Cost of Living in Herceg Novi, 🇲🇪 Montenegro - For Locals, Nomads, and Tourists

Researched Updated Oct 30, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 1 13 $876 $696 $1,066 $449 $73

Utilities 26 27 — $146 $191 $129 —

Internet & Mobile 7 8 $22 $52 $74 $52 $1

Groceries 18 19 20 21 22 23 24 27 $92 $286 $572 $229 $6

Transportation 4 5 10 $84 $79 $191 $73 $17

Dining Out 11 12 13 27 $670 $168 $281 $59 $34

Leisure Activities 3 17 25 $201 $112 $4,539 $53 $12

Health Insurance 15 $67 $67 $188 — $2

Visa & Legal Fees 16 — $4 $15 — —

Total $2,012 $1,610 $7,117 $1,044 $145

Itemized prices

Local prices converted to the selected currency.

Food & Dining

Beef 23 $12.90 per kg

Milk 19 $1.22 per liter

Rice 20 $3.80 per kg

Chicken Fillets 22 $10.76 per kg

Coffee 27 $3.02 per cup

Beer 27 $3.67 per pint

Meal (Inexpensive) 11 12 13 $10.66 per meal

Fast Food Combo 11 12 $8.98 per meal

Apples 21 $1.11 per kg

Bread 18 $1.01 per loaf

Wine (Mid-range) 27 $7.27 per bottle

Meal (Mid-range, 2 people) 12 27 $61.73 per meal

Water (1.5L bottle) 24 $0.66 per bottle

Housing

Apartment (1 bedroom) 1 $695.93 $617 – $1,179 per month

Coworking Space 2 $168.37 per month

Airbnb (1 month) 1 13 $875.52 $730 – $1,122 per month

Coliving Space 1 $505.11 per month

Transportation

Taxi Start 10 $1.12 per trip

Taxi per km 10 $1.40 per km

Monthly Transport Pass 4 5 6 $44.90 per month

Gasoline 9 $2.05 per liter

Ride-hailing (5km) 10 $8.42 per trip

Scooter Rental 28 $24.69 per month

Services

Mobile Plan 7 $22.44 per month

Internet (60 Mbps+) 8 $29.06 per month

Gym Membership 3 $44.90 per month

Tennis Court (Weekend) $8.98 per hour

SIM Card (Tourist, prepaid) 7 $16.84 one-time

Entertainment

Cinema Ticket 25 $7.97 per ticket

Clothing

Jeans 27 $94.74 per pair

Summer Dress $50.51 per dress

Running Shoes 27 $97.77 per pair

Personal Care

Haircut 27 $11.17 per visit

Laundry $4.49 per kg

Healthcare

Doctor Visit (GP) 14 $56.12 per visit

Pharmacy (basic meds) 27 $9.36 per purchase

About these costs

Method: Researched
Last updated: Oct 30, 2026
Last changed: Oct 31, 2026
Exchange rate: 1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Podgorica, Budva, Hanoi

Key Nekretnine Herceg Novi — studios €400–750, 1BR €550–1,050, 3BR €900–2,200/monthListings
Kolektiv Novi monthly hot desk €150Official
Progym Bar (me/bar) monthly membership €40Official
Blue Line single €1.50, unlimited monthly €40 (from 1 Jul 2025)Secondary
Blue Line ticket €1.50 all city and suburban linesSecondary
Herceg Novi city bus €1.50 all linesSecondary
m:tel Turist 15 €15 (500 GB/15 d), Turist 20 €20 (1 TB/30 d) prepaid/eSIMOfficial
m:tel Flash 1 home internet €25.90/monthOfficial
Octane-95 €1.83/litre (series Oct 2026)Index
Coastal (Budva) taxi start €0.50–1, per km €0.70–1.80; 5 km €4–10Secondary
Restoran Tri Lipe — ćevapi plates 700–850 RSD (~€6–8)Listings
Marina restaurants €8–12 main dishesSecondary
City bus €1.50; 3* hotel about €49; street food €2–4; dinner €11–18Secondary
Milmedika Budva GP examination €50Official
SafetyWing Essential USD 62.72 per 4 weeksOfficial
Law on Administrative Fees — temporary residence permit €40, extension €20Official
QSI Montenegro annual tuition USD 26,900Official
Voli — hljeb bijeli 500 g loaf €0.90Listings
Voli — Mlijeko kravica 2.8% 1 L €1.09Listings
Voli — Scotti rice 1 kg €3.39Listings
Voli — jabuka Ajdared €0.99/kgListings
Voli — pileći file prsa €9.59/kgListings
Voli — juneća plećka €11.49/kgListings
Voli — Suza water 1.5 L €0.59Listings
Cineplexx Podgorica 2D weekend ticket €7.10 (nearest multiplex)Official
EPCG 2026 sample bill €57.29 for 500 kWh (two-rate)Secondary
Livingcost.org Budva basket (coastal cross-check; no Herceg Novi page)Index
HOP e-scooter €1 unlock + €0.25/minute (Podgorica)Secondary

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 1040.84 875.52
- Apartment (1 bedroom) 636.07 695.93
- Apples 2.54 1.11
- Beef 12.72 12.9
- Beer 2.89 3.67
40 more changes
- Bread 1.39 1.01
- Chicken Fillets 8.1 10.76
- Cinema Ticket 8.1 7.97
- Coffee 2.08 3.02
- Coliving Space 693.9 505.11
- Coworking Space 138.78 168.37
- Dining Out local 69.39, nomad 693.9, expat 173.47, family 231.3, tourist 40.48 local 58.63, nomad 669.8, expat 168.33, family 280.62, tourist 33.67
- Doctor Visit (GP) 46.26 56.12
- Fast Food Combo 8.67 8.98
- Gasoline 1.79 2.05
- Groceries local 231.3, nomad 57.82, expat 346.95, family 693.9, tourist 0 local 228.98, nomad 91.69, expat 286.23, family 572.46, tourist 5.8
- Gym Membership 40.48 44.9
- Haircut 13.88 11.17
- Health Insurance local 0, nomad 69.39, expat 57.82, family 138.78 local 0, nomad 67.2, expat 67.35, family 188.16, tourist 2.24
- Housing local 323.82, nomad 867.37, expat 462.6, family 693.9, tourist 69.39 local 448.99, nomad 875.52, expat 695.93, family 1066.34, tourist 72.96
- Internet & Mobile local 28.91, nomad 69.39, expat 40.48, family 63.61, tourist 0 local 51.5, nomad 22.44, family 73.94, tourist 0.75
- Internet (60 Mbps+) 40.48 29.06
- Jeans 75.17 94.74
- Laundry 6.94 4.49
- Leisure Activities local 34.69, nomad 173.47, expat 92.52, family 115.65, tourist 23.13 local 52.87, nomad 201.15, expat 112.25, family 4539.46, tourist 12.35
- Meal (Inexpensive) 11.56 10.66
- Meal (Mid-range, 2 people) 57.82 61.73
- Milk 1.5 1.22
- Mobile Plan 20.82 22.44
- Monthly Transport Pass 40.48 44.9
- Pharmacy (basic meds) 9.25 9.36
- Rice 2.08 3.8
- Ride-hailing (5km) 7.52 8.42
- Running Shoes 98.3 97.77
- SIM Card (Tourist, prepaid) 13.88 16.84
- Scooter Rental 23.13 24.69
- Summer Dress 46.26 50.51
- Taxi Start 2.89 1.12
- Taxi per km 1.39 1.4
- Tennis Court (Weekend) 20.82 8.98
- Transportation local 46.26, nomad 34.69, expat 57.82, family 138.78, tourist 11.56 local 72.96, nomad 84.19, expat 78.57, family 190.82, tourist 16.83
- Utilities local 92.52, nomad 0, expat 115.65, family 150.34, tourist 0 local 129.08, nomad 0, expat 145.92, family 190.82, tourist 0
- Visa & Legal Fees local 0, nomad 23.13, expat 34.69, family 57.82 local 0, expat 3.74, family 14.97
- Water (1.5L bottle) 1.16 0.66
- Wine (Mid-range) 13.88 7.27
Fix pass — Tennis Court (Weekend) and Summer Dress lost their sources (the cited pages show no court fee or dress price) and are listed as not verified

Herceg Novi cost of living