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AU

Coffs Harbour cost of living

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Nomad score 5.8/10

-30.2962, 153.1135 Australia/Sydney #3142

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Researched Updated Nov 12, 2026 Last changed Nov 14, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 31 32 38 $2,790 $1,388 $1,986 $1,283 $119
Utilities 37 31 — $118 $167 $106 —
Internet & Mobile 19 17 18 $42 $112 $145 $112 $7
Groceries 8 9 10 11 12 13 $90 $251 $717 $224 $3
Transportation 14 15 16 $85 $148 $221 $60 $19
Dining Out 5 6 7 $994 $278 $416 $109 $40
Leisure Activities 20 21 22 $96 $73 $210 $36 $10
Health Insurance 33 $67 $105 $279 — $2
Visa & Legal Fees 34 $5 $1 $5 — $14
Total $4,169 $2,474 $4,146 $1,930 $214

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 38 $1,283.39 $1,060 – $1,660 per month
Coworking Space 4 $345.26 per month
Airbnb (1 month) 31 32 $2,789.98 $2,302 – $3,557 per month
Coliving Space $523.12 per month

Food & Dining

Coffee 2 3 $3.70 per cup
Beer 3 $5.98 per pint
Meal (Inexpensive) 5 36 2 $13.25 per meal
Fast Food Combo 2 3 $9.42 per meal
Apples 8 $4.53 per kg
Bread 11 $1.81 per loaf
Milk 10 $1.18 per liter
Rice 13 $1.25 per kg
Chicken Fillets 9 $7.67 per kg
Beef 9 $14.64 per kg
Wine (Mid-range) 2 3 $14.65 per bottle
Meal (Mid-range, 2 people) 5 6 $59.29 per meal
Water (1.5L bottle) 12 $0.62 per bottle

Transportation

Taxi Start 15 $3.69 per trip
Taxi per km 15 $1.74 per km
Monthly Transport Pass 14 $60.45 per month
Gasoline 16 $1.64 per liter
Ride-hailing (5km) 15 $12.37 per trip
Scooter Rental $28.20 per month

Services

Mobile Plan 17 $32.88 per month
Internet (60 Mbps+) 19 $78.82 per month
Gym Membership 20 $60.30 per month
Tennis Court (Weekend) 21 $12.21 per hour
SIM Card (Tourist, prepaid) 17 $11.86 one-time

Entertainment

Cinema Ticket 22 $11.51 per ticket

Clothing

Jeans 24 2 3 $83.70 per pair
Summer Dress 26 2 3 $45.34 per dress
Running Shoes 25 2 3 $104.62 per pair

Personal Care

Haircut 29 $27.90 per visit
Laundry 30 $1.12 per kg

Healthcare

Doctor Visit (GP) 27 $32.89 per visit
Pharmacy (basic meds) 3 $7.29 per purchase

About these costs

Method
Researched
Last updated
Nov 12, 2026
Last changed
Nov 14, 2026
Exchange rate
1 USD = 1.4337 AUD on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Newcastle, Byron Bay, Sydney, Gold Coast

  1. AreaSearch Coffs Harbour — lodged-bond rents: units AUD 480/week, houses AUD 657/week (12 months to Jun 2026)Secondary
  2. Numbeo Coffs Harbour crowdsourced basket (May 2026)Index
  3. Livingcost Coffs Harbour basket cross-check (food, transport, utilities, gym, cinema)Index
  4. G Sphere Coffs Harbour — dedicated desk AUD 495/month; day pass AUD 33Listings
  5. Coffs Hotel bistro menu July 2026 — schnitzel AUD 23, parmigiana AUD 30, kids meals AUD 11-12Listings
  6. Coffs Hotel drinks menu July 2026 — wine by glass AUD 8-14, bottles AUD 30-45Listings
  7. Urban Espresso Lounge (Jetty Strip) — eggs on toast AUD 14, bacon and eggs AUD 18, big breakfast AUD 26Listings
  8. ALDI fruit — Granny Smith apples AUD 6.49/kgShop
  9. ALDI meat — chicken breast fillets AUD 10.99/kg, beef blade steak AUD 20.99/kgShop
  10. ALDI dairy — Farmdale full cream milk 2L AUD 3.39 (AUD 1.70/L)Shop
  11. ALDI bakery — wholemeal sandwich loaf 650g AUD 2.59Shop
  12. ALDI drinks — Northbrook still spring water 1.5L AUD 0.89Shop
  13. ALDI pantry — Imperial Grain long grain rice 2kg AUD 3.59 (AUD 1.80/kg)Shop
  14. Busways rural and regional fare table — fare band 2 (3-6 sections) adult weekly AUD 20, single AUD 3.30Official
  15. Transport for NSW country taxi maximum fares — hire AUD 5.29, AUD 2.49/km first 12 km (order of 1 June 2026)Official
  16. GlobalPetrolPrices Australia — Octane-95 AUD 2.35/litre on 2 Nov 2026Index
  17. Telstra Pre-Paid — AUD 2 SIM kit; AUD 44/28-day plan (20GB ongoing)Official
  18. Vodafone Prepaid Plus — AUD 40/30GB, AUD 50/40GB, AUD 60/55GB packsOfficial
  19. Telstra Premium nbn100 ongoing AUD 113/month; AUD 95 is the separate 5G planOfficial
  20. Genesis Fitness Coffs Harbour — Standard membership from AUD 19.95/weekListings
  21. Harbour Tennis non-member daylight court hire AUD 17.50/hourListings
  22. My NRMA Event/GU/BCC partner tariffs — Original Adult AUD 16.50 standard sessionSecondary
  23. RBA exchange rate reused unchanged from Australia country prepOfficial
  24. Amazon AU Levi's 501-style men's jeans — AUD 110-131 clusterListings
  25. Amazon AU Nike men's running shoes — AUD 120-160 mid-range clusterListings
  26. Amazon AU women's summer dresses — AUD 57-73 chain-store clusterListings
  27. Coffs Doctors billing schedule — standard consult (<20 min) fee AUD 90, Medicare rebate AUD 42.85, gap AUD 47.15Listings
  28. MBS item 23 GP Level B consultation — schedule fee AUD 45.05 (updated 1 July 2026)Official
  29. The Barber & Co Coffs Harbour live booking menu; Style Cut AUD 40-45Listings
  30. Northside/Southside Laundry Coffs Harbour — warm wash AUD 8, cold AUD 7, dryers AUD 1 per 4 minListings
  31. Airbnb Coffs Harbour 30-night furnished stays Feb 2027 — 1-bedroom totals AUD 3,016-6,869, median about AUD 4,000Listings
  32. Airbnb Coffs Harbour 30-night stays Nov-Dec 2026 — 1-bedroom peak totals AUD 5,831-8,503Listings
  33. SafetyWing Nomad Insurance Essential — USD 62.72 per 4 weeks (ages 10-39)Official
  34. Department of Home Affairs AustralianETA app: non-refundable AUD 20 service feeOfficial
  35. eVisitor subclass 651 — no application charge, up to 3 months per visitOfficial
  36. Eat Drink Cheap Coffs Harbour — Valla Beach Tavern happy-hour house beer AUD 6, AUD 15 rump steakSecondary
  37. AER 2026-27 Essential Energy flat tariff caps: AUD 2.72/day plus AUD 0.3501/kWhOfficial
  38. Coffs Harbour one-bedroom listings: AUD 390-595/week; one-bedroom median AUD 420/weekListings

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1762.52 2789.98
    • Apartment (1 bedroom) 1128.01 1283.39
    • Apples 3.17 4.53
    • Beef 14.1 14.64
    • Beer 5.64 5.98
    39 more changes
    • Bread 2.47 1.81
    • Chicken Fillets 8.46 7.67
    • Cinema Ticket 12.69 11.51
    • Coffee 3.17 3.7
    • Coliving Space 1057.51 523.12
    • Coworking Space 176.25 345.26
    • Dining Out local 70.5, nomad 846.01, expat 253.8, family 141, tourist 56.4 local 109.16, nomad 993.93, expat 277.6, family 415.71, tourist 39.76
    • Doctor Visit (GP) 49.35 32.89
    • Fast Food Combo 8.46 9.42
    • Gasoline 1.27 1.64
    • Groceries local 246.75, nomad 105.75, expat 282, family 564.01, tourist 7.05 local 224.18, nomad 89.67, expat 251.08, family 717.38, tourist 3.33
    • Gym Membership 35.25 60.3
    • Haircut 21.15 27.9
    • Health Insurance local 0, nomad 70.5, expat 84.6, family 211.5 local 0, nomad 67.2, expat 104.62, family 279, tourist 2.24
    • Housing local 267.9, nomad 1833.02, expat 423.01, family 634.51, tourist 84.6 local 1283.39, nomad 2789.98, expat 1388.02, family 1985.77, tourist 118.57
    • Internet & Mobile local 49.35, nomad 56.4, expat 56.4, family 84.6, tourist 3.53 local 111.7, nomad 41.85, family 144.58, tourist 6.97
    • Internet (60 Mbps+) 56.4 78.82
    • Jeans 56.4 83.7
    • Laundry 2.82 1.12
    • Leisure Activities local 35.25, nomad 211.5, expat 70.5, family 352.5, tourist 28.2 local 35.92, nomad 95.52, expat 72.5, family 209.88, tourist 9.94
    • Meal (Inexpensive) 12.69 13.25
    • Meal (Mid-range, 2 people) 56.4 59.29
    • Milk 1.76 1.18
    • Mobile Plan 28.2 32.88
    • Monthly Transport Pass 70.5 60.45
    • Pharmacy (basic meds) 7.05 7.29
    • Rice 1.41 1.25
    • Ride-hailing (5km) 10.58 12.37
    • Running Shoes 84.6 104.62
    • SIM Card (Tourist, prepaid) 14.1 11.86
    • Summer Dress 35.25 45.34
    • Taxi Start 3.17 3.69
    • Taxi per km 1.55 1.74
    • Tennis Court (Weekend) 14.1 12.21
    • Transportation local 56.4, nomad 70.5, expat 70.5, family 282, tourist 17.63 local 60.45, nomad 85.2, expat 147.52, family 221.28, tourist 18.56
    • Utilities local 105.75, nomad 0, family 176.25, tourist 0 local 105.75, nomad 0, expat 117.96, family 166.8, tourist 0
    • Visa & Legal Fees local 0, expat 70.5, family 141 local 0, nomad 4.65, expat 1.16, family 4.65, tourist 13.95
    • Water (1.5L bottle) 1.76 0.62
    • Wine (Mid-range) 12.69 14.65

    Fix pass also clarified borrowed national listing prices for Jeans, Summer Dress and Running Shoes, and the country-prep starter price for SIM Card (Tourist, prepaid); their values are unchanged (amazon.com.au, telstra.com.au).

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