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Rentista and Pensioner Residence

Active Special

Uruguay · Residencia permanente (rentista, jubilado o pensionista) · Passive income · apply online, in person

Financial threshold — no minimum listed
Stay —
Application fee $92
Tax 12.0% IRPF on foreign capital via non-resident entities

Path to staying

  1. Permanent residencypossible
  2. Citizenshipafter 5 years
  • Permanent residency
  • Citizenship 5 years
  • Dual citizenship allowed
  • Language required for citizenship Understand and express in Spanish

Overview

Country
Uruguay
Program
Rentista and Pensioner Residence
Local name
Residencia permanente (rentista, jubilado o pensionista)
Type
Passive income
Status
Active

Permanent residence for a foreign rentista, retiree or pensioner. A Uruguayan notary must certify the status, what the income is, the nominal monthly amount, and how it is received in Uruguay. The income must be enough to cover living costs. The law sets no dollar minimum. The permit is indefinite unless those conditions lapse or the holder is absent for more than three years.

Eligibility

  • Criminal record check required
  • Health check required
  • Health insurance not required

Work rights

  • Employment allowed
  • Self-employment allowed
  • Own a business allowed
  • Work permit included

Family and dependents

Dependents allowed
Yes
Spouse included
Yes
Max child age
18
Parents allowed
Yes

Benefits and mobility

  • Bank account can open
  • Property purchase allowed
  • Public healthcare access granted

Tax

Tax regime
Special
Tax rate
12.0%
Regime name
IRPF on foreign capital via non-resident entities
Foreign income taxed
Yes
Capital gains taxed
Yes

How to apply

Method
online, in person
Apply from abroad
No

Notes

Decree 394/009, article 4(B)(c), is the residence test. The Dirección Nacional de Migración checklist, updated 19 February 2026, uses the same wording and does not publish a dollar floor. USD 1,500 a month, plus a home or Uruguayan government securities of at least USD 100,000 held for 10 years, is Law 16.340. That law does not grant residence. It lets someone who already has permanent residence, and who retired or took a pension abroad, import household goods free of duty and import one car that cannot be sold for four years. The residence fee is 557.30 unidades indexadas per person, about USD 92. The Unidad Indexada on 9 October 2026 was 6.6583 pesos, and the Banco Central dollar bill rate on 8 October 2026 was 40.210 pesos. The first migratory certificate for the identity card is another 55.70 unidades indexadas, about USD 9. Each exit while the file is pending needs a re-entry permit of 225.60 unidades indexadas, about USD 37. Brazilian and Paraguayan nationals do not pay the residence fee. The filing starts online and continues at an in-person appointment. Decree 394/009, article 5, still mentions a consular start, but the only published consular procedure is for Paraguayan nationals. There is no annual day quota. Permanent residence ends after an absence of more than three years, or if the conditions of admission lapse. An exit of more than six months during the application requires a new criminal-record certificate. The applicant needs a Uruguayan health card and vaccination certificate. An applicant who does not speak Spanish must bring an interpreter to the appointment. Legal citizenship is a separate procedure. Without qualifying family constituted in Uruguay it takes five years of habitual residence; with that family it takes three. An absence of more than six consecutive months restarts the count. The applicant must also show a qualifying means of life, and must understand and express themselves in Spanish if their language is not Spanish. Civic rights wait three further years after the carta. From 2026, a tax resident's foreign capital income from non-resident entities, and gains on those assets, is in IRPF. The residual rate is 12 percent. A new tax resident may elect non-resident treatment for the year of the move and the next ten fiscal years, if they were not a tax resident in the two preceding years and they either spend the year under the 183-day presence test, hold real estate above 12,500,000 unidades indexadas, or contribute at least 625,000 unidades indexadas a year to qualifying funds. That election is not part of the residence permit. The older option of a 7 percent rate could be made only until 31 December 2025.

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Uruguay also offers a digital nomad visa for remote workers

Last verified Oct 9, 2026 Last changed Oct 10, 2026 Source

Change history

    • Name Rentista Visa Rentista and Pensioner Residence
    • Official page https://www.gub.uy/ministerio-relaciones-exteriores/ https://www.gub.uy/tramites/residencia-legal-permanente
    • Income monthly (USD) 1500 none
    • Income annual (USD) 18000 none
    • Application fee (USD) 500 92

    pointed the record at the permanent-residence checklist, the online application guide and Decree 394/009, and described the three-year absence rule (https://www.impo.com.uy/bases/decretos/394-2009).

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