Cost of Living in Cagayan de Oro, 🇵🇭 Philippines - For Locals, Nomads, and Tourists

AI estimate Updated Mar 22, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing $467 $300 $584 $142 $42

Utilities $92 $108 $200 $53 —

Internet & Mobile $58 $42 $75 $20 $3

Groceries $100 $234 $534 $159 $7

Transportation $108 $67 $250 $37 $13

Dining Out $401 $184 $300 $42 $30

Leisure Activities $134 $117 $200 $25 $20

Health Insurance $70 $63 $159 $8 $3

Visa & Legal Fees $53 $42 $134 — —

Total $1,483 $1,157 $2,436 $486 $118

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) $275.36 per month

Coworking Space $108.48 per month

Airbnb (1 month) $584.10 per month

Coliving Space $175.23 per month

Food & Dining

Coffee $2.59 per cup

Beer $1.42 per pint

Meal (Inexpensive) $3.00 per meal

Fast Food Combo $3.84 per meal

Apples $3.09 per kg

Bread $1.25 per loaf

Milk $1.75 per liter

Rice $0.97 per kg

Chicken Fillets $5.17 per kg

Beef $7.68 per kg

Wine (Mid-range) $10.85 per bottle

Meal (Mid-range, 2 people) $23.36 per meal

Water (1.5L bottle) $0.70 per bottle

Transportation

Taxi Start $0.75 per trip

Taxi per km $0.26 per km

Monthly Transport Pass $20.03 per month

Gasoline $1.14 per liter

Ride-hailing (5km) $3.17 per trip

Scooter Rental $8.34 per month

Services

Mobile Plan $25.02 per month

Internet (60 Mbps+) $28.35 per month

Gym Membership $30.04 per month

Tennis Court (Weekend) $7.51 per hour

SIM Card (Tourist, prepaid) $4.17 one-time

Entertainment

Cinema Ticket $5.34 per ticket

Clothing

Jeans $40.05 per pair

Summer Dress $20.86 per dress

Running Shoes $76.77 per pair

Personal Care

Haircut $5.84 per visit

Laundry $3.67 per kg

Healthcare

Doctor Visit (GP) $12.52 per visit

Pharmacy (basic meds) $6.34 per purchase

About these costs

Method: AI estimate
Last updated: Mar 22, 2026
Generated by: Model not recorded
Last changed: None yet
Exchange rate: 1 USD = 59.9215 PHP

Generated by an AI model without cited sources and not yet checked by research. A research pass replaces these values with sourced ones, compared with similar cities.

Cagayan de Oro cost of living