17 307.55
    • Dining Out local 92.52, nomad 693.9, expat 289.12, family 346.95, tourist 69.39 local 140, nomad 780, expat 450, family 680, tourist 75
    • Doctor Visit (GP) 46.26 33.67
    • Fast Food Combo 9.25 8.63
    • Gasoline 1.79 1.84
    • Groceries local 289.12, nomad 115.65, family 809.55, tourist 0 local 310, nomad 120, expat 380, family 810, tourist 6
    • Gym Membership 52.04 78.57
    • Haircut 17.35 11.22
    • Health Insurance local 69.39, nomad 80.95, expat 138.78, family 289.12, tourist 3.47 local 0, nomad 68, expat 107, family 281, tourist 2.4
    • Housing local 636.07, nomad 1734.74, expat 1040.84, family 1387.79, tourist 115.65 local 852, nomad 2082, expat 1363, family 1400, tourist 168
    • Internet & Mobile local 40.48, nomad 80.95, expat 57.82, family 92.52, tourist 5.78 local 49, nomad 55, family 61, tourist 4.12
    • Internet (60 Mbps+) 40.48 37.02
    • Jeans 80.95 75.9
    • Laundry 9.25 13.47
    • Leisure Activities local 46.26, nomad 231.3, expat 138.78, family 173.47, tourist 40.48 local 89, nomad 215, expat 154, family 1387, tourist 35
    • Meal (Inexpensive) 13.88 17.4
    • Meal (Mid-range, 2 people) 63.61 81.6
    • Milk 1.39 1.1
    • Mobile Plan 23.13 12.35
    • Monthly Transport Pass 52.04 52.14
    • Pharmacy (basic meds) 11.56 8.16
    • Rice 2.08 2.34
    • Ride-hailing (5km) 10.41 11.05
    • Running Shoes 104.08 69.3
    • SIM Card (Tourist, prepaid) 11.56 12.35
    • Scooter Rental 28.91 33.67
    • Summer Dress 46.26 47.14
    • Taxi Start 4.05 4.14
    • Taxi per km 1.73 1.38
    • Tennis Court (Weekend) 23.13 24.69
    • Transportation local 52.04, nomad 92.52, expat 57.82, family 173.47, tourist 17.35 local 52, nomad 96, expat 72, family 180, tourist 18
    • Utilities local 115.65, nomad 0, expat 138.78, family 173.47, tourist 0 local 114, nomad 0, expat 145, family 175, tourist 0
    • Visa & Legal Fees local 0, expat 11.56, family 17.35 local 0, nomad 8, expat 15, family 22
    • Water (1.5L bottle) 1.39 1.28
    • Wine (Mid-range) 13.88 4.62

    Utilities, Dining Out, Doctor Visit (GP), Gasoline, Fast Food Combo, Haircut, Coffee, Beer, Meal (Inexpensive), Meal (Mid-range, 2 people), Wine (Mid-range), and Water (1.5L bottle) — operator and restaurant menus, HEP calculator, mzoe-gor fuel file, Dom zdravlja cjenik, McDonald’s national cjenik, Konzum shelf bands (mojracun.hep.hr, mzoe-gor.hr, dom-zdravlja-dubrovnik.hr, restaurant-orsan-dubrovnik.com, nautikarestaurants.com)

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