Cost of Living in Nikšić, 🇲🇪 Montenegro - For Locals, Nomads, and Tourists

Researched Updated Oct 30, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 1 2 32 $584 $449 $652 $404 $51

Utilities 25 — $95 $123 $79 —

Internet & Mobile 6 7 $22 $52 $74 $52 $1

Groceries 11 12 13 14 15 16 17 2 $79 $275 $550 $229 $5

Transportation 3 4 19 18 26 5 $45 $54 $157 $28 $16

Dining Out 2 34 36 $485 $97 $202 $44 $24

Leisure Activities 8 9 20 2 $132 $84 $224 $57 $13

Health Insurance 22 $67 $67 $134 — $2

Visa & Legal Fees 23 — $4 $7 — —

Total $1,414 $1,177 $2,123 $893 $112

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 2 $448.98 $337 – $539 per month

Coworking Space 10 $168.37 per month

Airbnb (1 month) 1 2 $583.68 $449 – $786 per month

Coliving Space 1 $280.62 per month

Food & Dining

Coffee 2 $1.80 per cup

Beer 36 $2.82 per pint

Meal (Inexpensive) 2 $8.08 per meal

Fast Food Combo 27 33 $7.86 per meal

Apples 14 $1.11 per kg

Bread 11 $1.01 per loaf

Milk 12 $1.22 per liter

Rice 13 $3.81 per kg

Chicken Fillets 15 $10.76 per kg

Beef 16 $12.90 per kg

Wine (Mid-range) 31 $8.63 per bottle

Meal (Mid-range, 2 people) 36 $38.90 per meal

Water (1.5L bottle) 17 $0.66 per bottle

Transportation

Taxi Start 18 $1.01 per trip

Taxi per km 18 $0.79 per km

Monthly Transport Pass 3 2 $0.00 per month

Gasoline 26 5 $2.05 per liter

Ride-hailing (5km) 18 $4.94 per trip

Scooter Rental 35 $16.84 per month

Services

Mobile Plan 6 $22.45 per month

Internet (60 Mbps+) 7 $29.07 per month

Gym Membership 8 $39.29 per month

Tennis Court (Weekend) 9 $11.22 per hour

SIM Card (Tourist, prepaid) 6 $16.84 one-time

Entertainment

Cinema Ticket 20 $6.96 per ticket

Clothing

Jeans 29 $28.05 per pair

Summer Dress 28 $56.11 per dress

Running Shoes 30 $24.68 per pair

Personal Care

Haircut 36 $5.56 per visit

Laundry 24 $1.57 per kg

Healthcare

Doctor Visit (GP) 21 $56.12 per visit

Pharmacy (basic meds) 36 $9.26 per purchase

About these costs

Method: Researched
Last updated: Oct 30, 2026
Last changed: Oct 31, 2026
Exchange rate: 1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Podgorica, Bijelo Polje, Hanoi, Sarajevo

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 809.55 583.68
- Apartment (1 bedroom) 404.77 448.98
- Apples 2.08 1.11
- Beef 12.72 12.9
- Beer 2.89 2.82
40 more changes
- Bread 1.16 1.01
- Chicken Fillets 7.52 10.76
- Cinema Ticket 6.94 6.96
- Coffee 1.73 1.8
- Coliving Space 520.42 280.62
- Coworking Space 138.78 168.37
- Dining Out local 69.39, nomad 346.95, expat 173.47, family 231.3, tourist 28.91 local 44.44, nomad 484.8, expat 96.96, family 202.04, tourist 24.24
- Doctor Visit (GP) 28.91 56.12
- Fast Food Combo 8.1 7.86
- Gasoline 1.85 2.05
- Groceries local 231.3, nomad 57.82, expat 346.95, family 636.07, tourist 11.56 local 228.98, nomad 78.57, expat 274.89, family 549.78, tourist 5.05
- Gym Membership 40.48 39.29
- Haircut 11.56 5.56
- Health Insurance local 34.69, nomad 69.39, expat 92.52, family 231.3, tourist 9.25 local 0, nomad 67.2, expat 67.2, family 134.4, tourist 2.24
- Housing local 173.47, nomad 751.72, expat 404.77, family 578.25, tourist 75.17 local 404.09, nomad 583.68, expat 448.98, family 651.53, tourist 50.51
- Internet & Mobile local 34.69, nomad 57.82, expat 46.26, family 57.82, tourist 5.78 local 51.52, nomad 22.45, family 73.97, tourist 0.75
- Internet (60 Mbps+) 34.69 29.07
- Jeans 57.82 28.05
- Laundry 6.94 1.57
- Leisure Activities local 34.69, nomad 115.65, expat 92.52, family 115.65, tourist 17.35 local 57.47, nomad 131.77, expat 84.19, family 224.49, tourist 13.47
- Meal (Inexpensive) 11.56 8.08
- Meal (Mid-range, 2 people) 40.48 38.9
- Milk 1.39 1.22
- Mobile Plan 13.88 22.45
- Monthly Transport Pass 40.48 0
- Pharmacy (basic meds) 9.25 9.26
- Rice 1.73 3.81
- Ride-hailing (5km) 5.2 4.94
- Running Shoes 80.95 24.68
- SIM Card (Tourist, prepaid) 13.88 16.84
- Scooter Rental 20.82 16.84
- Summer Dress 40.48 56.11
- Taxi Start 2.89 1.01
- Taxi per km 1.04 0.79
- Tennis Court (Weekend) 20.82 11.22
- Transportation local 23.13, nomad 34.69, expat 57.82, family 138.78, tourist 9.25 local 28.06, nomad 44.9, expat 53.88, family 157.14, tourist 15.71
- Utilities local 92.52, nomad 46.26, expat 138.78, family 185.04, tourist 0 local 78.57, nomad 0, expat 95.41, family 123.47, tourist 0
- Visa & Legal Fees local 0, nomad 34.69, expat 57.82, family 92.52 local 0, expat 3.74, family 7.48
- Water (1.5L bottle) 0.93 0.66
- Wine (Mid-range) 11.56 8.63
Fix pass after the independent check. Beer, Wine (Mid-range), Jeans, Summer Dress, Running Shoes, Coliving Space, Water (1.5L bottle), Ride-hailing (5km), Meal (Mid-range, 2 people), Haircut, Laundry, Pharmacy (basic meds), Leisure Activities (nomad and expat), Health Insurance (nomad, expat, family and tourist), Visa & Legal Fees (expat and family) and the Apartment (1 bedroom) and Airbnb (1 month) ranges corrected: supermarket and clothing prices re-read from the product pages, wine from the winery shop, beer, haircut, pharmacy and the mid-range meal borrowed from Montenegro price pages, laundry re-priced per kilogram from the operator tariff, residence fees taken from the administrative fees law, and every category total recomputed to match its formula (voli.me, lcwaikiki.me, wineofmontenegro.com, laundry-lounge.me, livingcost.org, wapi.gov.me).

Nikšić cost of living