Nomad Watch

Researched Updated Oct 29, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 2 4 $1,122 $617 $1,684 $561 $115
Utilities 27 28 — $107 $168 $72 —
Internet & Mobile 11 9 10 $12 $49 $62 $49 $4
Groceries 12 13 14 15 16 17 19 $112 $267 $600 $200 $8
Transportation 8 21 22 $135 $92 $190 $81 $18
Dining Out 5 7 $842 $224 $519 $144 $66
Leisure Activities 29 30 $152 $95 $400 $67 $25
Health Insurance 24 $63 $85 $220 — $2
Visa & Legal Fees 25 $8 $8 $16 — —
Total $2,446 $1,544 $3,859 $1,174 $238

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 2 $561.23 per month
Coworking Space 23 $202.04 per month
Airbnb (1 month) 2 3 $1,122.46 per month
Coliving Space 35 $419.24 per month

Food & Dining

Coffee 5 $2.69 per cup
Beer 5 $5.16 per pint
Meal (Inexpensive) 5 6 $15.71 per meal
Fast Food Combo 20 $9.88 per meal
Apples 13 $1.90 per kg
Bread 12 $2.01 per loaf
Milk 14 $1.14 per liter
Rice 15 $2.79 per kg
Chicken Fillets 16 $7.28 per kg
Beef 17 $12.93 per kg
Wine (Mid-range) 18 $6.39 per bottle
Meal (Mid-range, 2 people) 7 $52.19 per meal
Water (1.5L bottle) 19 $1.07 per bottle

Transportation

Taxi Start 22 $5.61 per trip
Taxi per km 22 $1.12 per km
Monthly Transport Pass 8 $80.82 per month
Gasoline 21 $1.90 per liter
Ride-hailing (5km) 22 $6.73 per trip
Scooter Rental 32 $117.86 per month

Services

Mobile Plan 9 $12.35 per month
Internet (60 Mbps+) 11 $37.02 per month
Gym Membership 29 $50.51 per month
Tennis Court (Weekend) 33 $22.45 per hour
SIM Card (Tourist, prepaid) 10 $12.35 one-time

Entertainment

Cinema Ticket 30 $8.87 per ticket

Clothing

Jeans $92.00 per pair
Summer Dress $50.51 per dress
Running Shoes $119.00 per pair

Personal Care

Haircut 34 $11.22 per visit
Laundry 31 $0.75 per kg

Healthcare

Doctor Visit (GP) 26 $33.67 per visit
Pharmacy (basic meds) $10.10 per purchase

About these costs

Method
Researched
Last updated
Oct 29, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Zadar, Hvar, Dubrovnik, Hanoi, Zurich

  1. Nekretnine.hr Novalja long-term lets: dvosobni 50 m2 flats 500-600 EUR/month, seasonal 3-plus-bed 2,400 EURListings
  2. Flatio Apartman Samoranji put: furnished 1-bedroom 42 m2, 1,000 EUR/month, utilities includedListings
  3. Flatio Novalja overview: 2 offers - 1-bed 1,145 EUR total for 29 nights, 2-bed 80 EUR/nightListings
  4. Booking.com Novalja: Liberty S Hotel 3-star from 102.40 EUR/night (late October)Listings
  5. Gardenia Novalja menu: cappuccino 2.40, Pan Lager 0.5 L 4.60, gourmet burger 14 EUROfficial
  6. Konoba Mlin Novalja: beef soup 5, Pag cheese 14 EUROfficial
  7. Bazilika Novalja: meat platter for 2 persons 46.50 EUROfficial
  8. BusCroatia Novalja-Zadar: adult one-way ticket 13 EURSecondary
  9. bonbon prepaid: Jako veliki internet 20 GB 11.00 EUR/monthOfficial
  10. Hrvatski Telekom tourist eSIM: 11 EUR 3 days unlimited, 15 EUR 10 days, 25 EUR 90 days/120 GBOfficial
  11. Hrvatski Telekom price list: optical internet 32.98 EUR/month incl. VATOfficial
  12. Konzum bakery: Kruh bakin mjesani 500 g loaf 1.79 EUROfficial
  13. Konzum webshop: Jabuka Gala 1.69 EUR/kgOfficial
  14. Konzum webshop: Z bregov trajno mlijeko 2.8% 1 L 1.02 EUROfficial
  15. Konzum webshop: Riso Scotti Originario riza 1 kg 2.49 EUROfficial
  16. Konzum webshop: Cekin pileca prsa bez koze 6.49 EUR/kgOfficial
  17. Konzum webshop: PIK junetina mljevena 850 g = 11.52 EUR/kgOfficial
  18. Konzum webshop: Vina Skaramuca Plavac kvalitetno 0.75 L 5.69 EUROfficial
  19. Konzum webshop: Jana still mineral water 1.5 L 0.95 EUROfficial
  20. McDonalds Zadar full menu (menu platform): Big Mac menu 8.80 EURSecondary
  21. HAK fuel prices from mzoe-gor.hr (updated 28 Oct 2026): Eurosuper 95 operator medians 1.69 EUR/LOfficial
  22. Wizi Zadar price list: 5 EUR start incl. first 4 km, 1 EUR per additional km, 5 EUR minimumOfficial
  23. COIN Zadar price list CSV: Maksi plus 180 EUR/month unlimited deskOfficial
  24. SafetyWing Essential 62.72 USD per 4 weeks (ages 18-39)Official
  25. MUP digital-nomad stay fees: 46.45 + 31.85 + 9.29 EUR when filed at a police stationOfficial
  26. Dom zdravlja PGZ price list: first GP visit 30 EUR (Zadar County)Official
  27. HEP Elektra bill calculator: 200 kWh 38.79, 350 kWh 65.38, 600 kWh 109.70 EUR/month incl. VATOfficial
  28. HEP Elektra household tariff table (measures in force 1 Oct 2026 - 31 Mar 2027)Official
  29. Gyms4you Zadar memberships: regular no-commitment monthly 45 EUROfficial
  30. CineStar Zadar: 2D weekday ticket to 17:00 7.90 EUROfficial
  31. Q-laundry price list: 9 kg self-service wash 6 EUR per loadOfficial
  32. zzuum Zadar: Piaggio Liberty 125cc 35 EUR/day at the 7-14 day rateListings
  33. Zagi Zagreb tennis tariffs (season from 1 Oct 2026): weekend hall court 20 EUR/hourOfficial
  34. The Royal Barber Shop Zagreb: classic cut 10 EUROfficial
  35. Erasmus Play Zadar: 44 furnished flats, cheapest two-bedroom 747 EUR/month all bills includedListings

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1153.31 1122.46
    • Apartment (1 bedroom) 576.65 561.23
    • Apples 2.31 1.9
    • Beef 11.53 12.93
    • Beer 4.04 5.16
    40 more changes
    • Bread 1.73 2.01
    • Chicken Fillets 6.92 7.28
    • Cinema Ticket 9.23 8.87
    • Coffee 2.88 2.69
    • Coliving Space 807.31 419.24
    • Coworking Space 138.4 202.04
    • Dining Out local 115.33, nomad 691.98, expat 288.33, family 345.99, tourist 57.67 local 143.67, nomad 841.85, expat 224.49, family 518.58, tourist 66.23
    • Doctor Visit (GP) 46.13 33.67
    • Fast Food Combo 9.23 9.88
    • Gasoline 1.85 1.9
    • Groceries local 288.33, nomad 115.33, expat 403.66, family 691.98, tourist 0 local 200.03, nomad 112.25, expat 267.38, family 600.1, tourist 7.86
    • Gym Membership 46.13 50.51
    • Haircut 13.84 11.22
    • Health Insurance local 57.67, nomad 80.73, expat 92.26, family 230.66, tourist 11.53 local 0, nomad 62.72, expat 85, family 220, tourist 2.24
    • Housing local 461.32, nomad 1383.97, expat 807.31, family 1153.31, tourist 103.8 local 561.23, nomad 1122.46, expat 617.35, family 1683.69, tourist 114.94
    • Internet & Mobile local 46.13, nomad 69.2, expat 57.67, family 80.73, tourist 5.77 local 49.37, nomad 12.35, family 61.71, tourist 4.12
    • Internet (60 Mbps+) 40.37 37.02
    • Jeans 69.2 92
    • Laundry 8.07 0.75
    • Leisure Activities local 57.67, nomad 230.66, expat 115.33, family 173, tourist 34.6 local 67.35, nomad 151.53, expat 95.41, family 400.04, tourist 24.69
    • Meal (Inexpensive) 11.53 15.71
    • Meal (Mid-range, 2 people) 57.67 52.19
    • Milk 1.38 1.14
    • Mobile Plan 23.07 12.35
    • Monthly Transport Pass 46.13 80.82
    • Pharmacy (basic meds) 8.07 10.1
    • Rice 2.31 2.79
    • Ride-hailing (5km) 6.92 6.73
    • Running Shoes 103.8 119
    • SIM Card (Tourist, prepaid) 17.3 12.35
    • Scooter Rental 34.6 117.86
    • Summer Dress 46.13 50.51
    • Taxi Start 4.04 5.61
    • Taxi per km 1.73 1.12
    • Tennis Court (Weekend) 23.07 22.45
    • Transportation local 69.2, nomad 92.26, expat 80.73, family 173, tourist 17.3 local 80.82, nomad 134.7, expat 92.04, family 189.7, tourist 17.96
    • Utilities local 138.4, nomad 0, expat 149.93, family 207.59, tourist 0 local 71.6, nomad 0, expat 107.06, family 168.03, tourist 0
    • Visa & Legal Fees local 0, nomad 34.6, expat 57.67, family 92.26 local 0, nomad 8.19, expat 8.19, family 16.39
    • Water (1.5L bottle) 1.73 1.07
    • Wine (Mid-range) 11.53 6.39

    fix pass — Coffee, Coworking Space, Gym Membership, Cinema Ticket, Meal (Inexpensive), Ride-hailing (5km), SIM Card (Tourist, prepaid), Mobile Plan, Haircut and Doctor Visit (GP) kept their prices with corrected notes and sources; Jeans, Summer Dress, Running Shoes and Pharmacy (basic meds) left uncited at light depth (see Not verified) (gardenia-novalja.com, coinzadar.hr)

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