Genki Logo
Genki offers international health insurance tailored for digital nomads, expats, and long-term travelers, providing worldwide coverage and flexibility.

Nomad insurance made easy.

Affiliate disclosure

Tofol, Micronesia 🇫🇲
#1701 ,

Nomad Score: 49%

💰 Cost & Affordability

💸 Cost of Living
61% Weight: 150
Moderate cost of living due to remote island location; some goods are imported, increasing prices.
🏠 Accommodation Cost
54% Weight: 80
Limited housing options with moderate prices; rental market is small and can be expensive relative to local income.
🍎 Food & Groceries
58% Weight: 40
Local produce is affordable, but imported goods and groceries tend to be pricey.
🚌 Transportation Cost
70% Weight: 20
Limited public transport but low costs for local travel; most rely on walking or scooters.
🎟️ Entertainment Cost
42% Weight: 15
Limited entertainment venues; costs vary but generally low due to scarcity of options.
🏋️ Gym Membership Cost
35% Weight: 10
Few gyms available; membership fees are relatively high due to limited facilities.
💱 Currency Stability
78% Weight: 30
Uses US Dollar, providing strong currency stability.

💻 Digital Nomad Essentials

🚀 Internet Speed
41% Weight: 100
Internet is available but often slow and unreliable due to infrastructure limitations.
👥 Coworking Spaces Availability
12% Weight: 40
No dedicated coworking spaces; digital nomads must rely on cafes or accommodations.
☕ Cafes with WiFi
30% Weight: 30
Few cafes with WiFi; connectivity can be spotty.
💻☕ Digital Nomad Friendly Cafes
25% Weight: 30
Limited number of cafes catering to digital nomads.
🌟 Digital Nomad Popularity
10% Weight: 100
Very low digital nomad presence; largely unknown destination for remote workers.
📱 Local SIM Card Availability
75% Weight: 25
Local SIM cards are available and affordable.

🌟 Quality of Life

⚖️ Work-Life Balance
84% Weight: 30
Relaxed island lifestyle promotes good work-life balance.
🌳 Environmental Quality
91% Weight: 15
Pristine natural environment with clean air and water.
🧼 Cleanliness
73% Weight: 10
Generally clean, though some areas have limited waste management infrastructure.
🗨️ Language Barrier
60% Weight: 30
English is widely spoken, but some local languages may pose minor barriers.
💨 Air Quality
95% Weight: 15
Excellent air quality due to low pollution and abundant greenery.
👨‍👩‍👧‍👦 Family Friendly
60% Weight: 25
Safe environment but limited schooling and healthcare options.

🏥 Healthcare

🏥 Healthcare Quality
38% Weight: 20
Basic healthcare available; advanced medical services require travel abroad.
💉 Healthcare Affordability
70% Weight: 25
Healthcare is affordable but limited in scope.
🏥 Healthcare
40% Weight: 20
Limited facilities and specialists; suitable for minor issues only.

🌿 Climate & Environment

☀️ Weather
89% Weight: 80
Tropical climate with warm temperatures year-round; occasional heavy rains.
🌪️ Natural Disaster Risk
45% Weight: 10
Subject to typhoons and occasional flooding.
🏞️ Green Spaces
93% Weight: 10
Abundant natural green spaces and coastal areas.
❄️ Air Conditioning
50% Weight: 15
Air conditioning available but not widespread; many rely on natural ventilation.
🍂 Seasonal Variety
20% Weight: 10
Minimal seasonal variation; tropical climate remains consistent year-round.
🔊 Noise Pollution
88% Weight: 10
Very low noise pollution due to small population and quiet surroundings.

🎭 Culture & Entertainment

🎭 Culture
75% Weight: 20
Rich indigenous Micronesian culture with unique traditions.
🌃 Nightlife
20% Weight: 15
Very limited nightlife options; mostly quiet evenings.
🏞️ Outdoors & Nature
97% Weight: 15
Excellent opportunities for outdoor activities like snorkeling, hiking, and beach exploration.
🗣️ Language Learning Opportunities
30% Weight: 10
Few formal language schools; informal learning possible through locals.
🧭 Local Experiences & Tours
65% Weight: 10
Some cultural and nature tours available but limited in variety.
🎳 Indoors Fun
25% Weight: 10
Limited indoor entertainment options.

🍎 Food & Fitness

🍽️ Food Scene
50% Weight: 25
Basic local cuisine available; few international dining options.
🧠 Yoga Studios
10% Weight: 10
No dedicated yoga studios.
🏋️ Fitness Facilities
20% Weight: 15
Very limited fitness facilities.
🥗 Healthy Food Options
55% Weight: 15
Fresh local produce available; limited variety of health-focused restaurants.

💼 Work Environment

🕰️ Time Zone Favorability
68% Weight: 20
UTC+11; suitable for Asia-Pacific remote work but less ideal for Europe/Americas.
🤝 Networking Opportunities
15% Weight: 25
Minimal networking events or communities for digital nomads.
💻 Remote Job Opportunities
30% Weight: 20
Local job market limited; remote jobs depend on global connectivity.
🆓 Freelance Ecosystem
20% Weight: 20
No established freelance community.
🏢 Coworking Quality
5% Weight: 30
No formal coworking spaces.

📈 Business & Economy

🚀 Startup Scene
10% Weight: 15
Very limited startup activity.
💳 Local Payment Services
40% Weight: 10
Basic banking services available; limited digital payment options.
🔗 Blockchain & Crypto Adoption
20% Weight: 15
Minimal adoption or infrastructure for blockchain or crypto.

🚆 Transportation

✈️ Airport Connectivity
35% Weight: 30
Small airport with limited flights; connections mainly via Guam or Palau.
🚇 Public Transit
10% Weight: 20
No formal public transit system.
🚶 Walkability
60% Weight: 20
Small town size allows for walking but infrastructure is basic.
🚗 Ride-sharing Services
0% Weight: 15
No ride-sharing services available.
🚲 Cycling
50% Weight: 10
Cycling possible but limited bike lanes and infrastructure.
🚄 Intercity Travel Options
20% Weight: 15
Limited inter-island transport options.
🛵 Scooter/Bike Rental Availability
40% Weight: 10
Some scooter and bike rentals available but limited.

📡 Connectivity

📱 Mobile Network Coverage
65% Weight: 20
Mobile coverage is decent but can be spotty in remote areas.
🔒 VPN Reliability
55% Weight: 20
VPNs generally work but occasional connectivity issues.
⚡ Power Grid Reliability
50% Weight: 15
Power outages occur occasionally due to infrastructure challenges.
📶 Public WiFi Availability
25% Weight: 10
Limited public WiFi hotspots.

⚖️ Legal & Administrative

🛂 Visa Ease
70% Weight: 40
Visa policies are straightforward for many nationalities; visa on arrival available.
📊 Tax Friendliness
60% Weight: 30
No local income tax but US tax obligations may apply.
🗣️ Freedom of Speech
75% Weight: 15
Generally free speech environment with some cultural sensitivities.
🏛️ Political Stability
70% Weight: 20
Stable political environment with low risk of unrest.
🏦 Ease of Opening Bank Account
40% Weight: 15
Banking processes can be bureaucratic and slow.
📄 Ease of Business Registration
35% Weight: 10
Business registration is possible but involves complex procedures.
📄✈️ Digital Nomad Visa Availability
0% Weight: 35
No specific digital nomad visa program.

🌍 Digital Nomad Community

🌍 Nomad Friendly
20% Weight: 50
Limited infrastructure and community for digital nomads.
🤝 Nomad Events & Meetups
5% Weight: 25
No known nomad events or meetups.
🌐👥 Online Community Presence
15% Weight: 20
Very limited online presence or forums for nomads in Tofol.

🛡️ Safety & Tolerance

🛡️ Safety
80% Weight: 100
Low crime rates and generally safe environment.
♀️ Female Friendly
65% Weight: 50
Generally safe for women; cultural norms should be respected.
✊ Racial Tolerance
70% Weight: 50
Generally tolerant society with diverse Micronesian cultures.

Feedback Thank You!

Thank you!

Your feedback has been submitted successfully.