Cost of Living in Tivat, 🇲🇪 Montenegro - For Locals, Nomads, and Tourists

AI estimate Updated Jun 8, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing $1,388 $1,041 $1,503 $463 $110

Utilities — $139 $208 $127 —

Internet & Mobile $58 $46 $64 $40 $6

Groceries $69 $405 $810 $289 —

Dining Out $520 $231 $173 $69 $69

Leisure Activities $173 $93 $116 $23 $29

Health Insurance $81 $69 $208 $35 $12

Visa & Legal Fees $46 $40 $58 $12 $6

Transportation $93 $58 $231 $35 $17

Total $2,428 $2,122 $3,371 $1,093 $249

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) $555.12 per month

Coworking Space $138.78 per month

Airbnb (1 month) $1,272.14 per month

Coliving Space $636.07 per month

Food & Dining

Coffee $2.08 per cup

Meal (Inexpensive) $11.56 per meal

Fast Food Combo $7.52 per meal

Apples $2.08 per kg

Bread $1.39 per loaf

Rice $2.54 per kg

Chicken Fillets $8.67 per kg

Beef $13.88 per kg

Wine (Mid-range) $13.88 per bottle

Meal (Mid-range, 2 people) $52.04 per meal

Water (1.5L bottle) $1.04 per bottle

Beer $2.89 per pint

Milk $1.50 per liter

Transportation

Taxi Start $2.89 per trip

Taxi per km $1.39 per km

Monthly Transport Pass $40.48 per month

Gasoline $1.79 per liter

Ride-hailing (5km) $6.94 per trip

Scooter Rental $28.91 per month

Services

Mobile Plan $23.13 per month

Internet (60 Mbps+) $40.48 per month

Gym Membership $46.26 per month

Tennis Court (Weekend) $17.35 per hour

SIM Card (Tourist, prepaid) $17.35 one-time

Entertainment

Cinema Ticket $8.10 per ticket

Clothing

Jeans $63.61 per pair

Summer Dress $40.48 per dress

Running Shoes $92.52 per pair

Personal Care

Haircut $13.88 per visit

Laundry $9.25 per kg

Healthcare

Doctor Visit (GP) $46.26 per visit

Pharmacy (basic meds) $9.25 per purchase

About these costs

Method: AI estimate
Last updated: Jun 8, 2026
Generated by: deepseek-v4-flash · cost run 44
Last changed: None yet
Exchange rate: 1 USD = 0.8647 EUR

Generated by an AI model without cited sources and not yet checked by research. A research pass replaces these values with sourced ones, compared with similar cities.

Tivat cost of living