Nomad Watch

Researched Updated Oct 25, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 11 12 13 14 $525 $469 $1,125 $225 $56
Utilities 14 — $56 $90 $34 —
Internet & Mobile 4 5 $6 $21 $26 $4 $1
Groceries 19 20 21 22 23 24 $34 $150 $338 $71 $5
Transportation 16 17 18 $101 $67 $150 $23 $13
Dining Out 28 29 $203 $90 $112 $26 $45
Leisure Activities 25 26 10 $64 $71 $603 $19 $8
Health Insurance 8 $63 $34 $90 $4 $2
Visa & Legal Fees 9 $53 $13 $27 — $5
Total $1,049 $971 $2,561 $406 $135

Itemized prices

Local prices converted to the selected currency.

Services

Tennis Court (Weekend) — per hour
Mobile Plan 4 $5.63 per month
Internet (60 Mbps+) 5 $15.00 per month
Gym Membership 26 $14.62 per month
SIM Card (Tourist, prepaid) 4 $0.26 one-time

Housing

Apartment (1 bedroom) 12 13 15 $156.25 $94 – $281 per month
Coworking Space 6 7 $51.38 per month
Airbnb (1 month) 14 $525.00 $375 – $900 per month
Coliving Space 10 $41.25 per month

Food & Dining

Coffee 28 $0.68 per cup
Beer — per pint
Meal (Inexpensive) 29 $1.73 per meal
Fast Food Combo 29 $3.90 per meal
Apples — per kg
Bread 19 $0.83 per loaf
Milk 20 $2.65 per liter
Rice 21 $0.75 per kg
Chicken Fillets 22 $5.63 per kg
Beef 23 $5.92 per kg
Wine (Mid-range) — per bottle
Meal (Mid-range, 2 people) 29 $11.40 per meal
Water (1.5L bottle) 24 $0.13 per bottle

Transportation

Taxi Start 17 $0.40 per trip
Taxi per km 17 $0.10 per km
Monthly Transport Pass 16 $22.50 per month
Gasoline 3 $1.01 per liter
Ride-hailing (5km) 18 30 $5.63 per trip
Scooter Rental — per month

Entertainment

Cinema Ticket 25 $5.25 per ticket

Clothing

Jeans — per pair
Summer Dress — per dress
Running Shoes — per pair

Personal Care

Haircut — per visit
Laundry — per kg

Healthcare

Doctor Visit (GP) 27 $4.88 per visit
Pharmacy (basic meds) 27 $5.79 per purchase

About these costs

Method
Researched
Last updated
Oct 25, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 1,333.31 NGN on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Hanoi, Nairobi, Accra, Dubai

  1. Numbeo Lagos cross-check (groceries per lb, leisure, clothing)Index
  2. Expatistan Lagos cross-checkIndex
  3. Nigeria gasoline NGN 1,348.50/L 19 Oct 2026Index
  4. MTN monthly 12.5GB ₦5,500; 20GB ₦7,500; daily 3.5GB ₦1,000Official
  5. Spectranet doMORE 100GB ₦20,000/30 daysOfficial
  6. Work Haven hot desk ₦68,500/monthOfficial
  7. Regus Lagos coworking from ₦2,297/dayListings
  8. SafetyWing Essential USD 62.72 per 4 weeksOfficial
  9. US passport tourist visa fee USD 160Official
  10. Coliving/hot-desk bands ₦40,000–₦80,000Secondary
  11. Ipaja mini flat ₦1.0–1.2M/yearListings
  12. Ajah 1BR ₦1.5M/yearListings
  13. Maryland mini flat ₦2.5M/yearListings
  14. Furnished 1BR short-let band ₦6–12M/yearListings
  15. Lagos 1BR flats ₦800K–₦3.5M/year guide 2026Listings
  16. LAMATA BRI BRT and standard route fares Mar 2026Official
  17. Bolt Lagos card base ₦527, ₦130/km, ₦23/min (Jun 2023)Secondary
  18. Bolt/Uber ₦4,000–10,000 typical 5 kmSecondary
  19. Shoprite bread from ₦229.99 loafListings
  20. Shoprite milk SKUsListings
  21. Shoprite white rice ₦1,000Listings
  22. Shoprite chicken fillets ₦3,749.99 (0.4–0.6 kg)Listings
  23. Shoprite beef cutsListings
  24. Eva water 1.5L ₦179.99Listings
  25. Filmhouse Surulere standard ₦7,000Official
  26. i-Fitness Lagos Island ₦19,490/monthOfficial
  27. RFC GP consultation from ₦6,500Official
  28. Café Neo cappuccino ₦900Secondary
  29. Chicken Republic Refuel ₦2,300; Express Combo ₦5,200Secondary
  30. Bolt 5–8 km ₦1,600–3,800 off-peak 2026Secondary

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1327.05 525
    • Apartment (1 bedroom) 479.21 156.25
    • Apples 3.1 not set
    • Beef 5.01 5.92
    • Beer 1.33 not set
    40 more changes
    • Bread 1.18 0.83
    • Chicken Fillets 5.53 5.63
    • Cinema Ticket 5.16 5.25
    • Coffee 3.32 0.68
    • Coliving Space 258.04 41.25
    • Coworking Space 88.47 51.38
    • Dining Out local 33.18, nomad 479.21, expat 294.9, family 405.49, tourist 55.29 local 26.25, nomad 202.5, expat 89.98, family 112.46, tourist 45
    • Doctor Visit (GP) 18.43 4.88
    • Fast Food Combo 6.27 3.9
    • Gasoline 0.81 1.01
    • Groceries local 88.47, nomad 58.98, expat 258.04, family 626.66, tourist 8.85 local 71.25, nomad 33.75, expat 149.96, family 337.51, tourist 4.5
    • Gym Membership 25.8 14.62
    • Haircut 4.42 not set
    • Health Insurance local 11.06, nomad 81.1, expat 103.21, family 280.15, tourist 3.69 local 3.75, nomad 62.72, expat 33.75, family 89.98, tourist 2.09
    • Housing local 110.59, nomad 884.7, expat 552.94, family 810.97, tourist 88.47 local 225, nomad 525, expat 468.75, family 1125, tourist 56.25
    • Internet & Mobile local 18.43, nomad 132.7, expat 66.35, family 103.21, tourist 6.27 local 4.13, nomad 5.63, expat 20.63, family 26.25, tourist 0.75
    • Internet (60 Mbps+) 29.49 15
    • Jeans 18.43 not set
    • Laundry 8.85 not set
    • Leisure Activities local 22.12, nomad 132.7, expat 184.31, family 331.76, tourist 25.8 local 18.75, nomad 63.74, expat 71.25, family 603.22, tourist 7.5
    • Meal (Inexpensive) 3.69 1.73
    • Meal (Mid-range, 2 people) 33.18 11.4
    • Milk 2.06 2.65
    • Mobile Plan 11.06 5.63
    • Monthly Transport Pass 33.18 22.5
    • Pharmacy (basic meds) 4.05 5.79
    • Rice 1.77 0.75
    • Ride-hailing (5km) 3.54 5.63
    • Running Shoes 47.92 not set
    • SIM Card (Tourist, prepaid) 1.84 0.26
    • Scooter Rental 5.9 not set
    • Summer Dress 13.27 not set
    • Taxi Start 1.11 0.4
    • Taxi per km 0.7 0.1
    • Tennis Court (Weekend) 7.37 not set
    • Transportation local 47.92, nomad 206.43, expat 258.04, family 368.62, tourist 33.18 local 22.5, nomad 101.25, expat 67.49, family 149.96, tourist 12.5
    • Utilities local 25.8, nomad 110.59, expat 162.19, family 258.04, tourist 0 local 33.75, nomad 0, expat 56.23, family 89.98, tourist 0
    • Visa & Legal Fees local 0, nomad 121.65, expat 81.1, family 235.92, tourist 11.06 local 0, nomad 53.33, expat 13.33, family 26.67, tourist 5.33
    • Water (1.5L bottle) 0.44 0.13
    • Wine (Mid-range) 8.85 not set

    Housing (local, nomad, expat, family, tourist), Utilities (local, nomad, expat, family, tourist), Internet & Mobile (local, nomad, expat, family, tourist), Groceries (local, nomad, expat, family, tourist), Transportation (local, nomad, expat, family, tourist), Dining Out (local, nomad, expat, family, tourist), Leisure Activities (local, nomad, expat, family, tourist), Health Insurance (local, nomad, expat, family, tourist), Visa & Legal Fees (nomad, expat, family, tourist) rebased on rent, mobility and profile formulas with cited inputs (nigeriapropertycentre.com, mtn.ng, solosquare.app)

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