Cost of Living in Naples, 🇺🇸 United States - For Locals, Nomads, and Tourists

Researched Updated Oct 25, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 1 9 26 $3,400 $2,200 $5,250 $1,650 $225

Utilities 19 — $195 $390 $195 —

Internet & Mobile 4 5 6 $45 $105 $200 $105 $5

Groceries 18 20 21 $130 $520 $1,080 $415 $12

Transportation 2 3 $152 $360 $780 $120 $52

Dining Out 24 25 $1,650 $580 $820 $220 $105

Leisure Activities 12 17 $400 $310 $7,450 $78 $42

Health Insurance 15 16 $63 $480 $1,180 $370 —

Visa & Legal Fees 28 29 — $50 $50 — —

Total $5,840 $4,800 $17,200 $3,153 $441

Itemized prices

Local prices converted to the selected currency.

Personal Care

Laundry 32 $1.25 per kg

Haircut 30 $40.00 per visit

Housing

Apartment (1 bedroom) 1 $1,912.00 $1,550 – $2,600 per month

Coworking Space 7 8 $350.00 per month

Airbnb (1 month) 9 1 $3,400.00 $2,300 – $4,500 per month

Coliving Space 14 1 $1,200.00 per month

Food & Dining

Coffee 23 $5.36 per cup

Beer 25 $7.00 per pint

Meal (Inexpensive) 24 $12.00 per meal

Fast Food Combo 22 $14.39 per meal

Apples 32 $5.20 per kg

Bread 21 32 $3.99 per loaf

Milk 20 21 $1.09 per liter

Rice 35 34 $3.15 per kg

Chicken Fillets 20 $9.27 per kg

Beef 20 $21.69 per kg

Wine (Mid-range) 25 $15.00 per bottle

Meal (Mid-range, 2 people) 25 $95.00 per meal

Water (1.5L bottle) 21 $2.50 per bottle

Transportation

Taxi Start 3 $4.05 per trip

Taxi per km 3 $1.52 per km

Monthly Transport Pass 2 $40.00 per month

Gasoline 31 $1.02 per liter

Ride-hailing (5km) 3 $12.00 per trip

Scooter Rental 2 $25.00 per month

Services

Mobile Plan 4 5 $45.00 per month

Internet (60 Mbps+) 6 $60.00 per month

Gym Membership 10 11 $45.00 per month

Tennis Court (Weekend) 12 $16.00 per hour

SIM Card (Tourist, prepaid) 4 $45.00 one-time

Entertainment

Cinema Ticket 13 $17.00 per ticket

Clothing

Jeans 33 $55.00 per pair

Summer Dress 33 $45.00 per dress

Running Shoes 33 $95.00 per pair

Healthcare

Doctor Visit (GP) 27 $175.00 per visit

Pharmacy (basic meds) 21 $12.00 per purchase

About these costs

Method: Researched
Last updated: Oct 25, 2026
Last changed: Oct 31, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Atlanta, New York, Austin, Hanoi

Zumper Naples 1-bedroom USD 1,912; median USD 4,000 Oct 2026Listings
Collier Area Transit 30-day pass USD 40Official
SWFL meter USD 4.05 initial; USD 2.45/mile after first mile (Collier)Listings
T-Mobile prepaid unlimited USD 45/mo with AutoPayOfficial
Visible unlimited USD 25/moOfficial
Xfinity Naples 300 Mbps USD 45/mo five-year price guaranteeOfficial
Venture X Naples community membership from USD 350/moListings
Seagate Works counter coworking USD 400/moListings
Olde Naples furnished 1BR USD 4,500/mo Oct–Nov 2026Listings
LA Fitness national promo USD 44.99/mo (Naples Vanderbilt club)Official
LA Fitness Naples @ Vanderbilt Beach Rd club pageListings
Arthur L. Allen Tennis Center guest adult USD 16 per 90-min court timeOfficial
AMC Merchants Crossing adult ticket USD 11.99 plus feesOfficial
Naples furnished private room USD 850/mo utilities includedListings
SafetyWing Essential USD 62.72 per 4 weeksOfficial
KFF 2025 employer single premium benchmarkSecondary
Community School Naples grades 9–12 USD 42,260/yrOfficial
MIT living wage Collier County food USD 4,977/yr and housing USD 16,838/yrSecondary
FPL typical 1,000 kWh residential bill USD 136.64 Jan 2026Official
USDA/BLS retail chicken breast USD 4.203/lb and milk USD 4.106/gal Sept 2026Official
Publix whole milk USD 4.41/gal via Publix deliveryListings
McDonald's Tamiami Trl E Big Mac Meal USD 14.39Listings
Dunkin Naples iced latte USD 5.36 on DoorDash menuListings
South Avenue Naples USD 12 lunch specialsListings
South Avenue Naples dinner entrees USD 22–34Listings
Naples mid-range hotels roughly USD 134–291/night Oct 2026Secondary
Walmart Neighborhood Market urgent care Naples self-pay USD 100–250 typical visitListings
CBP ESTA / Visa Waiver Program authorizationOfficial
State Dept B visitor visa application USD 185Official
ManGrove Barber Naples cut and style USD 40Listings
US gasoline USD 1.22/L week of 19 Oct 2026 (national cross-check)Index
Naples Daily News/AOL grocery price survey Collier stores July 2026Secondary
Target Levi's 501 jeans USD 52.49 sale / USD 74.99 listListings
Numbeo Naples FL Oct 2026 cross-check (archived snapshot)Index
Publix via Instacart — long-grain white rice USD 1.43/lb Oct 2026Listings

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 2500 3400
- Apartment (1 bedroom) 2100 1912
- Apples 3.5 5.2
- Beef 14 21.69
- Beer 6.5 7
38 more changes
- Bread 3.75 3.99
- Chicken Fillets 10 9.27
- Cinema Ticket 13 17
- Coffee 4.5 5.36
- Coliving Space 1800 1200
- Coworking Space 300 350
- Dining Out local 60, nomad 1200, expat 300, family 240, tourist 75 local 220, nomad 1650, expat 580, family 820, tourist 105
- Fast Food Combo 10 14.39
- Gasoline 0.95 1.02
- Groceries local 280, nomad 100, expat 300, family 900, tourist 0 local 415, nomad 130, expat 520, family 1080, tourist 12
- Gym Membership 50 45
- Haircut 30 40
- Health Insurance local 200, nomad 70, expat 400, family 1000, tourist 0 local 370, nomad 63, expat 480, family 1180, tourist 0
- Housing local 1400, nomad 2800, expat 2000, family 3000, tourist 200 local 1650, nomad 3400, expat 2200, family 5250, tourist 225
- Internet & Mobile local 100, nomad 80, family 150, tourist 5 local 105, nomad 45, family 200, tourist 5
- Internet (60 Mbps+) 75 60
- Jeans 70 55
- Laundry 4 1.25
- Leisure Activities local 50, nomad 200, expat 100, family 200, tourist 30 local 78, nomad 400, expat 310, family 7450, tourist 42
- Meal (Inexpensive) 17 12
- Meal (Mid-range, 2 people) 90 95
- Milk 1.1 1.09
- Mobile Plan 55 45
- Monthly Transport Pass 60 40
- Rice 1.5 3.15
- Ride-hailing (5km) 13 12
- Running Shoes 120 95
- SIM Card (Tourist, prepaid) 35 45
- Scooter Rental 35 25
- Summer Dress 60 45
- Taxi Start 3.5 4.05
- Taxi per km 2.5 1.52
- Tennis Court (Weekend) 25 16
- Transportation local 60, nomad 100, expat 200, family 500, tourist 40 local 120, nomad 152, expat 360, family 780, tourist 52
- Utilities local 150, nomad 0, family 200, tourist 0 local 195, nomad 0, family 390, tourist 0
- Visa & Legal Fees local 0, expat 50, family 100 local 0, expat 50, family 50
- Water (1.5L bottle) 1.75 2.5
- Wine (Mid-range) 18 15
Coworking Space, Coffee, Apples, Rice, Beef, Wine (Mid-range), Monthly Transport Pass, Mobile Plan, Jeans, Summer Dress, Running Shoes, Utilities, Internet & Mobile, Groceries, Transportation, Dining Out, Health Insurance, Visa & Legal Fees, Airbnb (1 month), Water (1.5L bottle), Scooter Rental, SIM Card (Tourist, prepaid), Haircut, and Laundry moved ≥15% vs exported baseline (venturex.com, doordash.com, ridecat.com, floridarentals.com)

Naples cost of living