Nomad Watch

Researched Updated Oct 30, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 2 3 4 29 1 $651 $561 $1,010 $427 $90
Utilities 28 1 — $135 $174 $68 —
Internet & Mobile 9 10 $22 $52 $74 $52 $1
Groceries 12 13 14 15 16 17 18 1 $92 $286 $572 $229 $6
Transportation 6 7 11 8 $85 $84 $163 $75 $17
Dining Out 5 1 $606 $136 $227 $63 $30
Leisure Activities 19 24 25 27 $216 $118 $4,551 $61 $12
Health Insurance 21 $67 $67 $269 — $2
Visa & Legal Fees 22 — $8 $16 — —
Total $1,739 $1,447 $7,056 $975 $158

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 2 3 4 $505.11 $449 – $570 per month
Coworking Space 23 $168.37 per month
Airbnb (1 month) 2 3 29 1 $651.03 $569 – $757 per month
Coliving Space 2 3 $448.98 per month

Healthcare

Doctor Visit (GP) 20 $33.67 per visit
Pharmacy (basic meds) 1 $9.24 per purchase

Food & Dining

Coffee 1 $2.31 per cup
Beer 1 $2.31 per pint
Meal (Inexpensive) 1 5 $10.10 per meal
Fast Food Combo 1 $8.17 per meal
Apples 15 $1.11 per kg
Bread 12 $1.01 per loaf
Milk 13 $1.22 per liter
Rice 14 $3.81 per kg
Chicken Fillets 16 $10.76 per kg
Beef 17 $12.90 per kg
Wine (Mid-range) 1 $7.96 per bottle
Meal (Mid-range, 2 people) 1 $45.30 per meal
Water (1.5L bottle) 18 $0.66 per bottle

Transportation

Taxi Start 11 $1.01 per trip
Taxi per km 11 $0.79 per km
Monthly Transport Pass 6 7 $56.12 per month
Gasoline 8 $2.05 per liter
Ride-hailing (5km) 11 $4.96 per trip
Scooter Rental 26 $24.69 per month

Services

Mobile Plan 9 $22.45 per month
Internet (60 Mbps+) 10 $29.07 per month
Gym Membership 19 $44.90 per month
Tennis Court (Weekend) 25 $8.98 per hour
SIM Card (Tourist, prepaid) 9 $16.84 one-time

Entertainment

Cinema Ticket 24 $7.30 per ticket

Clothing

Jeans 1 $40.70 per pair
Summer Dress 30 $56.11 per dress
Running Shoes 1 $87.80 per pair

Personal Care

Haircut 1 $8.63 per visit
Laundry 31 $1.57 per kg

About these costs

Method
Researched
Last updated
Oct 30, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Bar, Podgorica, Hanoi, Saranda

  1. Livingcost.org Ulcinj basket (cross-check, June 2026 update)Index
  2. Key Nekretnine Ostalo 1BR €400/month (42 m²)Listings
  3. Key Nekretnine Pinješ 1BR €400/month (40 m²)Listings
  4. Key Nekretnine Ulcinj 1BR rent search (2 active €400 adverts)Listings
  5. Ćevabdžinica 9 — price range per person €5–10 (Ulcinj)Secondary
  6. Mediteran Express tariff — monthly card €50Official
  7. Mediteran Express Bar coastal lines guideOfficial
  8. Octane-95 €1.83/litre (series to 2026-10-26)Index
  9. m:tel Turist prepaid/eSIM — 1 TB/30 days €20, 500 GB/15 days €15Official
  10. m:tel Flash 1 home internet €25.90/month (160–200 Mbps)Official
  11. Montenegro taxi tariff bands (Podgorica/Budva municipalities)Secondary
  12. Voli — hljeb bijeli 500 g €0.90Listings
  13. Voli — Kravica milk 1 L €1.09Listings
  14. Voli — Scotti rice 1 kg €3.39Listings
  15. Voli — jabuka Ajdared €0.99/kg (regular price)Listings
  16. Voli — pileći file prsa €9.59/kgListings
  17. Voli — juneća plećka €11.49/kgListings
  18. Voli — Suza water 1.5 L €0.59Listings
  19. Progym Bar 7×/week membership €40/monthOfficial
  20. Preventive GP examination from €30 (south-coast clinics listed)Listings
  21. SafetyWing Essential USD 62.72 per 4 weeks (ages 18–39)Official
  22. Law on Administrative Fees — temporary residence permit €40, residence-and-work/permanent €60, application €2Official
  23. NEST Coworking Flexy 30 €150/month (Podgorica)Official
  24. Cineplexx weekend/holiday 2D ticket €6.50 (Podgorica)Official
  25. Verde Complex sports facilities and price list (Podgorica)Official
  26. HOP e-scooter €1 unlock + €0.25/minute (Podgorica)Secondary
  27. QSI Montenegro tuition USD 26,900/year (K–12, Podgorica)Official
  28. EPCG 2026 sample bill €57.29 for 500 kWh (two-rate)Secondary
  29. Flatio Ulcinj monthly stays — 2BR house €917/month all utilities, bungalow €100/nightListings
  30. LC Waikiki summer dress €49.99 (Montenegro chain)Listings
  31. Laundry Lounge wash+dry+iron 10 kg €14 (€1.40/kg, Podgorica)Official

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1097.63 651.03
    • Apartment (1 bedroom) 519.93 505.11
    • Apples 1.39 1.11
    • Beef 13.86 12.9
    • Beer 2.89 2.31
    40 more changes
    • Bread 0.92 1.01
    • Chicken Fillets 9.82 10.76
    • Cinema Ticket 5.78 7.3
    • Coffee 2.08 2.31
    • Coliving Space 635.47 448.98
    • Coworking Space 144.43 168.37
    • Dining Out local 69.39, nomad 578.25, expat 173.47, family 231.3, tourist 40.48 local 62.86, nomad 606, expat 135.82, family 226.74, tourist 30.3
    • Doctor Visit (GP) 34.66 33.67
    • Fast Food Combo 7.51 8.17
    • Gasoline 1.79 2.05
    • Groceries local 208.17, nomad 57.82, expat 289.12, family 462.6, tourist 0 local 228.98, nomad 92.04, expat 286.23, family 572.46, tourist 5.61
    • Gym Membership 34.66 44.9
    • Haircut 11.55 8.63
    • Health Insurance local 23.13, nomad 69.39, expat 57.82, family 138.78, tourist 5.78 local 0, nomad 67.2, expat 67.35, family 268.8, tourist 2.24
    • Housing local 323.82, nomad 809.55, expat 462.6, family 578.25, tourist 92.52 local 426.53, nomad 651.03, expat 561.23, family 1010.21, tourist 89.8
    • Internet & Mobile local 34.69, nomad 57.82, expat 46.26, family 57.82, tourist 3.47 local 51.52, nomad 22.45, family 73.97, tourist 0.75
    • Internet (60 Mbps+) 32.35 29.07
    • Jeans 63.55 40.7
    • Laundry 13.86 1.57
    • Leisure Activities local 23.13, nomad 173.47, expat 92.52, family 115.65, tourist 17.35 local 61.18, nomad 215.51, expat 117.86, family 4550.68, tourist 12.35
    • Meal (Inexpensive) 9.24 10.1
    • Meal (Mid-range, 2 people) 51.99 45.3
    • Milk 1.68 1.22
    • Mobile Plan 17.33 22.45
    • Monthly Transport Pass 28.89 56.12
    • Pharmacy (basic meds) 6.93 9.24
    • Rice 2.2 3.81
    • Ride-hailing (5km) 7.51 4.96
    • Running Shoes 86.66 87.8
    • SIM Card (Tourist, prepaid) 11.55 16.84
    • Scooter Rental 20.8 24.69
    • Summer Dress 40.44 56.11
    • Taxi Start 1.39 1.01
    • Taxi per km 1.16 0.79
    • Tennis Court (Weekend) 13.86 8.98
    • Transportation local 28.91, nomad 34.69, expat 34.69, family 115.65, tourist 13.88 local 75.2, nomad 85.31, expat 84.18, family 162.76, tourist 16.84
    • Utilities local 80.95, nomad 0, expat 104.08, family 127.21, tourist 0 local 68.47, nomad 0, expat 134.7, family 173.98, tourist 0
    • Visa & Legal Fees local 11.56, nomad 23.13, expat 57.82, family 92.52, tourist 0 local 0, expat 8.42, family 15.71
    • Water (1.5L bottle) 0.87 0.66
    • Wine (Mid-range) 8.09 7.96

    fix pass — Summer Dress re-cited to the LC Waikiki chain price and Scooter Rental to the HOP tariff page (the taxi guide shows no scooter prices); the Voli grocery lines, Gasoline, Mobile Plan, Internet (60 Mbps+), SIM Card (Tourist, prepaid) and the taxi lines labelled as national chain or operator prices (lcwaikiki.me, standard.co.me, voli.me).

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