Wise Logo
Wise (formerly TransferWise) is a trusted money transfer service used by millions of digital nomads worldwide.

Smart money transfers worldwide.

Affiliate disclosure

Budva, Montenegro 🇲🇪
#1077 ,

Nomad Score: 62%

💰 Cost & Affordability

💸 Cost of Living
71% Weight: 150
Moderately affordable compared to Western Europe, with lower prices for daily expenses but higher in peak tourist season.
🏠 Accommodation Cost
54% Weight: 80
Accommodation prices can spike during summer months due to tourism, making long-term rentals moderately priced but variable.
🍎 Food & Groceries
78% Weight: 40
Local markets and groceries are affordable; dining out is reasonable but can be pricier in tourist hotspots.
🚌 Transportation Cost
80% Weight: 20
Public transport is inexpensive; taxis and car rentals are affordable but limited in frequency.
🎟️ Entertainment Cost
62% Weight: 15
Entertainment options are moderately priced, with nightlife and cultural events costing less than in Western Europe.
🏋️ Gym Membership Cost
67% Weight: 10
Gyms are available at reasonable monthly rates, though options are fewer than in larger cities.
💱 Currency Stability
75% Weight: 30
Montenegrin Euro usage provides relative currency stability despite not being an EU member.

💻 Digital Nomad Essentials

🚀 Internet Speed
73% Weight: 100
Average broadband speeds around 50-100 Mbps; reliable in central areas but can be slower in outskirts.
👥 Coworking Spaces Availability
41% Weight: 40
Limited coworking spaces mostly concentrated in Budva town center; not many options compared to major hubs.
☕ Cafes with WiFi
70% Weight: 30
Several cafes offer free WiFi, though connection quality varies.
💻☕ Digital Nomad Friendly Cafes
55% Weight: 30
Some cafes cater to remote workers but lack dedicated workspaces or power outlets.
🌟 Digital Nomad Popularity
48% Weight: 100
Growing but still niche; more popular in summer months due to tourism.
📱 Local SIM Card Availability
82% Weight: 25
Easy to obtain prepaid SIM cards with good data packages.

🌟 Quality of Life

⚖️ Work-Life Balance
84% Weight: 30
Relaxed lifestyle with emphasis on outdoor activities and social life.
🌳 Environmental Quality
79% Weight: 15
Coastal location offers clean air and sea; some pollution during peak tourist season.
🧼 Cleanliness
65% Weight: 10
Generally clean, but tourist influx can strain waste management in summer.
🗨️ Language Barrier
52% Weight: 30
Montenegrin is official; English widely spoken in tourist areas but less so elsewhere.
💨 Air Quality
77% Weight: 15
Good air quality due to coastal breezes; occasional spikes during busy tourist season.
👨‍👩‍👧‍👦 Family Friendly
55% Weight: 25
Limited family-oriented amenities; better suited for singles and couples.

🏥 Healthcare

🏥 Healthcare Quality
58% Weight: 20
Basic healthcare services available; for specialized care, travel to larger cities or abroad is common.
💉 Healthcare Affordability
76% Weight: 25
Healthcare costs are relatively low compared to Western Europe.
🏥 Healthcare
63% Weight: 20
Adequate for minor issues; limited emergency and specialist services.

🌿 Climate & Environment

☀️ Weather
89% Weight: 80
Mediterranean climate with hot, dry summers and mild winters; ideal for outdoor activities.
🌪️ Natural Disaster Risk
60% Weight: 10
Low risk overall; occasional flooding and minor seismic activity.
🏞️ Green Spaces
68% Weight: 10
Several parks and nearby natural reserves; limited urban green spaces.
❄️ Air Conditioning
69% Weight: 15
Common in hotels and newer apartments; less prevalent in older buildings.
🍂 Seasonal Variety
55% Weight: 10
Distinct seasons but mild winters limit winter activities; summer dominates lifestyle.
🔊 Noise Pollution
47% Weight: 10
High noise levels during summer tourist season, especially near nightlife areas.

🎭 Culture & Entertainment

🎭 Culture
74% Weight: 20
Rich Balkan heritage with festivals, historic sites, and local traditions.
🌃 Nightlife
70% Weight: 15
Vibrant during summer with clubs and bars; quieter off-season.
🏞️ Outdoors & Nature
83% Weight: 15
Access to beaches, mountains, and hiking trails; excellent for outdoor enthusiasts.
🗣️ Language Learning Opportunities
40% Weight: 10
Limited formal language schools; mostly informal learning through interaction.
🧭 Local Experiences & Tours
72% Weight: 10
Good variety of cultural and nature tours, especially in summer.
🎳 Indoors Fun
45% Weight: 10
Limited indoor entertainment options; mostly bars and small cinemas.

🍎 Food & Fitness

🍽️ Food Scene
76% Weight: 25
Strong Mediterranean and Balkan cuisine presence; fresh seafood widely available.
🧠 Yoga Studios
39% Weight: 10
Few dedicated yoga studios; some seasonal offerings during summer.
🏋️ Fitness Facilities
58% Weight: 15
Basic gyms and fitness centers available; limited variety.
🥗 Healthy Food Options
71% Weight: 15
Fresh produce and seafood abundant; organic options less common.

💼 Work Environment

🕰️ Time Zone Favorability
75% Weight: 20
Central European Time zone suits most European and some Middle Eastern remote work schedules.
🤝 Networking Opportunities
43% Weight: 25
Limited formal networking events; informal meetups mostly in summer.
💻 Remote Job Opportunities
30% Weight: 20
Local remote job market is small; most digital nomads rely on international clients.
🆓 Freelance Ecosystem
35% Weight: 20
Freelance community is small and informal.
🏢 Coworking Quality
40% Weight: 30
Basic facilities; lacks amenities found in larger coworking hubs.

📈 Business & Economy

🚀 Startup Scene
28% Weight: 15
Very limited startup ecosystem; few incubators or accelerators.
💳 Local Payment Services
56% Weight: 10
Basic banking and payment services available; limited fintech innovation.
🔗 Blockchain & Crypto Adoption
42% Weight: 15
Growing interest but limited infrastructure and regulation.

🚆 Transportation

✈️ Airport Connectivity
59% Weight: 30
Nearest major airport is Tivat, about 20 km away; limited direct international flights.
🚇 Public Transit
50% Weight: 20
Bus services available but infrequent; no metro or tram systems.
🚶 Walkability
73% Weight: 20
Compact old town is very walkable; newer areas less so.
🚗 Ride-sharing Services
37% Weight: 15
Limited presence of international ride-sharing apps; taxis more common.
🚲 Cycling
45% Weight: 10
Some cycling paths but infrastructure is underdeveloped.
🚄 Intercity Travel Options
54% Weight: 15
Buses connect to other Montenegrin cities; limited train services.
🛵 Scooter/Bike Rental Availability
61% Weight: 10
Seasonal scooter and bike rentals available, especially in tourist areas.

📡 Connectivity

📱 Mobile Network Coverage
78% Weight: 20
Good 4G coverage nationwide; 5G rollout limited but expanding.
🔒 VPN Reliability
80% Weight: 20
VPN services work reliably with no known restrictions.
⚡ Power Grid Reliability
70% Weight: 15
Generally stable electricity supply; occasional outages in remote areas.
📶 Public WiFi Availability
55% Weight: 10
Public WiFi available in cafes and some public spaces but not widespread.

⚖️ Legal & Administrative

🛂 Visa Ease
68% Weight: 40
Visa-free access for many nationalities for up to 90 days; longer stays require permits.
📊 Tax Friendliness
50% Weight: 30
Moderate tax rates; no specific digital nomad tax incentives.
🗣️ Freedom of Speech
72% Weight: 15
Generally respected with some political sensitivities.
🏛️ Political Stability
65% Weight: 20
Relatively stable but occasional political tensions exist.
🏦 Ease of Opening Bank Account
53% Weight: 15
Possible but requires local documentation; can be bureaucratic for foreigners.
📄 Ease of Business Registration
57% Weight: 10
Moderate process with some paperwork; improving digital services.
📄✈️ Digital Nomad Visa Availability
0% Weight: 35
No dedicated digital nomad visa as of mid-2025.

🌍 Digital Nomad Community

🌍 Nomad Friendly
50% Weight: 50
Somewhat friendly due to lifestyle and cost but lacks infrastructure and services.
🤝 Nomad Events & Meetups
32% Weight: 25
Few organized events; mostly informal gatherings in summer.
🌐👥 Online Community Presence
40% Weight: 20
Limited online groups specifically for Budva digital nomads.

🛡️ Safety & Tolerance

🛡️ Safety
76% Weight: 100
Generally safe with low violent crime; petty theft can occur in tourist areas.
♀️ Female Friendly
68% Weight: 50
Moderately female-friendly; cultural norms are conservative but urban areas are more open.
✊ Racial Tolerance
60% Weight: 50
Generally tolerant but occasional incidents reported; more open in tourist zones.

Feedback Thank You!

Thank you!

Your feedback has been submitted successfully.