Nomad Watch

Researched Updated Oct 31, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 18 $1,490 $1,122 $1,459 $1,122 $50
Utilities 9 18 — $41 $107 $41 —
Internet & Mobile 6 7 18 $11 $42 $53 $42 $3
Groceries 2 8 $171 $286 $914 $343 $11
Transportation 4 5 $93 $84 $150 $57 $16
Dining Out 2 16 $545 $289 $506 $128 $54
Leisure Activities 2 13 19 20 $205 $91 $263 $19 $12
Health Insurance 10 $67 $178 $489 — $2
Visa & Legal Fees 11 12 — $10 $41 — —
Total $2,582 $2,143 $3,982 $1,752 $148

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 $1,122.46 per month
Coworking Space 3 $0.00 per month
Airbnb (1 month) $1,291.00 $1,123 – $1,460 per month
Coliving Space 18 $1,119.09 $1,119 – $1,490 per month

Food & Dining

Coffee 2 $1.83 per cup
Beer 2 $3.01 per pint
Meal (Inexpensive) 2 $11.90 per meal
Fast Food Combo 16 $8.87 per meal
Apples 2 $1.82 per kg
Bread 2 $1.54 per loaf
Milk 8 $0.95 per liter
Rice 2 $1.43 per kg
Chicken Fillets 2 $7.21 per kg
Beef 2 $12.60 per kg
Wine (Mid-range) 2 $6.52 per bottle
Meal (Mid-range, 2 people) 2 $53.00 per meal
Water (1.5L bottle) 2 $0.86 per bottle

Transportation

Taxi Start 5 $3.65 per trip
Taxi per km 5 $1.06 per km
Monthly Transport Pass 4 $46.02 per month
Gasoline $2.36 per liter
Ride-hailing (5km) 5 $8.92 per trip
Scooter Rental $33.67 per month

Services

Mobile Plan 6 $11.22 per month
Internet (60 Mbps+) 7 $30.31 per month
Gym Membership 19 20 $39.29 per month
Tennis Court (Weekend) 13 $22.45 per hour
SIM Card (Tourist, prepaid) 6 $11.22 one-time

Entertainment

Cinema Ticket 2 $8.83 per ticket

Clothing

Jeans $72.40 per pair
Summer Dress $44.90 per dress
Running Shoes $87.20 per pair

Personal Care

Haircut $9.56 per visit
Laundry 14 $3.93 per kg

Healthcare

Doctor Visit (GP) 17 $72.96 per visit
Pharmacy (basic meds) 15 $1.67 per purchase

About these costs

Method
Researched
Last updated
Oct 31, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Funchal, Machico, Lisbon, Hanoi

  1. Ponta do Sol asking rents: furnished T1 €1,000 and Canhas T3 €1,300 monthlyListings
  2. Livingcost.org Funchal basket proxy (no Ponta do Sol page; Jun 2026)Index
  3. Digital Nomads Madeira — free Ponta do Sol coworking Mon–Fri 09–18Official
  4. HI Funchal 2026 — GIRO passe 30 dias €41 municipal / €51 intermunicipalOfficial
  5. Portugal taxi day tariff €3.25 + €0.94/kmSecondary
  6. NOS Tarifário Like €10/month (55 GB)Official
  7. NOS national 500 Mbps fibre €27/month, 24-month commitment and direct debitOfficial
  8. Pingo Doce national shelf prices (milk, staples; Oct 2026)Shop
  9. ERSE 2026 BTN electricity — couple €36.82/mo; family €95.03/mo (incl. tax)Official
  10. SafetyWing Essential $62.72 per 4 weeksOfficial
  11. Official consular schedule: national visa €110 per fee-paying applicantOfficial
  12. Schengen 90/180-day short-stay rulesOfficial
  13. CIF Lisboa tennis court hire €10/player/hour weekend (non-member)Official
  14. Arte d’Engomar Porto wash and dry €3.50/kgOfficial
  15. Wells paracetamol 20 comprimidos €1.49Shop
  16. McDonald's Glovo — McMenu Big Mac €7.90 (national menu)Listings
  17. CUF Funchal consultations and unscheduled adult care from €65Official
  18. Banana House coliving Ponta do Sol — private rooms €997–€1,327/mo bills incl.Listings
  19. TopFit Funchal/Machico membership €35–€50/monthOfficial
  20. Ponta do Sol com Vida AdultFit €8/month (+ €10 annual enrolment)Official

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1906.41 1291
    • Apartment (1 bedroom) 982.09 1122.46
    • Apples 2.25 1.82
    • Beef 14.44 12.6
    • Beer 2.89 3.01
    40 more changes
    • Bread 1.5 1.54
    • Chicken Fillets 8.32 7.21
    • Cinema Ticket 8.67 8.83
    • Coffee 1.62 1.83
    • Coliving Space 1270.94 1119.09
    • Coworking Space 184.86 0
    • Dining Out local 138.65, nomad 751.01, expat 369.73, family 519.93, tourist 63.55 local 127.58, nomad 544.51, expat 288.5, family 506.48, tourist 53.96
    • Doctor Visit (GP) 51.99 72.96
    • Fast Food Combo 10.4 8.87
    • Gasoline 2.1 2.36
    • Groceries local 323.51, nomad 173.31, expat 462.16, family 866.55, tourist 9.24 local 342.68, nomad 171.34, expat 285.56, family 913.8, tourist 11.42
    • Gym Membership 51.99 39.29
    • Haircut 17.33 9.56
    • Health Insurance local 17.33, nomad 75.1, expat 57.77, family 161.76, tourist 4.62 local 0, nomad 67.2, expat 177.5, family 489.4, tourist 2.24
    • Housing local 635.47, nomad 1559.79, expat 982.09, family 1617.56, tourist 109.76 local 1122.46, nomad 1489.5, family 1459.2, tourist 49.65
    • Internet & Mobile local 40.44, nomad 75.1, expat 63.55, family 98.21, tourist 3.47 local 41.53, nomad 11.22, family 52.76, tourist 2.62
    • Internet (60 Mbps+) 43.91 30.31
    • Jeans 86.66 72.4
    • Laundry 11.55 3.93
    • Leisure Activities local 46.22, nomad 254.19, expat 173.31, family 346.62, tourist 28.89 local 18.75, nomad 205.32, expat 91.44, family 263.09, tourist 11.84
    • Meal (Inexpensive) 13.29 11.9
    • Meal (Mid-range, 2 people) 57.77 53
    • Milk 1.1 0.95
    • Mobile Plan 25.42 11.22
    • Monthly Transport Pass 34.66 46.02
    • Pharmacy (basic meds) 10.98 1.67
    • Rice 1.68 1.43
    • Ride-hailing (5km) 9.82 8.92
    • Running Shoes 98.21 87.2
    • SIM Card (Tourist, prepaid) 17.33 11.22
    • Scooter Rental 28.89 33.67
    • Summer Dress 40.44 44.9
    • Taxi Start 4.33 3.65
    • Taxi per km 1.1 1.06
    • Tennis Court (Weekend) 17.33 22.45
    • Transportation local 34.66, nomad 92.43, expat 138.65, family 288.85, tourist 17.33 local 57.25, nomad 92.94, expat 84.02, family 150.19, tourist 16.28
    • Utilities local 103.99, nomad 138.65, expat 150.2, family 242.63, tourist 0 local 41.33, nomad 0, family 106.67, tourist 0
    • Visa & Legal Fees local 0, nomad 46.22, expat 34.66, family 69.32 local 0, expat 10.29, family 41.16
    • Water (1.5L bottle) 0.87 0.86
    • Wine (Mid-range) 8.09 6.52

    Transportation expat and Transportation family raised for village car and fuel norm

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