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Genki offers international health insurance tailored for digital nomads, expats, and long-term travelers, providing worldwide coverage and flexibility.

Global health insurance for nomads.

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Tofol, Micronesia 🇫🇲
#1701 ,

Nomad Score: 47%

💰 Cost & Affordability

💸 Cost of Living
71% Weight: 150
Generally affordable due to local economy and limited luxury options, but some imported goods can be pricey.
🏠 Accommodation Cost
63% Weight: 80
Limited housing options with moderate prices; basic accommodations are affordable but modern apartments are scarce.
🍎 Food & Groceries
68% Weight: 40
Local produce is affordable, but imported food items tend to be expensive due to shipping costs.
🚌 Transportation Cost
55% Weight: 20
Limited public transport; reliance on private vehicles or taxis can increase costs.
🎟️ Entertainment Cost
42% Weight: 15
Few entertainment venues; costs are moderate but options are limited.
🏋️ Gym Membership Cost
37% Weight: 10
Few gyms available, memberships tend to be pricey relative to local income levels.
💱 Currency Stability
80% Weight: 30
Uses the US dollar, providing strong currency stability.

💻 Digital Nomad Essentials

🚀 Internet Speed
34% Weight: 100
Internet is available but speeds are slow and unreliable compared to global standards.
👥 Coworking Spaces Availability
12% Weight: 40
No dedicated coworking spaces currently available.
☕ Cafes with WiFi
25% Weight: 30
Few cafes offer WiFi, and connection quality is inconsistent.
💻☕ Digital Nomad Friendly Cafes
10% Weight: 30
Very limited options catering specifically to digital nomads.
🌟 Digital Nomad Popularity
5% Weight: 100
Not a known destination for digital nomads; very low community presence.

🌟 Quality of Life

⚖️ Work-Life Balance
78% Weight: 30
Relaxed lifestyle with low stress and strong community ties.
🌳 Environmental Quality
87% Weight: 15
Pristine natural environment with clean air and water.
🧼 Cleanliness
79% Weight: 10
Generally clean public spaces and low pollution levels.
🗨️ Language Barrier
43% Weight: 30
English is widely spoken but some local languages may pose challenges.
💨 Air Quality
91% Weight: 15
Excellent air quality due to low industrial activity and abundant greenery.

🏥 Healthcare

🏥 Healthcare Quality
30% Weight: 20
Basic healthcare available; lacks advanced medical facilities.
💉 Healthcare Affordability
70% Weight: 25
Healthcare is affordable but limited in scope.
🏥 Healthcare
35% Weight: 20
Sufficient for minor issues but serious conditions require travel abroad.

🌿 Climate & Environment

☀️ Weather
89% Weight: 80
Tropical climate with warm temperatures year-round and abundant sunshine.
🌪️ Natural Disaster Risk
40% Weight: 10
Located in a typhoon-prone region with occasional risk of flooding.
🏞️ Green Spaces
93% Weight: 10
Abundant natural green spaces and coastal areas.
❄️ Air Conditioning
50% Weight: 15
Limited availability in public places and accommodations; often necessary due to climate.
🍂 Seasonal Variety
15% Weight: 10
Minimal seasonal variation; tropical climate remains fairly constant.

🎭 Culture & Entertainment

🎭 Culture
76% Weight: 20
Rich indigenous culture with strong community traditions.
🌃 Nightlife
20% Weight: 15
Very limited nightlife options; mostly quiet evenings.
🏞️ Outdoors & Nature
95% Weight: 15
Excellent opportunities for outdoor activities like hiking, snorkeling, and beach exploration.
🗣️ Language Learning Opportunities
30% Weight: 10
Few formal language schools; informal learning possible through community.
🧭 Local Experiences & Tours
64% Weight: 10
Some cultural tours and nature excursions available but limited in variety.
🎳 Indoors Fun
23% Weight: 10
Limited indoor entertainment options.

🍎 Food & Fitness

🍽️ Food Scene
51% Weight: 25
Local cuisine is simple and fresh but limited in diversity.
🧠 Yoga Studios
10% Weight: 10
No dedicated yoga studios; practice mostly informal.
🏋️ Fitness Facilities
20% Weight: 15
Few fitness centers available.
🥗 Healthy Food Options
67% Weight: 15
Fresh seafood and tropical fruits widely available.

💼 Work Environment

🕰️ Time Zone Favorability
45% Weight: 20
Time zone (UTC+11) is less favorable for communication with Europe and Americas.
🤝 Networking Opportunities
10% Weight: 25
Very limited professional networking opportunities.
💻 Remote Job Opportunities
15% Weight: 20
Local remote job market is minimal.
🆓 Freelance Ecosystem
10% Weight: 20
No established freelance community.
🏢 Coworking Quality
5% Weight: 30
No coworking spaces to evaluate.

📈 Business & Economy

🚀 Startup Scene
5% Weight: 15
No notable startup ecosystem.
💳 Local Payment Services
32% Weight: 10
Limited digital payment options; cash remains dominant.
🔗 Blockchain & Crypto Adoption
10% Weight: 15
Minimal awareness or adoption of blockchain or crypto.

🚆 Transportation

✈️ Airport Connectivity
38% Weight: 30
Small airport with limited flights; connections mainly via Guam or Palau.
🚇 Public Transit
10% Weight: 20
No formal public transit system.
🚶 Walkability
50% Weight: 20
Small town center is walkable but distances to amenities can be long.
🚗 Ride-sharing Services
0% Weight: 15
No ride-sharing services available.
🚲 Cycling
40% Weight: 10
Cycling possible but infrastructure is minimal.
🚄 Intercity Travel Options
20% Weight: 15
Limited inter-island transport options.
🛵 Scooter/Bike Rental Availability
30% Weight: 10
Some scooter and bike rentals available but limited.

📡 Connectivity

📱 Mobile Network Coverage
60% Weight: 20
Mobile coverage is decent but data speeds are slow.
🔒 VPN Reliability
55% Weight: 20
VPN services generally work but can be inconsistent due to internet quality.
⚡ Power Grid Reliability
60% Weight: 15
Power supply is mostly reliable but occasional outages occur.
📶 Public WiFi Availability
20% Weight: 10
Public WiFi is rare and often unreliable.

⚖️ Legal & Administrative

🛂 Visa Ease
70% Weight: 40
Visa-free or visa-on-arrival for many nationalities; straightforward process.
📊 Tax Friendliness
65% Weight: 30
No local income tax, but limited tax treaties.
🗣️ Freedom of Speech
75% Weight: 15
Generally free environment with respect for speech.
🏛️ Political Stability
70% Weight: 20
Stable political environment with low risk of unrest.
🏦 Ease of Opening Bank Account
40% Weight: 15
Banking services are limited; opening accounts can be bureaucratic.
📄 Ease of Business Registration
35% Weight: 10
Business registration process is slow and complex.
📄✈️ Digital Nomad Visa Availability
0% Weight: 35
No specific digital nomad visa program available.

🌍 Digital Nomad Community

🌍 Nomad Friendly
20% Weight: 50
Limited infrastructure and community for digital nomads.
🤝 Nomad Events & Meetups
0% Weight: 25
No known nomad events or meetups.
🌐👥 Online Community Presence
15% Weight: 20
Very low online presence or community for nomads.

🛡️ Safety & Tolerance

🛡️ Safety
80% Weight: 100
Low crime rates and safe environment.
♀️ Female Friendly
60% Weight: 50
Generally safe for women but conservative cultural norms apply.
✊ Racial Tolerance
70% Weight: 50
Generally tolerant and welcoming to foreigners.

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