Cost of Living in Ternate, 🇮🇩 Indonesia - For Locals, Nomads, and Tourists

AI estimate Updated Jun 9, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing $332 $221 $249 $83 $22

Utilities $28 $28 $39 $22 —

Internet & Mobile $28 $19 $22 $8 $1

Groceries $28 $66 $221 $83 $1

Transportation $55 $17 $83 $17 $6

Dining Out $249 $44 $66 $44 $17

Leisure Activities $55 $28 $28 $11 $4

Health Insurance $47 $28 $55 $6 $1

Visa & Legal Fees $28 $44 $66 — $1

Total $850 $495 $829 $274 $53

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) $66.34 per month

Coworking Space $16.59 per month

Airbnb (1 month) $193.50 per month

Coliving Space $138.21 per month

Food & Dining

Coffee $0.66 per cup

Beer $1.93 per pint

Meal (Inexpensive) $1.38 per meal

Fast Food Combo $3.04 per meal

Apples $1.66 per kg

Bread $0.66 per loaf

Milk $1.00 per liter

Rice $0.72 per kg

Chicken Fillets $2.21 per kg

Beef $4.98 per kg

Wine (Mid-range) $13.82 per bottle

Meal (Mid-range, 2 people) $11.06 per meal

Water (1.5L bottle) $0.33 per bottle

Transportation

Taxi Start $0.66 per trip

Taxi per km $0.33 per km

Monthly Transport Pass $8.29 per month

Gasoline $0.61 per liter

Ride-hailing (5km) $2.21 per trip

Scooter Rental $3.87 per month

Services

Mobile Plan $3.32 per month

Internet (60 Mbps+) $13.82 per month

Tennis Court (Weekend) $4.42 per hour

SIM Card (Tourist, prepaid) $3.32 one-time

Gym Membership $9.95 per month

Entertainment

Cinema Ticket $2.76 per ticket

Clothing

Jeans $16.59 per pair

Summer Dress $11.06 per dress

Running Shoes $22.11 per pair

Personal Care

Haircut $1.66 per visit

Laundry $0.83 per kg

Healthcare

Doctor Visit (GP) $8.29 per visit

Pharmacy (basic meds) $0.83 per purchase

About these costs

Method: AI estimate
Last updated: Jun 9, 2026
Generated by: deepseek-v4-flash · cost run 44
Last changed: None yet
Exchange rate: 1 USD = 18,088.1875 IDR

Generated by an AI model without cited sources and not yet checked by research. A research pass replaces these values with sourced ones, compared with similar cities.

Ternate cost of living