Cost of Living in Varaždin, 🇭🇷 Croatia - For Locals, Nomads, and Tourists

Researched Updated Oct 29, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 2 3 $898 $673 $898 $673 $70

Utilities — $168 $247 $146 —

Internet & Mobile 9 10 11 $45 $45 $60 $45 $29

Groceries $190 $325 $780 $280 $12

Transportation 4 5 6 $40 $57 $113 $26 $10

Dining Out 7 18 25 $502 $335 $507 $49 $37

Leisure Activities 8 12 20 21 24 $152 $116 $1,398 $45 $31

Health Insurance 13 $67 $81 $202 — $2

Visa & Legal Fees 14 15 $8 $8 $16 — —

Total $1,902 $1,808 $4,221 $1,264 $191

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 2 $673.48 $505 – $898 per month

Coworking Space 12 $239.08 per month

Airbnb (1 month) 3 $897.97 $673 – $1,066 per month

Coliving Space $538.67 per month

Food & Dining

Coffee 25 $2.24 per cup

Beer 25 $3.83 per pint

Meal (Inexpensive) 7 $5.61 per meal

Fast Food Combo 18 $8.76 per meal

Apples $1.90 per kg

Bread 16 $1.78 per loaf

Milk 26 $0.59 per liter

Rice $2.24 per kg

Chicken Fillets $7.41 per kg

Beef $13.70 per kg

Wine (Mid-range) $5.04 per bottle

Meal (Mid-range, 2 people) 25 $55.67 per meal

Water (1.5L bottle) $1.11 per bottle

Transportation

Taxi Start 5 $3.93 per trip

Taxi per km 5 $1.46 per km

Monthly Transport Pass 4 $22.45 per month

Gasoline 17 $1.90 per liter

Ride-hailing (5km) 6 $8.53 per trip

Scooter Rental 22 $28.06 per month

Services

Mobile Plan 9 $14.59 per month

Internet (60 Mbps+) 11 $30.77 per month

Gym Membership 20 $35.92 per month

Tennis Court (Weekend) 21 $22.45 per hour

SIM Card (Tourist, prepaid) 10 $12.35 one-time

Entertainment

Cinema Ticket 8 $8.87 per ticket

Clothing

Jeans $92.04 per pair

Summer Dress $44.90 per dress

Running Shoes $89.80 per pair

Personal Care

Haircut $11.22 per visit

Laundry 23 $0.75 per kg

Healthcare

Doctor Visit (GP) 19 $56.12 per visit

Pharmacy (basic meds) $8.19 per purchase

About these costs

Method: Researched
Last updated: Oct 29, 2026
Last changed: Oct 31, 2026
Exchange rate: 1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Čakovec, Zagreb, Hanoi

Nekretnine.hr Varaždin rentals from about €450/monthListings
Nekretnine.hr Varaždin 2-room flat €600/monthListings
Varaždin furnished two-bedroom flat €800/month; lease duration unspecifiedListings
Čistoća Varaždin city bus tariff from 2025-01-02Official
Eko Taxi Varaždin €3.50 start, €1.30/kmOfficial
Wizi Varaždin €5 incl. 3 km + €1.30/kmSecondary
KTC Restoran Barok Varaždin daily gableci €4.40–5.20Official
CineStar Lumini Varaždin 2D from €7.90 weekdayOfficial
bonbon national 25 GB data package €13/month, country prepOfficial
HT tourist eSIM from €11Official
A1 Mega NET €27.41/monthOfficial
Impact Hub Zagreb MINA €213/monthOfficial
SafetyWing Essential USD 62.72 per 4 weeksOfficial
MUP digital-nomad stay fee €46.45Official
Biometric residence permit €31.85 + €9.29 adminOfficial
Konzum bakery bread from €1.59/loafOfficial
HAK national INA Eurosuper 95 median €1.69/litreOfficial
McDonald’s Croatia Big Mac large McMenu €7.80Official
Poliklinika Lumbalis internist visit €50 cashOfficial
Aquila Fitness monthly membership from €32 (Čakovec club)Official
Zagi Zagreb winter weekend court €20/hourOfficial
Bolt scooters from €0.15/minuteOfficial
Q-laundry 9 kg wash €6Official
École française Zagreb primary €6,900/yearOfficial
Bedem Varaždin menu: espresso €2, Pan beer €3/0.5 litre, mains and soupOfficial
Konzum national milk shelf: six litres K Plus €3.18, €0.53/litreOfficial

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 693.9 897.97
- Apartment (1 bedroom) 555.12 673.48
- Apples 1.62 1.9
- Beef 11.56 13.7
- Beer 2.54 3.83
40 more changes
- Bread 1.27 1.78
- Chicken Fillets 8.67 7.41
- Cinema Ticket 6.94 8.87
- Coffee 2.08 2.24
- Coliving Space 404.77 538.67
- Coworking Space 150.34 239.08
- Dining Out local 92.52, nomad 601.38, expat 231.3, family 289.12, tourist 46.26 local 49.39, nomad 501.74, expat 334.94, family 506.9, tourist 37.04
- Doctor Visit (GP) 34.69 56.12
- Fast Food Combo 6.36 8.76
- Gasoline 1.79 1.9
- Groceries local 289.12, nomad 115.65, expat 404.77, family 751.72, tourist 0 local 280, nomad 190, expat 325, family 780, tourist 12.35
- Gym Membership 34.69 35.92
- Haircut 11.56 11.22
- Health Insurance local 57.82, nomad 69.39, expat 115.65, family 289.12, tourist 0 local 0, nomad 67.2, expat 80.82, family 202.04, tourist 2.24
- Housing local 439.47, nomad 1040.84, expat 693.9, family 867.37, tourist 80.95 local 673.48, nomad 897.97, family 897.97, tourist 69.59
- Internet & Mobile local 28.91, nomad 57.82, expat 46.26, family 63.61, tourist 0 local 45.36, family 59.95, tourist 28.81
- Internet (60 Mbps+) 32.38 30.77
- Jeans 63.61 92.04
- Laundry 5.78 0.75
- Leisure Activities local 34.69, nomad 173.47, expat 92.52, family 115.65, tourist 17.35 local 44.79, nomad 152.43, expat 116.29, family 1398.14, tourist 31.32
- Meal (Inexpensive) 9.25 5.61
- Meal (Mid-range, 2 people) 40.48 55.67
- Milk 1.16 0.59
- Mobile Plan 13.88 14.59
- Monthly Transport Pass 34.69 22.45
- Pharmacy (basic meds) 9.25 8.19
- Rice 1.5 2.24
- Ride-hailing (5km) 6.94 8.53
- Running Shoes 86.74 89.8
- SIM Card (Tourist, prepaid) 11.56 12.35
- Scooter Rental 20.82 28.06
- Summer Dress 34.69 44.9
- Taxi Start 2.89 3.93
- Taxi per km 1.39 1.46
- Tennis Court (Weekend) 13.88 22.45
- Transportation local 46.26, nomad 34.69, expat 57.82, family 138.78, tourist 9.25 local 26.38, nomad 39.51, expat 56.57, family 113.14, tourist 9.88
- Utilities local 138.78, nomad 0, expat 173.47, family 231.3, tourist 0 local 145.92, nomad 0, expat 168.37, family 246.94, tourist 0
- Visa & Legal Fees local 11.56, nomad 57.82, expat 34.69, family 46.26, tourist 0 local 0, nomad 8.19, expat 8.19, family 16.39
- Water (1.5L bottle) 0.81 1.11
- Wine (Mid-range) 9.25 5.04

Varaždin cost of living