Essentials
- City
- St. George's (Town of St. George), St. George's Parish, Bermuda
- Population
- Approximately 1,500 (Town), 6,500 (Parish)
- Internet Speed
- High-speed fiber available via One Communications or Digicel; average speeds 100-200 Mbps ($150/month)
- Currency & Banking
- Bermudian Dollar (BMD) pegged 1:1 with USD. 1 USD = 1 BMD. Both currencies used interchangeably.
- Tap Water
- Safe to drink; primarily harvested rainwater stored in white-roof tanks. Tastes slightly flat but clean.
- Power
- 120V, 60Hz. 🔌 Type A and B sockets (same as USA/Canada).
- SIM Card
- One Communications (St. George's branch) or Digicel. Prepaid data packs approx. $50 for 10GB.
- Banking for Expats
- Butterfield Bank and HSBC Bermuda are the primary options. Revolut and Wise work for spending but cannot be topped up locally.
- Accommodation
- High-end; strictly regulated. Airbnb and VRBO are primary for nomads. Average monthly $3,500 - $6,000.
- Cashless Friendly
- Yes, cards accepted almost everywhere except small stalls or transit buses (which require tokens or exact change).
- Short Term Rentals
- The St. George's Club, Airbnb listings near Water Street, or The St. Regis Bermuda Resort ($600+/night).
- Budget Accommodation
- Limited. Guesthouses like Aunt Nea’s Inn (approx. $250/night) are considered 'budget' here.
- Best Area to Stay for Tourists
- Water Street and King's Square for proximity to historical sites and harbor views.
- Best Area to Stay for Digital Nomads
- Cut Road or Secretary's Lane for quieter residential feel with easy walking access to coffee shops.
Working and Networking
- Best Coworking Space
- In St. George: Limited to hotel business centers. For true coworking, commute to Connect (Hamilton, 30 min away) - $50/day.
- Best Cafe for Work
- Victoire Cafe (King's Square) - Excellent coffee and laptop-friendly atmosphere.
- Networking Events
- Bermuda Economic Development Corporation (BEDC) seminars; many held at the St. George's Hub.
- Social Events for Expats
- St. George's Dinghy and Sports Club - Social memberships available for networking and sailing events.
Transportation
- Best Taxi/Ride App
- Hitch Bermuda (Local ride-hailing app). Taxis are expensive (approx. $30 from airport to town).
- Bike/Scooter Rental
- Oleander Cycles (York Street). Rental scooters cost approx. $50/day or $250/week.
- Best Beach Nearby
- Tobacco Bay Beach (10-minute walk from town center). Famous for snorkeling and beach bar.
- Top Regional Airline
- BermudAir (Direct flights to US East Coast and Canada).
- Top International Airline
- American Airlines, Delta, or British Airways (direct London-Heathrow).
- Highway Access
- The Causeway (Main connector to the rest of the island). Note: No rental cars for tourists, only Twizys/scooters.
- Main Train/Transit Hub
- St. George’s Bus Terminal (York Street). Hub for routes 1, 3, 10, and 11 to Hamilton.
- Public Transport Passes
- Transportation Pass: $19/day or $69/week for unlimited bus and ferry use.
- Regional Travel
- Orange Route Ferry (St. George's to Dockyard) - Seasonal high-speed catamaran (45 mins).
Other Services and Amenities
- Casino & Gaming Halls
- St. Regis Bermuda Resort Casino - The island's first full casino.
- Parcel Delivery Service
- DHL Express (Mangrove Bay/Hamilton access) or FedEx via IBC Bermuda.
- Tech Repair Services
- pTech (Hamilton) - Authorized Apple and electronics repair.
- Table Tennis Spots
- St. George's Youth Center.
- Language Classes
- Bermuda College (Paget) - Periodic courses in Spanish and French.
- Libraries & Study Spots
- St. George's Public Library (Stuart Hall) - Quiet historical building with free Wi-Fi.
- Community Centers
- St. George's Community Centre (Old Military Rd).
- Gaming Lounges
- None in St. George; mobile gaming/home setups are standard.
Business
- Studio Purchase Price (City Center)
- Approx. $12,500 per m² (e.g., 40 m² = $500,000). Note: Non-Bermudians face high license fees.
- Studio Purchase Price (Outside City)
- Approx. $9,000 per m² (e.g., 40 m² = $360,000).
- 1-Bedroom Purchase Price (City Center)
- Approx. $11,000 per m² (e.g., 60 m² = $660,000).
- 1-Bedroom Purchase Price (Outside City)
- Approx. $8,500 per m² (e.g., 60 m² = $510,000).
- 2-Bedroom Purchase Price (City Center)
- Approx. $10,000 per m² (e.g., 80 m² = $800,000).
- 2-Bedroom Purchase Price (Outside City)
- Approx. $7,500 per m² (e.g., 80 m² = $600,000).
- Corporate Tax
- 0% (Bermuda does not impose corporate income tax, though new 15% Global Minimum Tax applies to large multinationals as of 2025/26).
- Dividend Withholding Tax
- 0%
- Tax System
- Territorial/Consumption based. No personal income tax; revenue raised through payroll tax and import duties.
- Highest Income Tax Bracket
- 0% (Only Payroll Tax is deducted by employers, ranging from 0-9%).
- VAT
- 0% (But import duties are usually 25% on most goods).
- Controlled Foreign Company (CFC) Rules
- No.
- Property Tax
- Yes, Land Tax based on Annual Rental Value (ARV), ranging from 0.8% to 50% for highest-value properties.
- Property Transaction Tax
- Stamp Duty on property purchases ranges from 2% to 7%.
- Attractive Tax System for Digital Nomads
- Yes, Bermuda 'Work from Bermuda' Certificate allows 1-year residency with 0% tax on foreign income.
Health and Wellness
- Best Hospital
- King Edward VII Memorial Hospital (Paget Parish) - 25 mins by taxi. Local clinic: St. George's Medical Center.
- Yoga & Wellness Centers
- The Spa at St. Regis (Luxury) or private sessions at Tobacco Bay.
- Gyms & Fitness Centers
- The St. George's Club Fitness Center (available to residents/guests).
- Laundry Services
- STG Laundry Services on Wellington Street ($3.50 per wash/dry cycle).
Food and Drink
- Best Food Delivery App
- Sargasso Sea (Bermuda's version of UberEats/Deliveroo). Wide selection from local spots.
- Best Local Dish to Try
- Bermuda Fish Chowder (with black rum and sherry peppers) at Wahoo’s Bistro & Patio.
- Vegan/Vegetarian Options
- Bermuda Cupcake Company & Snowball Shack (Healthy bowls); GoJo’s Coffee Shop.
- Best Dessert Spots
- Alex & Pete’s Artisan Ice Cream (Sold at various spots on Water Street).
- Affordable Shopping Spots
- Lindo’s Market (St. George's) - Higher quality but slightly cheaper than convenience stores.
- E-commerce/Online Store
- Mailboxes Unlimited (Used for forwarding Amazon orders from the US to Bermuda address).
- Grocery Delivery
- DropIt Bermuda - Same day grocery delivery from local supermarkets.
- Bar/Nightlife Area
- The White Horse Pub & Restaurant (King's Square) - Late night drinks and karaoke.
- Local Brewery
- On Island: Dockyard Brewing Co. (available at White Horse or Wahoo's).
- Wine Bars
- Temptations (Water Street) - Quaint spot with a curated wine list and snacks.
- Street Food Stalls
- Mama Angie’s Coffee Shop - local prices for fried fish sandwiches.
- Popular International Cuisine
- San Giorgio (Italian) - Located on Water Street overlooking the harbor.
Culture and Attractions
- Must-See Landmarks
- The Unfinished Church (Spectacular gothic architecture without a roof).
- Museums & Art Venues
- Bermuda National Trust Museum in the Globe Hotel (Historical seafaring exhibits).
- Historical Sites
- Fort St. Catherine (The largest fort in Bermuda, 15-min walk from town).
- Religious Sites
- St. Peter's Church (Their Majesties' Chappelle) - The oldest Anglican church in the Western Hemisphere.
- Annual Events
- Bermuda Peppercorn Ceremony (April) - A formal pageant where the Governor collects 1 peppercorn rent.
- Cultural Districts
- St. George’s UNESCO World Heritage Town center.
- Theater Venues
- The Town Hall (Occasional community plays and official ceremonies).
- Local Markets
- Old Town Market (Sundays on Water Street) - Local crafts and food.
- Music Scene
- Steel Pan drummers often perform at King's Square during tourist arrivals.
- Street Art
- Hand-painted historical signs and the 'Duck Your Head' heritage murals.
- Cooking Classes
- Occasional workshops at 'The Chef's Shop' (seasonal).
- Art Galleries
- The Masterworks Museum Satellite Gallery (within the Town Hall).
- Historic Buildings
- State House (1620) - The oldest stone building in Bermuda.
- Local Heritage
- Gombey Dancers - Traditional masquerade dancers appearing during holidays.
Nature and Outdoor Activities
- Nearby Nature Escapes
- Cooper’s Island Nature Reserve - Pristine beaches and turtle watching.
- National Parks Nearby
- Ferry Reach Park - Great for hiking, bird watching, and exploring old forts.
- Cycling/Walking Paths
- The Railway Trail (St. George's Section) - A scenic converted rail-to-trail path.
- Scenic Viewpoints
- Town Hill - Offers a 360-degree view of the harbor and the islands.
- Birdwatching Locations
- Spittal Pond Nature Reserve (15 min transit) - Home to the cahow bird.
- Bonfire-Friendly Spots
- Clearwater Beach (Permit required from Department of Parks).