Cost of Living in Cetinje, 🇲🇪 Montenegro - For Locals, Nomads, and Tourists

Researched Updated Oct 30, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 21 3 $617 $505 $561 $314 $56

Utilities 22 23 24 35 3 — $119 $163 $80 —

Internet & Mobile 4 5 3 $22 $52 $74 $52 $5

Groceries 7 8 9 10 11 12 13 1 $87 $286 $571 $238 $5

Transportation 30 32 $70 $52 $135 $18 $17

Dining Out 26 27 $707 $141 $236 $65 $41

Leisure Activities 2 18 20 29 26 $121 $88 $4,587 $58 $17

Health Insurance 16 33 $67 $162 — — $2

Visa & Legal Fees 17 34 — $4 $15 — —

Total $1,691 $1,409 $6,342 $825 $143

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 21 $390.00 $293 – $482 per month

Coworking Space 6 $168.36 per month

Airbnb (1 month) 3 $617.35 $505 – $842 per month

Coliving Space 21 $336.72 per month

Food & Dining

Coffee 26 $2.24 per cup

Beer 1 $3.36 per pint

Meal (Inexpensive) 26 $11.22 per meal

Fast Food Combo 27 $9.54 per meal

Apples 10 $1.11 per kg

Bread 7 $1.01 per loaf

Milk 8 $1.22 per liter

Rice 9 $3.80 per kg

Chicken Fillets 11 $10.76 per kg

Beef 12 $12.90 per kg

Wine (Mid-range) 1 $5.73 per bottle

Meal (Mid-range, 2 people) 25 $44.90 per meal

Water (1.5L bottle) 13 $0.55 per bottle

Transportation

Taxi Start $1.01 per trip

Taxi per km 31 $0.79 per km

Monthly Transport Pass 30 $35.92 per month

Gasoline 28 $2.05 per liter

Ride-hailing (5km) 14 31 $4.96 per trip

Scooter Rental 19 $24.69 per month

Services

Mobile Plan 4 $22.44 per month

Internet (60 Mbps+) 5 $29.06 per month

Gym Membership 18 $44.90 per month

Tennis Court (Weekend) 29 $8.98 per hour

SIM Card (Tourist, prepaid) 4 $16.84 one-time

Entertainment

Cinema Ticket $6.96 per ticket

Clothing

Jeans 1 $41.70 per pair

Summer Dress $56.11 per dress

Running Shoes 1 $82.40 per pair

Personal Care

Haircut 1 $9.76 per visit

Laundry — per kg

Healthcare

Doctor Visit (GP) 15 $56.12 per visit

Pharmacy (basic meds) 1 $9.19 per purchase

About these costs

Method: Researched
Last updated: Oct 30, 2026
Last changed: Oct 31, 2026
Exchange rate: 1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Podgorica, Hanoi, Sarajevo, Zurich

Livingcost.org Cetinje basket (cross-check)Index
Lovćen NP day ticket €3Official
Airbnb Cetinje monthly search, November: one-bedroom offers €384 and €713Listings
m:tel Turist €15–30 prepaid / eSIMOfficial
m:tel Flash 1 home internet €25.90/monthOfficial
NEST Coworking Flexy 30 €150/month (Podgorica)Official
Voli — hljeb bijeli 500 g €0.90Listings
Voli — Kravica milk 1 L €1.09Listings
Voli — Scotti rice 1 kg €3.39Listings
Voli — jabuka Ajdared €0.99/kgListings
Voli — pileći file prsa €9.59/kgListings
Voli — juneća plećka €11.49/kgListings
Voli — Suza water 1.5 L €0.49Listings
Montenegro taxi tariff bandsSecondary
Milmedika GP examination €50Official
SafetyWing Essential USD 62.72 per 4 weeksOfficial
Law on Administrative Fees — residence tariffsOfficial
Athletic gym 12 sessions/month €40 (Podgorica)Official
HOP e-scooter €1 unlock + €0.25/minuteSecondary
QSI Montenegro tuition USD 26,900/yearOfficial
Oglasi.me Cetinje — garsonjera €250/month, 1BR €300–400/monthListings
EPCG 2026 sample bill €57.29 for 500 kWh (two-rate)Secondary
ViK Podgorica 2026 water supply and wastewater tariff tableOfficial
Podgorica waste tariff €0.075/m² before VAT; replaces unavailable PDFSecondary
Restoran Cetinje — set menus €12 and €20 per dinerListings
Cetinje konoba price table — coffee €1.20–2, ćevapi €5–9Secondary
Restaurant Desetka ćevapi €8.50Listings
Ministry max retail Eurosuper 95 €1.83/l (20–26 Oct 2026)Secondary
Verde Complex tennis €5/h until 17:00, €8/h 17:00–22:00Official
BusTicket4.me Cetinje–Podgorica tickets €3.50–5Listings
Taxi Centrala Budva €0.70/km; Podgorica €0.55/kmOfficial
Red Taxi Podgorica to Cetinje transfer €30Official
SafetyWing Complete adult cover USD 161.50/monthOfficial
UK FCDO: visa-free 90 days in 180 for British citizensOfficial
Montenegro Tax Administration: mains drinking water at reduced VATOfficial

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 982.09 617.35
- Apartment (1 bedroom) 439.05 390
- Apples 1.33 1.11
- Beef 12.13 12.9
- Beer 2.54 3.36
40 more changes
- Bread 0.92 1.01
- Chicken Fillets 9.82 10.76
- Cinema Ticket 5.78 6.96
- Coffee 1.85 2.24
- Coliving Space 635.47 336.72
- Coworking Space 161.76 168.36
- Dining Out local 69.32, nomad 635.47, expat 207.97, family 288.85, tourist 51.99 local 64.79, nomad 706.8, expat 141.36, family 235.6, tourist 41.23
- Doctor Visit (GP) 28.89 56.12
- Fast Food Combo 6.93 9.54
- Gasoline 1.79 2.05
- Groceries local 323.51, nomad 138.65, expat 369.73, family 751.01, tourist 9.24 local 237.62, nomad 87.45, expat 285.53, family 571.06, tourist 4.53
- Gym Membership 34.66 44.9
- Haircut 13.86 9.76
- Health Insurance local 0, nomad 75.1, expat 46.22, family 138.65, tourist 4.62 local 0, nomad 67.2, expat 161.5, tourist 2.24
- Housing local 346.62, nomad 751.01, expat 519.93, family 866.55, tourist 69.32 local 314.29, nomad 617.35, expat 505.11, family 561.23, tourist 56.12
- Internet & Mobile local 28.89, nomad 51.99, expat 40.44, family 69.32, tourist 2.89 local 51.5, nomad 22.44, family 73.94, tourist 5.24
- Internet (60 Mbps+) 28.89 29.06
- Jeans 75.1 41.7
- Laundry 11.55 not set
- Leisure Activities local 46.22, nomad 173.31, expat 127.09, family 231.08, tourist 17.33 local 58.38, nomad 121.14, expat 87.52, family 4586.61, tourist 16.83
- Meal (Inexpensive) 8.67 11.22
- Meal (Mid-range, 2 people) 51.99 44.9
- Milk 1.56 1.22
- Mobile Plan 17.33 22.44
- Monthly Transport Pass 28.89 35.92
- Pharmacy (basic meds) 7.51 9.19
- Rice 1.96 3.8
- Ride-hailing (5km) 7.51 4.96
- Running Shoes 98.21 82.4
- SIM Card (Tourist, prepaid) 11.55 16.84
- Scooter Rental 17.33 24.69
- Summer Dress 40.44 56.11
- Taxi Start 1.39 1.01
- Taxi per km 0.92 0.79
- Tennis Court (Weekend) 13.86 8.98
- Transportation local 34.66, nomad 57.77, expat 92.43, family 173.31, tourist 17.33 local 17.96, nomad 69.59, expat 51.63, family 134.7, tourist 16.84
- Utilities local 98.21, nomad 127.09, expat 121.32, family 207.97, tourist 0 local 79.8, nomad 0, expat 119.06, family 163.41, tourist 0
- Visa & Legal Fees local 0, nomad 11.55, expat 28.89, family 69.32, tourist 1.16 local 0, expat 3.74, family 14.97
- Water (1.5L bottle) 0.87 0.55
- Wine (Mid-range) 9.24 5.73
Retry fix pass corrected units, borrowed-price labels, source links and exact profile arithmetic for Apartment (1 bedroom), Coworking Space, Coffee, Beer, Meal (Inexpensive), Fast Food Combo, Apples, Bread, Milk, Rice, Chicken Fillets, Beef, Wine (Mid-range), Taxi Start, Taxi per km, Monthly Transport Pass, Gasoline, Mobile Plan, Internet (60 Mbps+), Gym Membership, Tennis Court (Weekend), Cinema Ticket, Summer Dress, Housing, Utilities, Internet & Mobile, Groceries, Transportation, Dining Out, Leisure Activities, Health Insurance, Visa & Legal Fees, Airbnb (1 month), Coliving Space, Meal (Mid-range, 2 people), Water (1.5L bottle), Ride-hailing (5km), Scooter Rental, SIM Card (Tourist, prepaid), Laundry, Doctor Visit (GP). Removed unsupported laundry and family insurance amounts; kept unchecked light-depth prices explicit (voli.me, athleticgym.me, milmedika.com, wapi.gov.me).

Cetinje cost of living