Nomad Watch

Essentials

City
St. George's (Town of St. George), St. George's Parish, Bermuda
Population
Approximately 1,500 (Town), 6,500 (Parish)
Internet Speed
High-speed fiber available via One Communications or Digicel; average speeds 100-200 Mbps ($150/month)
Currency & Banking
Bermudian Dollar (BMD) pegged 1:1 with USD. 1 USD = 1 BMD. Both currencies used interchangeably.
Tap Water
Safe to drink; primarily harvested rainwater stored in white-roof tanks. Tastes slightly flat but clean.
Power
120V, 60Hz. 🔌 Type A and B sockets (same as USA/Canada).
SIM Card
One Communications (St. George's branch) or Digicel. Prepaid data packs approx. $50 for 10GB.
Banking for Expats
Butterfield Bank and HSBC Bermuda are the primary options. Revolut and Wise work for spending but cannot be topped up locally.
Accommodation
High-end; strictly regulated. Airbnb and VRBO are primary for nomads. Average monthly $3,500 - $6,000.
Cashless Friendly
Yes, cards accepted almost everywhere except small stalls or transit buses (which require tokens or exact change).
Short Term Rentals
The St. George's Club, Airbnb listings near Water Street, or The St. Regis Bermuda Resort ($600+/night).
Budget Accommodation
Limited. Guesthouses like Aunt Nea’s Inn (approx. $250/night) are considered 'budget' here.
Best Area to Stay for Tourists
Water Street and King's Square for proximity to historical sites and harbor views.
Best Area to Stay for Digital Nomads
Cut Road or Secretary's Lane for quieter residential feel with easy walking access to coffee shops.

Working and Networking

Best Coworking Space
In St. George: Limited to hotel business centers. For true coworking, commute to Connect (Hamilton, 30 min away) - $50/day.
Best Cafe for Work
Victoire Cafe (King's Square) - Excellent coffee and laptop-friendly atmosphere.
Networking Events
Bermuda Economic Development Corporation (BEDC) seminars; many held at the St. George's Hub.
Social Events for Expats
St. George's Dinghy and Sports Club - Social memberships available for networking and sailing events.

Transportation

Best Taxi/Ride App
Hitch Bermuda (Local ride-hailing app). Taxis are expensive (approx. $30 from airport to town).
Bike/Scooter Rental
Oleander Cycles (York Street). Rental scooters cost approx. $50/day or $250/week.
Best Beach Nearby
Tobacco Bay Beach (10-minute walk from town center). Famous for snorkeling and beach bar.
Top Regional Airline
BermudAir (Direct flights to US East Coast and Canada).
Top International Airline
American Airlines, Delta, or British Airways (direct London-Heathrow).
Highway Access
The Causeway (Main connector to the rest of the island). Note: No rental cars for tourists, only Twizys/scooters.
Main Train/Transit Hub
St. George’s Bus Terminal (York Street). Hub for routes 1, 3, 10, and 11 to Hamilton.
Public Transport Passes
Transportation Pass: $19/day or $69/week for unlimited bus and ferry use.
Regional Travel
Orange Route Ferry (St. George's to Dockyard) - Seasonal high-speed catamaran (45 mins).

Other Services and Amenities

Casino & Gaming Halls
St. Regis Bermuda Resort Casino - The island's first full casino.
Parcel Delivery Service
DHL Express (Mangrove Bay/Hamilton access) or FedEx via IBC Bermuda.
Tech Repair Services
pTech (Hamilton) - Authorized Apple and electronics repair.
Table Tennis Spots
St. George's Youth Center.
Language Classes
Bermuda College (Paget) - Periodic courses in Spanish and French.
Libraries & Study Spots
St. George's Public Library (Stuart Hall) - Quiet historical building with free Wi-Fi.
Community Centers
St. George's Community Centre (Old Military Rd).
Gaming Lounges
None in St. George; mobile gaming/home setups are standard.

Business

Studio Purchase Price (City Center)
Approx. $12,500 per m² (e.g., 40 m² = $500,000). Note: Non-Bermudians face high license fees.
Studio Purchase Price (Outside City)
Approx. $9,000 per m² (e.g., 40 m² = $360,000).
1-Bedroom Purchase Price (City Center)
Approx. $11,000 per m² (e.g., 60 m² = $660,000).
1-Bedroom Purchase Price (Outside City)
Approx. $8,500 per m² (e.g., 60 m² = $510,000).
2-Bedroom Purchase Price (City Center)
Approx. $10,000 per m² (e.g., 80 m² = $800,000).
2-Bedroom Purchase Price (Outside City)
Approx. $7,500 per m² (e.g., 80 m² = $600,000).
Corporate Tax
0% (Bermuda does not impose corporate income tax, though new 15% Global Minimum Tax applies to large multinationals as of 2025/26).
Dividend Withholding Tax
0%
Tax System
Territorial/Consumption based. No personal income tax; revenue raised through payroll tax and import duties.
Highest Income Tax Bracket
0% (Only Payroll Tax is deducted by employers, ranging from 0-9%).
VAT
0% (But import duties are usually 25% on most goods).
Controlled Foreign Company (CFC) Rules
No.
Property Tax
Yes, Land Tax based on Annual Rental Value (ARV), ranging from 0.8% to 50% for highest-value properties.
Property Transaction Tax
Stamp Duty on property purchases ranges from 2% to 7%.
Attractive Tax System for Digital Nomads
Yes, Bermuda 'Work from Bermuda' Certificate allows 1-year residency with 0% tax on foreign income.

Health and Wellness

Best Hospital
King Edward VII Memorial Hospital (Paget Parish) - 25 mins by taxi. Local clinic: St. George's Medical Center.
Yoga & Wellness Centers
The Spa at St. Regis (Luxury) or private sessions at Tobacco Bay.
Gyms & Fitness Centers
The St. George's Club Fitness Center (available to residents/guests).
Laundry Services
STG Laundry Services on Wellington Street ($3.50 per wash/dry cycle).

Food and Drink

Best Food Delivery App
Sargasso Sea (Bermuda's version of UberEats/Deliveroo). Wide selection from local spots.
Best Local Dish to Try
Bermuda Fish Chowder (with black rum and sherry peppers) at Wahoo’s Bistro & Patio.
Vegan/Vegetarian Options
Bermuda Cupcake Company & Snowball Shack (Healthy bowls); GoJo’s Coffee Shop.
Best Dessert Spots
Alex & Pete’s Artisan Ice Cream (Sold at various spots on Water Street).
Affordable Shopping Spots
Lindo’s Market (St. George's) - Higher quality but slightly cheaper than convenience stores.
E-commerce/Online Store
Mailboxes Unlimited (Used for forwarding Amazon orders from the US to Bermuda address).
Grocery Delivery
DropIt Bermuda - Same day grocery delivery from local supermarkets.
Bar/Nightlife Area
The White Horse Pub & Restaurant (King's Square) - Late night drinks and karaoke.
Local Brewery
On Island: Dockyard Brewing Co. (available at White Horse or Wahoo's).
Wine Bars
Temptations (Water Street) - Quaint spot with a curated wine list and snacks.
Street Food Stalls
Mama Angie’s Coffee Shop - local prices for fried fish sandwiches.
Popular International Cuisine
San Giorgio (Italian) - Located on Water Street overlooking the harbor.

Culture and Attractions

Must-See Landmarks
The Unfinished Church (Spectacular gothic architecture without a roof).
Museums & Art Venues
Bermuda National Trust Museum in the Globe Hotel (Historical seafaring exhibits).
Historical Sites
Fort St. Catherine (The largest fort in Bermuda, 15-min walk from town).
Religious Sites
St. Peter's Church (Their Majesties' Chappelle) - The oldest Anglican church in the Western Hemisphere.
Annual Events
Bermuda Peppercorn Ceremony (April) - A formal pageant where the Governor collects 1 peppercorn rent.
Cultural Districts
St. George’s UNESCO World Heritage Town center.
Theater Venues
The Town Hall (Occasional community plays and official ceremonies).
Local Markets
Old Town Market (Sundays on Water Street) - Local crafts and food.
Music Scene
Steel Pan drummers often perform at King's Square during tourist arrivals.
Street Art
Hand-painted historical signs and the 'Duck Your Head' heritage murals.
Cooking Classes
Occasional workshops at 'The Chef's Shop' (seasonal).
Art Galleries
The Masterworks Museum Satellite Gallery (within the Town Hall).
Historic Buildings
State House (1620) - The oldest stone building in Bermuda.
Local Heritage
Gombey Dancers - Traditional masquerade dancers appearing during holidays.

Nature and Outdoor Activities

Nearby Nature Escapes
Cooper’s Island Nature Reserve - Pristine beaches and turtle watching.
National Parks Nearby
Ferry Reach Park - Great for hiking, bird watching, and exploring old forts.
Cycling/Walking Paths
The Railway Trail (St. George's Section) - A scenic converted rail-to-trail path.
Scenic Viewpoints
Town Hill - Offers a 360-degree view of the harbor and the islands.
Birdwatching Locations
Spittal Pond Nature Reserve (15 min transit) - Home to the cahow bird.
Bonfire-Friendly Spots
Clearwater Beach (Permit required from Department of Parks).

Continue exploring St. George