Cost of Living in Toronto, 🇨🇦 Canada - For Locals, Nomads, and Tourists

AI estimate Updated Mar 22, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing $2,770 $2,005 $3,062 $1,531 $175

Utilities — $139 $233 $120 —

Internet & Mobile $69 $109 $175 $84 $6

Groceries $182 $474 $1,021 $328 —

Transportation $160 $114 $474 $114 $26

Dining Out $1,349 $437 $656 $182 $80

Leisure Activities $401 $292 $547 $109 $33

Health Insurance $66 $80 $255 — $4

Visa & Legal Fees $73 $36 $73 — —

Total $5,070 $3,686 $6,496 $2,468 $324

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) $2,150.40 per month

Coworking Space $400.92 per month

Airbnb (1 month) $3,498.95 per month

Coliving Space $1,385.00 per month

Food & Dining

Coffee $4.19 per cup

Beer $8.38 per pint

Meal (Inexpensive) $20.41 per meal

Fast Food Combo $12.03 per meal

Apples $4.74 per kg

Bread $3.10 per loaf

Milk $4.52 per liter

Rice $4.01 per kg

Chicken Fillets $13.49 per kg

Beef $17.49 per kg

Wine (Mid-range) $16.04 per bottle

Meal (Mid-range, 2 people) $98.41 per meal

Water (1.5L bottle) $2.15 per bottle

Transportation

Taxi Start $3.64 per trip

Taxi per km $1.60 per km

Monthly Transport Pass $120.28 per month

Gasoline $1.30 per liter

Ride-hailing (5km) $16.04 per trip

Scooter Rental $8.75 per month

Services

Mobile Plan $54.67 per month

Internet (60 Mbps+) $69.25 per month

Gym Membership $54.67 per month

Tennis Court (Weekend) $25.51 per hour

SIM Card (Tourist, prepaid) $32.80 one-time

Entertainment

Cinema Ticket $13.49 per ticket

Clothing

Jeans $80.18 per pair

Summer Dress $47.38 per dress

Running Shoes $105.70 per pair

Personal Care

Haircut $40.09 per visit

Laundry $6.20 per kg

Healthcare

Doctor Visit (GP) $87.47 per visit

Pharmacy (basic meds) $13.12 per purchase

About these costs

Method: AI estimate
Last updated: Mar 22, 2026
Generated by: Model not recorded
Last changed: None yet
Exchange rate: 1 USD = 1.3718 CAD

Generated by an AI model without cited sources and not yet checked by research. A research pass replaces these values with sourced ones, compared with similar cities.

Toronto cost of living