Wise Logo
Wise (formerly TransferWise) is a trusted money transfer service used by millions of digital nomads worldwide.

Global transfers for digital nomads.

Affiliate disclosure

Cetinje, Montenegro 🇲🇪
#1662 ,

Nomad Score: 59%

💰 Cost & Affordability

💸 Cost of Living
78% Weight: 150
Generally affordable compared to Western Europe, with lower prices for daily expenses.
🏠 Accommodation Cost
72% Weight: 80
Rental prices are reasonable, especially outside the main tourist season, but limited options in Cetinje.
🍎 Food & Groceries
75% Weight: 40
Local markets and supermarkets offer fresh produce at good prices; dining out is affordable.
🚌 Transportation Cost
70% Weight: 20
Public transport is limited but inexpensive; taxis are affordable but not widely used.
🎟️ Entertainment Cost
65% Weight: 15
Limited nightlife and entertainment options, but prices are low when available.
🏋️ Gym Membership Cost
60% Weight: 10
Few gyms available; memberships are affordable but facilities may be basic.
💱 Currency Stability
79% Weight: 30
Montenegro uses the Euro unofficially, providing currency stability despite not being in the EU.

💻 Digital Nomad Essentials

🚀 Internet Speed
68% Weight: 100
Decent broadband speeds in town center; rural areas may have slower connections.
👥 Coworking Spaces Availability
32% Weight: 40
Very limited coworking spaces; most digital nomads work from cafes or accommodation.
☕ Cafes with WiFi
55% Weight: 30
A handful of cafes offer WiFi, but quality and reliability vary.
💻☕ Digital Nomad Friendly Cafes
48% Weight: 30
Few cafes cater specifically to digital nomads; quiet spots are limited.
🌟 Digital Nomad Popularity
21% Weight: 100
Cetinje is not a well-known digital nomad hub; very few nomads present.
📱 Local SIM Card Availability
83% Weight: 25
SIM cards are easy to purchase with good coverage and affordable plans.

🌟 Quality of Life

⚖️ Work-Life Balance
76% Weight: 30
Relaxed lifestyle with low stress and good opportunities for outdoor activities.
🌳 Environmental Quality
84% Weight: 15
Clean air and natural surroundings with minimal industrial pollution.
🧼 Cleanliness
70% Weight: 10
Generally clean streets and public spaces, though some areas need improvement.
🗨️ Language Barrier
53% Weight: 30
Montenegrin is the official language; English is spoken by younger people but limited elsewhere.
💨 Air Quality
87% Weight: 15
Very good air quality due to mountainous location and low traffic.
👨‍👩‍👧‍👦 Family Friendly
65% Weight: 25
Quiet environment with parks and schools; limited entertainment for children.

🏥 Healthcare

🏥 Healthcare Quality
59% Weight: 20
Basic healthcare services available; more complex treatments require travel to larger cities.
💉 Healthcare Affordability
74% Weight: 25
Healthcare costs are low compared to Western Europe.
🏥 Healthcare
62% Weight: 20
Sufficient for minor issues; limited specialist availability locally.

🌿 Climate & Environment

☀️ Weather
71% Weight: 80
Mild Mediterranean climate with warm summers and cool winters; some rainy days in spring and autumn.
🌪️ Natural Disaster Risk
78% Weight: 10
Low risk of major natural disasters; occasional minor earthquakes possible.
🏞️ Green Spaces
89% Weight: 10
Abundant parks and proximity to national parks and nature reserves.
❄️ Air Conditioning
45% Weight: 15
Limited air conditioning in many buildings; summers can be warm but not extreme.
🍂 Seasonal Variety
67% Weight: 10
Distinct seasons with mild winters and warm summers; some seasonal rainfall.
🔊 Noise Pollution
86% Weight: 10
Low noise levels due to small size and limited traffic.

🎭 Culture & Entertainment

🎭 Culture
79% Weight: 20
Rich historical and cultural heritage with museums and traditional events.
🌃 Nightlife
38% Weight: 15
Very limited nightlife options; mostly quiet evenings.
🏞️ Outdoors & Nature
92% Weight: 15
Excellent access to hiking, mountains, and natural parks.
🗣️ Language Learning Opportunities
40% Weight: 10
Few formal language schools; informal opportunities mainly through locals.
🧭 Local Experiences & Tours
65% Weight: 10
Some cultural and historical tours available; limited compared to coastal areas.
🎳 Indoors Fun
43% Weight: 10
Limited indoor entertainment options such as cinemas or theaters.

🍎 Food & Fitness

🍽️ Food Scene
68% Weight: 25
Traditional Montenegrin cuisine with some international options; limited variety.
🧠 Yoga Studios
30% Weight: 10
Very few or no dedicated yoga studios in Cetinje.
🏋️ Fitness Facilities
55% Weight: 15
Basic gyms and fitness centers available but limited variety.
🥗 Healthy Food Options
67% Weight: 15
Fresh local produce widely available; healthy eating is accessible.

💼 Work Environment

🕰️ Time Zone Favorability
76% Weight: 20
Central European Time zone suitable for European and some US clients.
🤝 Networking Opportunities
31% Weight: 25
Very limited professional networking events for digital nomads.
💻 Remote Job Opportunities
40% Weight: 20
Local job market limited; most remote jobs come from outside the city.
🆓 Freelance Ecosystem
35% Weight: 20
Small freelance community; few local platforms or support structures.
🏢 Coworking Quality
28% Weight: 30
Few coworking spaces with basic facilities; not well developed.

📈 Business & Economy

🚀 Startup Scene
25% Weight: 15
Minimal startup activity in Cetinje; more vibrant in larger Montenegrin cities.
💳 Local Payment Services
60% Weight: 10
Basic banking and payment services available; limited fintech options.
🔗 Blockchain & Crypto Adoption
37% Weight: 15
Low adoption and awareness; no significant local crypto infrastructure.

🚆 Transportation

✈️ Airport Connectivity
42% Weight: 30
Nearest major airport is Podgorica, about 40 km away; limited direct connections.
🚇 Public Transit
39% Weight: 20
Limited bus services; no urban transit system.
🚶 Walkability
74% Weight: 20
Compact city center easy to navigate on foot.
🚗 Ride-sharing Services
20% Weight: 15
No major ride-sharing apps operating locally.
🚲 Cycling
50% Weight: 10
Some cycling possible but infrastructure is limited and terrain is hilly.
🚄 Intercity Travel Options
55% Weight: 15
Bus connections to other Montenegrin cities available but infrequent.
🛵 Scooter/Bike Rental Availability
33% Weight: 10
Few rental options; mostly seasonal and limited in variety.

📡 Connectivity

📱 Mobile Network Coverage
71% Weight: 20
Good mobile coverage in town; rural areas may have weaker signals.
🔒 VPN Reliability
80% Weight: 20
VPN services work well with no known restrictions.
⚡ Power Grid Reliability
75% Weight: 15
Generally stable electricity supply with occasional outages.
📶 Public WiFi Availability
47% Weight: 10
Limited public WiFi hotspots; mostly available in cafes and some public buildings.

⚖️ Legal & Administrative

🛂 Visa Ease
69% Weight: 40
Visa-free access for many nationalities; standard tourist visa policies apply.
📊 Tax Friendliness
55% Weight: 30
Moderate tax rates; no special digital nomad tax incentives.
🗣️ Freedom of Speech
78% Weight: 15
Generally free environment with some political sensitivities.
🏛️ Political Stability
67% Weight: 20
Relatively stable but occasional political tensions exist.
🏦 Ease of Opening Bank Account
50% Weight: 15
Possible but can be bureaucratic; non-residents face some challenges.
📄 Ease of Business Registration
58% Weight: 10
Moderate process with some paperwork; improving but not fully streamlined.
📄✈️ Digital Nomad Visa Availability
0% Weight: 35
No specific digital nomad visa available as of May 2025.

🌍 Digital Nomad Community

🌍 Nomad Friendly
35% Weight: 50
Limited infrastructure and community support for digital nomads.
🤝 Nomad Events & Meetups
20% Weight: 25
Very few or no regular digital nomad events or meetups.
🌐👥 Online Community Presence
33% Weight: 20
Minimal online presence or forums dedicated to Cetinje digital nomads.

🛡️ Safety & Tolerance

🛡️ Safety
81% Weight: 100
Low crime rates and generally safe for residents and visitors.
♀️ Female Friendly
70% Weight: 50
Generally safe and respectful environment for women travelers.
✊ Racial Tolerance
60% Weight: 50
Moderate tolerance; some cultural conservatism but generally peaceful.

Feedback Thank You!

Thank you!

Your feedback has been submitted successfully.