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Cetinje digital nomad guide

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Nomad score 5.8/10

42.3896, 18.9246 Europe/Podgorica #1662

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Researched Updated Oct 30, 2026 Last changed Oct 31, 2026 About guide entries

Culture and Attractions

Cultural Districts
The Historic Core (former embassy district). 2
Theater Venues
Kraljevsko pozorište Zetski Dom, the royal theatre, on Ulica Vladike Petra I. Wikipedia lists it among the national cultural institutions seated in Cetinje. 2 25
Must-See Landmarks
Cetinje Monastery is free. The Museum of King Nicholas, on King Nicholas Square, was €8 when the guide was updated in September 2025. 3 24
Museums & Art Venues
The National Museum of Montenegro keeps its history and art displays in Vladin dom on Novice Cerovića, plus the Museum of King Nicholas, Biljarda (the Njegoš museum, €3) and the Miodrag Dado Đurić contemporary gallery. Wikivoyage in September 2025 said the history and art section was closed for a re-display. A €20 ticket covers the Cetinje museums and the Njegoš mausoleum in Lovćen. 3 26 28
Historical Sites
Vlaška Church (built in 1450) with its fence made of captured enemy rifles. 3
Religious Sites
Cetinje Monastery, home to the Right Hand of John the Baptist. 3
Annual Events
Wikipedia describes Summer at the Old Royal Capital, a programme of concerts from June to September, and marks that passage as needing a citation. 2
Local Markets
Cetinje Green Market (near the bus station) every morning.
Music Scene
Live jazz and traditional 'klapa' music at Gradska Kafana.
Street Art
Murals near the FLU (Faculty of Fine Arts) campus.
Cooking Classes
Agrotourism households in nearby Njeguši village offer smoked meat workshops.
Art Galleries
Galerija savremene umjetnosti Miodrag Dado Đurić is part of the National Museum of Montenegro, in the historic core. 28
Historic Buildings
Blue Palace (Plavi Dvor), the current residence of the President. 2
Local Heritage
The Crnojević printing house, the first in southeastern Europe, worked in Cetinje from 1493 to 1496. 2

Essentials

City
Cetinje, Old Royal Capital, Montenegro 2
Population
14,494 people in Cetinje Municipality at the 2023 census (reference date 31 October 2023; MONSTAT release of 15 October 2024). Wikipedia still shows a preliminary town count of 12,460 against a preliminary municipality total of 14,465. 1 2
Internet Speed
m:tel Flash 1, on the home price list of 1 April 2026, is €25.90 a month with VAT on a 12-month contract (€23.90 on 24 months) for 160/6 Mbps or 200/10 Mbps, depending on the line. A Cetinje-only speed test was not opened. 7
Currency & Banking
Euro (EUR). Montenegro uses the euro without being in the euro area. ECB reference on 19 October 2026: 1 EUR = 1.1225 USD, so 1 USD is about €0.89. 4 5
Tap Water
Tap water is generally drinkable. In some small towns, bottled water may be preferable. 4
Power
230 V, 50 Hz, Type C and F (Europlug and Schuko). 4
SIM Card
Crnogorski Telekom, m:tel and ONE. m:tel Turist 15 is 500 GB for 15 days and Turist 20 is 1 TB for 30 days; the on-page top-up menu prices those at €15 and €20. Super Turist is unlimited data (fair-use cap 3 TB) for 45 days. The SIM must be registered, and sellers ask for a passport or ID. 6 4
Banking for Expats
The cash currency is the euro, and Wikivoyage recommends an ATM if you arrive without euros. m:tel prepaid credit can be topped up at Crnogorska komercijalna banka ATMs, by card and with no fee. 6 4
Accommodation
Oglasi.me ads in 2026 include a 25 m² studio in the centre at €180 a month (6 October 2026) and one-bedroom flats around €300 to €350. Some larger or older ads still ask €500 to €700. 29
Cashless Friendly
Moderate. Restaurants and supermarkets accept cards; small cafes and markets require cash.
Short Term Rentals
Oglasi.me listed 63 Cetinje flat-rental ads on 26 October 2026, a mix of monthly rents and a few daily prices. 29
Budget Accommodation
Wikivoyage lists rooms beside the bus station at €12 to €15 a person, and Pansion 22 on Ul. Ivanbegova 22 at €20 a person. Phone +382 69 055 473. 3
Best Area to Stay for Tourists
The historic core, around King Nikola's Museum and Cetinje Monastery, where the old embassy buildings stand. 2 3
Best Area to Stay for Digital Nomads
Gruda, a neighbourhood named on the rental ads, had a one-bedroom at €300 a month on 16 April 2026. The centre is the walkable part of town, and the agency coworking room is on Bulevar Crnogorskih Junaka. 29 17

Working and Networking

Best Coworking Space
Agencija za razvoj i podršku poslovanju, Bulevar Crnogorskih Junaka 91, has a 16-desk room with a computer, internet and a kitchen. The published tariff, excluding VAT, is free for individuals from 08:00 to 12:00, €5 for a full day (07:00 to 19:00), €25 for seven days and €60 for a month. Phones 041 231 452 and 067 261 243. 17 18 34
Best Cafe for Work
Kafana Gradska (Njegoševa) - spacious, historic atmosphere with reliable Wi-Fi.
Networking Events
Workshops at the Faculty of Fine Arts (FLU) or events at the Ministry of Culture.
Social Events for Expats
English-speaking meetups are rare; most expats connect via 'Montenegro Digital Nomads' Facebook group.

Transportation

Best Taxi/Ride App
No apps like Uber. Use Viber to message 'Taxi De Lux' (+382 67 253 253).
Bike/Scooter Rental
Local rentals near Ivana Crnojevića Square, approx. €10/day.
Best Beach Nearby
Budva, about 30 km west, is the nearest beach town. Wikivoyage calls its riviera the most popular in the country. A travel note names the Podgorica–Cetinje–Budva road as the M2.3 and puts the full Podgorica-to-Budva drive at about an hour. 2 4 33
Top Regional Airline
Cetinje has no airport. Air Montenegro (IATA 4O), the state carrier, has its hub at Podgorica Airport, about 50 km away, and a second base at Tivat. The route table includes Belgrade, Ljubljana, Istanbul and Frankfurt. 30 3
Top International Airline
Wizz Air, which Airports of Montenegro on 22 March 2026 called the largest carrier in the country, opened a base at Podgorica Airport on 30 March 2026 with two Airbus A321neos. Ryanair sells London Stansted to Podgorica. That airport is about 50 km from Cetinje. 31 32 3
Highway Access
The main road runs Podgorica–Cetinje–Budva. Wikipedia puts both towns about 30 km away, with three-lane sections. A travel note calls that road the M2.3. 2 33
Main Train/Transit Hub
There is no passenger railway. Komunalno Cetinje runs the bus station and publishes the address as Jaroslava Čermaka bb, phone +382 41 238 225. OpenStreetMap pins Autobuska Stanica Cetinje at 3 Ulica Grahovska. 19 22 2
Public Transport Passes
There is no local city bus; the historic centre is walkable. Wikivoyage examples of intercity fares are Podgorica to Cetinje €3 and Cetinje to Kotor €5. A ticket bought at the station includes the station fee. 3 4
Regional Travel
Buses to Podgorica and Budva are frequent and the ride is under an hour. The published example fare to Podgorica is €3 and to Kotor €5. 3 4

Health and Wellness

Best Hospital
Opšta bolnica Danilo I, described in the city strategic plan as the first state hospital, and Dom zdravlja Cetinje are both listed at Vuka Mićunovića bb. Hospital phone +382 41 231 336. OpenStreetMap pins Dom zdravlja on that street. 20 21 23
Yoga & Wellness Centers
Private sessions available at Hotel Grand; specific yoga studios are limited.
Gyms & Fitness Centers
Gym 4 You (near the Sports Center), monthly pass approx. €30.
Laundry Services
Lava Blu (Ulica 13. Novembra), self-service and drop-off available.

Food and Drink

Best Food Delivery App
Glovo (functional but limited selection compared to Podgorica).
Best Local Dish to Try
Njeguški pršut (smoked ham) and Njeguški cheese. Wikivoyage points to Konak, a few minutes toward Budva, for lamb, cicvara and those Njeguši products. 3 4
Vegan/Vegetarian Options
Kole Restaurant (Njegoševa) offers grilled vegetable platters and salads.
Best Dessert Spots
Pasticceria 'Skadarlija' for traditional krempita and baklava.
Affordable Shopping Spots
Voli and Idea Supermarkets on the outskirts; City Market for fresh produce.
E-commerce/Online Store
Multicom.me (electronics) and Datika.me with delivery to Cetinje.
Grocery Delivery
Glovo offers grocery delivery from Idea supermarkets.
Bar/Nightlife Area
Njegoševa Street - 'Cetinjski Pub' and 'Gaeta' are local favorites.
Local Brewery
Small craft batches available at 'Ivan's Bridge' or local rakija from nearby Njeguši.
Wine Bars
Vinoteka, Njegoševa 103, is listed for fish and seafood. The country guide names Vranac among the wines to try. 3 4
Street Food Stalls
Fast Food 'Obelix' for roštilj (grilled meats) and pljeskavica.
Popular International Cuisine
Pizzeria 'Korni' (Njegoševa) for Italian-style thin crust pizza.

Nature and Outdoor Activities

Nearby Nature Escapes
Lipa Cave, in the village of Lipa about 5 km from town, has more than 2.5 km of passages. Adult tours were €16.90 when the guide was updated in May 2026. Phone +382 67 003 040. 3
National Parks Nearby
Lovćen National Park charges €3 a day, including the visitor centre. The Njegoš mausoleum is 13 km from Cetinje. Lake Skadar National Park is the other nearby park. 27 2
Cycling/Walking Paths
Orlov Krš (Eagle's Rock) trail for a panoramic view of the city.
Scenic Viewpoints
The road from Kotor to Cetinje is a curvy mountain road, and mist or ice are common. The Njegoš mausoleum road climbs Lovćen. 3 2
Birdwatching Locations
Lake Skadar National Park, about 15 km from Cetinje, is described as a place for birdwatching. Rijeka Crnojevića is a settlement of Cetinje Municipality on the lake side. 4 2
Bonfire-Friendly Spots
Ivanova Korita picnic area in Lovćen (designated BBQ zones).

Other Services and Amenities

Parcel Delivery Service
Pošta Crne Gore (Njegoševa); DHL available via Podgorica pickup.
Tech Repair Services
Small repair shops located in the 'Tržni Centar' area.
Table Tennis Spots
Cetinje Sports Center (Sportski Centar).
Language Classes
Private tutors from the Faculty of Philology; check notice boards at FLU.
Libraries & Study Spots
Đurđe Crnojević Central National Library, one of the national institutions seated in Cetinje. 2
Community Centers
Centar za Kulturu Prijestonice Cetinje.
Gaming Lounges
PC Play (near the town square).
Casino & Gaming Halls
Volcano Betting and Slot Club near the bus station.

Business

Studio Purchase Price (City Center)
Approx. €1,600 per m² (e.g., 40 m² = €64,000)
Studio Purchase Price (Outside City)
Approx. €1,200 per m² (e.g., 40 m² = €48,000)
1-Bedroom Purchase Price (City Center)
Approx. €1,500 per m² (e.g., 60 m² = €90,000)
1-Bedroom Purchase Price (Outside City)
Approx. €1,100 per m² (e.g., 60 m² = €66,000)
2-Bedroom Purchase Price (City Center)
Approx. €1,400 per m² (e.g., 80 m² = €112,000)
2-Bedroom Purchase Price (Outside City)
Approx. €1,000 per m² (e.g., 80 m² = €80,000)
Corporate Tax
Progressive: 9% on profit up to €100,000, then €9,000 plus 12% up to €1,500,000, then €177,000 plus 15% above that. Residents are taxed on worldwide profit. PwC reviewed 7 August 2026. 10
Dividend Withholding Tax
15% withholding on dividends paid to residents and non-residents. A tax treaty can reduce that. Payments to listed tax-haven entities are 30%. 11
Tax System
Residents are taxed on worldwide income. Residence is a domicile, a centre of personal and economic interests, or at least 183 days in the tax year. Non-residents are taxed on Montenegrin-source income. 13 9
Highest Income Tax Bracket
15% on gross salary above €1,000 a month (0% to €700, 9% from €700.01 to €1,000). Municipal surtax on the personal income tax assessed is 13%, except in Podgorica and Cetinje where it is 15%. 9
VAT
21% standard. 15% on certain hospitality, accommodation, books and cultural or sports tickets. 7% on bread, flour, milk and dairy, medicines and public transport. PwC reviewed 7 August 2026. 8
Controlled Foreign Company (CFC) Rules
PwC, reviewed 7 August 2026, states that Montenegro has no controlled-foreign-company rules. 12
Property Tax
Annual tax of 0.25% to 1% of the market value on 1 January, paid in two instalments. The PwC corporate summary gives that range; the municipality sets the rate inside it. 8
Property Transaction Tax
Progressive transfer tax: 3% up to €150,000, then €4,500 plus 5% to €500,000, then €22,000 plus 6% above that. A new building, and since 1 April 2026 building land, is outside this tax when the sale is charged VAT. 8 14
Attractive Tax System for Digital Nomads
A digital-nomad temporary stay is issued for up to two years and can be extended by up to two more, with a six-month gap before a new permit. Salary or self-employment from an employer not registered in Montenegro is exempt from personal income tax and social contributions while that status holds. Other income stays taxable. 15 16 9

About these guide entries

Method
Researched
Last updated
Oct 30, 2026
Last changed
Oct 31, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

  1. MONSTAT 2023 census by citizenship, Cetinje Municipality 14,494, release 15 October 2024Official
  2. Wikipedia Cetinje, Old Royal Capital, roads, printing house, library, Blue Palace and the summer festivalReference
  3. Wikivoyage Cetinje, buses, museums, monastery, Lipa Cave, rooms and VinotekaSecondary
  4. Wikivoyage Montenegro, euro, 230 V types C and F, tap water, SIM registration, bus fares and Lake Skadar birdsSecondary
  5. European Central Bank reference, 1 euro = 1.1225 US dollars on 19 October 2026Official
  6. m:tel Turist prepaid, 500 GB for 15 days, 1 TB for 30 days, unlimited for 45 days, menu prices 15 and 20 euroOfficial
  7. m:tel Flash 1 home internet, 25.90 euro a month with VAT for 160 or 200 Mbps, 1 April 2026Official
  8. PwC Montenegro VAT, property tax and transfer tax, reviewed 7 August 2026Professional
  9. PwC Montenegro salary bands and the 15 percent Cetinje municipal surtaxProfessional
  10. PwC Montenegro corporate tax, 9, 12 and 15 percent bandsProfessional
  11. PwC Montenegro dividend withholding 15 percent, 30 percent for listed tax havensProfessional
  12. PwC Montenegro, no controlled foreign company rules, reviewed 7 August 2026Professional
  13. PwC Montenegro tax residence, domicile, centre of interests, or 183 daysProfessional
  14. Transfer tax brackets and the 1 April 2026 building-land exclusion, Official Gazette 33/2026Secondary
  15. Digital nomad temporary stay, up to two years and two moreOfficial
  16. KPMG, digital-nomad exemption from income tax and social contributions from 30 December 2022Professional
  17. Cetinje business agency coworking, 16 desks, 5 euro a day and 60 euro a month before VATOfficial
  18. Cetinje business agency, Bulevar Crnogorskih Junaka 91, phones 041 231 452 and 067 261 243Official
  19. Komunalno Cetinje bus service page and operator contact address, Jaroslava Cermaka bbOfficial
  20. UK list of medical facilities, updated 23 June 2025, Danilo I hospital and Dom zdravlja on Vuka MicunovicaOfficial
  21. Cetinje strategic plan 2025-2029, Danilo I hospital on Vuka Micunovica, first state hospitalOfficial
  22. OpenStreetMap, Cetinje bus station at 3 Ulica GrahovskaReference
  23. OpenStreetMap, Dom zdravlja Cetinje on Ulica Vuka MicunovicaReference
  24. OpenStreetMap, Cetinjski ManastirReference
  25. OpenStreetMap, Kraljevsko Pozoriste Zetski Dom on Ulica Vladike Petra IReference
  26. OpenStreetMap, Vladin dom, National Museum of Montenegro, Novice CerovicaReference
  27. Lovcen National Park, 3 euro day ticket including the visitor centreOfficial
  28. National Museum of Montenegro, units in the historic core, including the Dado galleryOfficial
  29. Oglasi.me Cetinje rentals, 63 ads, studio 180 euro and one-beds about 300 to 350 euroListings
  30. Air Montenegro, hub at Podgorica, second base at Tivat, routes include Belgrade, Ljubljana, Istanbul and FrankfurtReference
  31. Airports of Montenegro, Wizz Air base at Podgorica on 30 March 2026Official
  32. Ryanair, London Stansted to PodgoricaOfficial
  33. Travel note, M2.3 from Podgorica through Cetinje to Budva in about an hourSecondary
  34. Agency coworking tariff image: free mornings, €5 day, €25 week, €60 month, working hoursOfficial

Change history

    • Method Generated Researched
    • Accommodation Mix of historic stone houses and small apartments; €400-€700/month for long term. Oglasi.me ads in 2026 include a 25 m² studio in the centre at €180 a month (6 October…
    • Annual Events Cetinje Summer (July/August) and the 'Summer in the Capital' concerts. Wikipedia describes Summer at the Old Royal Capital, a programme of concerts from June to…
    • Art Galleries Atelje Dado (Gallery of the National Museum) for contemporary art. Galerija savremene umjetnosti Miodrag Dado Đurić is part of the National Museum of…
    • Attractive Tax System for Digital Nomads Digital Nomad Visa permits stays up to 2 years with tax exemptions on foreign-sourced… A digital-nomad temporary stay is issued for up to two years and can be extended by up to…
    • Banking for Expats CKB Bank (Njegoševa) is expat-friendly; Revolut/Wise work for POS but not for local… The cash currency is the euro, and Wikivoyage recommends an ATM if you arrive without…
    38 more changes
    • Best Area to Stay for Digital Nomads Donji Kraj or Gruda for quieter, residential feel with better parking and modern apartment… Gruda, a neighbourhood named on the rental ads, had a one-bedroom at €300 a month on 16…
    • Best Area to Stay for Tourists Historic Center (near King Nikola's Museum) for easy access to landmarks. The historic core, around King Nikola's Museum and Cetinje Monastery, where the old…
    • Best Beach Nearby Budva Riviera (Bečići or Slovenska Plaža), 35 mins away via the M2.3 highway. Budva, about 30 km west, is the nearest beach town. Wikivoyage calls its riviera the most…
    • Best Coworking Space Innovation Center Cetinje (Ulica Baja Pivljanina) - emerging space for startups. Agencija za razvoj i podršku poslovanju, Bulevar Crnogorskih Junaka 91, has a 16-desk room…
    • Best Hospital Danilo I General Hospital (Baja Pivljanina) - the oldest hospital in Montenegro. Opšta bolnica Danilo I, described in the city strategic plan as the first state hospital…
    • Best Local Dish to Try Njeguški pršut (smoked ham) and Cetinje sheep cheese. Njeguški pršut (smoked ham) and Njeguški cheese. Wikivoyage points to Konak, a few minutes…
    • Birdwatching Locations Skadar Lake National Park (Rijeka Crnojevića entrance), 20 mins away. Lake Skadar National Park, about 15 km from Cetinje, is described as a place for…
    • Budget Accommodation Hostel Cetinje (Baja Pivljanina), approx. €15-€20 per night. Wikivoyage lists rooms beside the bus station at €12 to €15 a person, and Pansion 22 on…
    • Controlled Foreign Company (CFC) Rules No specific CFC rules currently in place. PwC, reviewed 7 August 2026, states that Montenegro has no controlled-foreign-company…
    • Corporate Tax Progressive 9% to 15% Progressive: 9% on profit up to €100,000, then €9,000 plus 12% up to €1,500,000, then…
    • Currency & Banking Euro (€). 1 EUR ≈ 1.09 USD. ATMs available at Prva Banka and NLB Banka on Njegoševa… Euro (EUR). Montenegro uses the euro without being in the euro area. ECB reference on 19…
    • Dividend Withholding Tax 15% 15% withholding on dividends paid to residents and non-residents. A tax treaty can reduce…
    • Highest Income Tax Bracket 15% (on income above €1,000/month) 15% on gross salary above €1,000 a month (0% to €700, 9% from €700.01 to €1,000)…
    • Highway Access M2.3 connects Cetinje directly to Podgorica (East) and Budva (West). The main road runs Podgorica–Cetinje–Budva. Wikipedia puts both towns about 30 km away…
    • Internet Speed Average 50-100 Mbps via MTEL or Crnogorski Telekom fiber m:tel Flash 1, on the home price list of 1 April 2026, is €25.90 a month with VAT on a…
    • Libraries & Study Spots Djurdje Crnojević National Library, a stunning historic site for quiet study. Đurđe Crnojević Central National Library, one of the national institutions seated in…
    • Local Heritage The traditional Montenegrin 'Kapa' (cap) embroidered in Cetinje workshops. The Crnojević printing house, the first in southeastern Europe, worked in Cetinje from…
    • Main Train/Transit Hub Cetinje Bus Station (Avtobuska Stanica) on Vojvode Boža street. There is no passenger railway. Komunalno Cetinje runs the bus station and publishes the…
    • Museums & Art Venues National Museum of Montenegro (Narodni Muzej) and the Biljarda. The National Museum of Montenegro keeps its history and art displays in Vladin dom on…
    • Must-See Landmarks King Nikola's Museum and the Cetinje Monastery. Cetinje Monastery is free. The Museum of King Nicholas, on King Nicholas Square, was €8…
    • National Parks Nearby Lovćen National Park, containing the Njegoš Mausoleum (20 mins drive). Lovćen National Park charges €3 a day, including the visitor centre. The Njegoš mausoleum…
    • Nearby Nature Escapes Lipski Pećina (Lipa Cave), one of the largest cave systems in the country. Lipa Cave, in the village of Lipa about 5 km from town, has more than 2.5 km of passages…
    • Population 14,000 14,494 people in Cetinje Municipality at the 2023 census (reference date 31 October 2023…
    • Power 230V, 50Hz, 🔌 Type C/F sockets 230 V, 50 Hz, Type C and F (Europlug and Schuko).
    • Property Tax Annual tax ranging from 0.25% to 1% of market value. Annual tax of 0.25% to 1% of the market value on 1 January, paid in two instalments. The…
    • Property Transaction Tax Progressive rate starting at 3% for properties up to €100k. Progressive transfer tax: 3% up to €150,000, then €4,500 plus 5% to €500,000, then €22,000…
    • Public Transport Passes No local city buses; Cetinje is walkable. Intercity buses use single-trip tickets (€3-€5). There is no local city bus; the historic centre is walkable. Wikivoyage examples of…
    • Regional Travel Buses to Podgorica or Budva run every 30-60 mins for approx. €4. Buses to Podgorica and Budva are frequent and the ride is under an hour. The published…
    • SIM Card MTEL (Njegoševa 22) or One Montenegro. Nomad plan: 500GB for €15 (15 days). Crnogorski Telekom, m:tel and ONE. m:tel Turist 15 is 500 GB for 15 days and Turist 20 is…
    • Scenic Viewpoints The road to Kotor (P1 route) with 25 serpentines overlooking Boka Bay. The road from Kotor to Cetinje is a curvy mountain road, and mist or ice are common. The…
    • Short Term Rentals Airbnb, Booking.com, and local Facebook groups like 'Izdavanje Stanova Cetinje'. Oglasi.me listed 63 Cetinje flat-rental ads on 26 October 2026, a mix of monthly rents and…
    • Tap Water Drinkable and of high quality (mountain spring source) Tap water is generally drinkable. In some small towns, bottled water may be preferable.
    • Tax System Residency-based; worldwide income for residents. Residents are taxed on worldwide income. Residence is a domicile, a centre of personal and…
    • Theater Venues Zetski Dom (The Royal Theater), the oldest theater in the country. Kraljevsko pozorište Zetski Dom, the royal theatre, on Ulica Vladike Petra I. Wikipedia…
    • Top International Airline Ryanair and Wizz Air operate from Podgorica Airport (TGD), 40 mins away. Wizz Air, which Airports of Montenegro on 22 March 2026 called the largest carrier in the…
    • Top Regional Airline Air Montenegro (flights to Belgrade, Ljubljana, Istanbul). Cetinje has no airport. Air Montenegro (IATA 4O), the state carrier, has its hub at…
    • VAT 21% Standard; 7% for tourism/food services. 21% standard. 15% on certain hospitality, accommodation, books and cultural or sports…
    • Wine Bars Vinoteka at the Blue Palace (Plavi Dvor) area for Vranac wine tasting. Vinoteka, Njegoševa 103, is listed for fish and seafood. The country guide names Vranac…

    Fix pass aligned Tap Water, SIM Card, Banking for Expats and Highest Income Tax Bracket with national facts and comparison cities; Best Coworking Space gained a direct tariff-image citation confirming prices and hours. Flagged remaining address, current-price and rental-evidence gaps under Not verified, and updated research attribution and date (en.wikivoyage.org, mtel.me, taxsummaries.pwc.com, cetinje.biz).

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