Essentials
- City
- Flatts Village, Hamilton Parish/Smith's Parish, Bermuda
- Population
- Approx. 400
- Internet Speed
- 100-500 Mbps via One Communications or Digicel Fiber
- Currency & Banking
- Bermudian Dollar (BMD) pinned 1:1 to USD; USD is accepted everywhere.
- Tap Water
- Safe but limited; most residents use rainwater collected in tanks (Potable).
- Power
- 120V, 60Hz, 🔌 Type A/B (Same as USA/Canada)
- SIM Card
- One Communications or Digicel (Prepaid 5GB starts at $50 USD)
- Banking for Expats
- HSBC Bermuda, Clarien Bank, and Butterfield Bank; cards accepted almost everywhere.
- Accommodation
- Brightside Guest Apartments, local Airbnb listings, and The Loren at Pink Beach (nearby).
- Cashless Friendly
- Yes, Visa and Mastercard are standard; AMEX is less common.
- Short Term Rentals
- Airbnb and VRBO vary from $250 - $600 per night.
- Budget Accommodation
- Brightside Guest Apartments (approx. $180 - $220/night)
- Best Area to Stay for Tourists
- Flatts Inlet waterfront for harbor views and proximity to the Aquarium.
- Best Area to Stay for Digital Nomads
- Nearby Harrington Sound for quieter residential long-term rentals.
Working and Networking
- Best Coworking Space
- Connect Bermuda (Hamilton City, 10 min drive) - $50 Day Pass
- Best Cafe for Work
- Village Pantry (Flatts) - Great Wi-Fi and ample outdoor shaded seating.
- Networking Events
- Bermuda Chamber of Commerce events and 'Business Bermuda' seminars in Hamilton.
- Social Events for Expats
- Flatts Village Friday night sunset gatherings at local docks.
Transportation
- Best Taxi/Ride App
- Hitch Bermuda (Local ride-hailing app, reliable but premium pricing)
- Bike/Scooter Rental
- Smatt’s Cycle Livery (at Fairmont) or Oleander Cycles (nearby) - approx. $50/day.
- Best Beach Nearby
- Shelly Bay (3 min drive) - calm waters and sunset views.
- Top Regional Airline
- BermudAir (Direct flights to US East Coast)
- Top International Airline
- British Airways (Direct to London) and American Airlines.
- Highway Access
- North Shore Road and Middle Road meet in Flatts; speed limit is 35kph.
- Main Train/Transit Hub
- Hamilton Bus Terminal (10-15 mins away) connecting all routes.
- Public Transport Passes
- Pink/Blue Bus system; Monthly passes approx. $70.
- Regional Travel
- Yellow and Blue Bus routes #10 and #11 serve Flatts Village every 15-30 mins.
Health and Wellness
- Best Hospital
- King Edward VII Memorial Hospital (KEMH) in Paget (12 min drive).
- Yoga & Wellness Centers
- Lucky Elephant Yoga (Hamilton) or private sessions at The Loren.
- Gyms & Fitness Centers
- The Athletic Club (Hamilton) or E-Fit Bermuda (Smith's Parish).
- Laundry Services
- Quickie Lickie Laundromat (Hamilton) - Wash/Dry/Fold services.
Food and Drink
- Best Food Delivery App
- Sargasso Sea (Very reliable, covers Flatts area).
- Best Local Dish to Try
- Bermuda Fish Chowder with Black Rum and Sherry Peppers at Rustico.
- Vegan/Vegetarian Options
- Village Pantry (Flatts) offers extensive plant-based bowls and pizzas.
- Best Dessert Spots
- Flatt's Gift Shop & Ice Cream (Classic scoops by the bridge).
- Affordable Shopping Spots
- Collector's Hill Apothecary (Nearby) for essentials.
- E-commerce/Online Store
- Mailboxes Unlimited (Required for shipping Amazon/international goods to Bermuda).
- Grocery Delivery
- DropIt.bm or Marketplace delivery services.
- Bar/Nightlife Area
- Front Street, Hamilton (10 mins away) for the main bar scene.
- Local Brewery
- OnTrack Brewing (Small batch local) or Dockyard Brewing Co. (Regional).
- Wine Bars
- Two & Quarter (Hamilton) or Rustico's extensive wine list.
- Street Food Stalls
- Fish Sandwich stalls (various roadside spots on North Shore Road).
- Popular International Cuisine
- Rustico (Italian/Mediterranean focus in Flatts).
Culture and Attractions
- Must-See Landmarks
- Bermuda Aquarium, Museum and Zoo (BAMZ) located in Flatts.
- Museums & Art Venues
- Natural History Museum (inside BAMZ).
- Historical Sites
- Flatts Bridge (Historic inlet crossing point since the 1600s).
- Religious Sites
- St. Mark's Church (Smith's Parish) - Beautiful historic architecture.
- Annual Events
- Bermuda Day (May) and Cup Match (August) - cultural holidays.
- Cultural Districts
- The City of Hamilton (Close proximity cultural hub).
- Theater Venues
- Earl Cameron Theatre (Hamilton).
- Local Markets
- Farmers' Market at Botanical Gardens (Saturdays, 10 min drive).
- Music Scene
- Live acoustic sets at Village Pantry on selected evenings.
- Street Art
- Vibrant residential murals in nearby residential parishes.
- Cooking Classes
- Private workshops often hosted at The Loren (Nearby).
- Art Galleries
- Masterworks Museum of Bermuda Art (Botanical Gardens).
- Historic Buildings
- Bridge House (Nearby historic residence).
- Local Heritage
- Gombey Dancers (Traditional masquerade seen during holidays).
Nature and Outdoor Activities
- Nearby Nature Escapes
- Spittal Pond Nature Reserve (Bermuda's largest bird sanctuary).
- National Parks Nearby
- Blue Hole Park (Crystal Caves area) - 8 mins away.
- Cycling/Walking Paths
- Bermuda Railway Trail (Accessible via North Shore Road near Flatts).
- Scenic Viewpoints
- Gibbons Bay overlooking Flatts Inlet.
- Birdwatching Locations
- Harrington Sound and Spittal Pond.
- Bonfire-Friendly Spots
- Shelly Bay (Permit required from Dept. of Parks).
Other Services and Amenities
- Parcel Delivery Service
- DHL Bermuda or FedEx (Hamilton).
- Tech Repair Services
- pTech (Hamilton) for Apple and PC repairs.
- Table Tennis Spots
- Bermuda Table Tennis Association (Hamilton Parish).
- Language Classes
- Bermuda College (Paget) offers evening continuing education.
- Libraries & Study Spots
- Bermuda National Library (Hamilton).
- Community Centers
- The Smith’s Parish Council community hubs.
- Gaming Lounges
- G-Sports (Hamilton area).
- Casino & Gaming Halls
- St. Regis Bermuda Resort Casino (St. George's - 15 min drive).
Business
- Studio Purchase Price (City Center)
- Approx. $11,000 per m² ($450,000 for 40 m² studio).
- Studio Purchase Price (Outside City)
- Approx. $8,500 per m² ($340,000 for 40 m² studio).
- 1-Bedroom Purchase Price (City Center)
- Approx. $10,000 per m² ($600,000 for 60 m²).
- 1-Bedroom Purchase Price (Outside City)
- Approx. $7,500 per m² ($450,000 for 60 m²).
- 2-Bedroom Purchase Price (City Center)
- Approx. $9,500 per m² ($760,000 for 80 m²).
- 2-Bedroom Purchase Price (Outside City)
- Approx. $7,000 per m² ($560,000 for 80 m²).
- Corporate Tax
- 0% (Bermuda is a tax-neutral jurisdiction; though a 15% minimum tax for large MNCs is pending).
- Dividend Withholding Tax
- 0%
- Tax System
- Territorial; no personal income tax, but significant payroll tax and import duties.
- Highest Income Tax Bracket
- 0% (Personal Income Tax does not exist).
- VAT
- 0% (There is no VAT/GST, but import duties are high, typically 25%).
- Controlled Foreign Company (CFC) Rules
- None.
- Property Tax
- Yes, based on Annual Rental Value (ARV).
- Property Transaction Tax
- Stamp duty varies (approx. 2% to 10% based on value).
- Attractive Tax System for Digital Nomads
- Work from Bermuda Certificate allows 1-year residency with 0% tax on foreign income.