Nomad Watch

Researched Updated Oct 30, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 $1,347 $449 $449 $449 $56
Utilities 18 — $64 $90 $48 —
Internet & Mobile 6 7 $22 $52 $74 $52 $1
Groceries 10 11 12 13 14 15 16 $77 $224 $449 $187 $1
Transportation 8 17 $56 $79 $168 $51 $17
Dining Out 3 4 $734 $245 $489 $98 $39
Leisure Activities 2 20 21 $89 $68 $141 $40 $6
Health Insurance 19 $67 — — — —
Visa & Legal Fees 22 23 — $4 $15 — —
Total $2,392 $1,185 $1,875 $925 $120

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 $448.98 per month
Coworking Space 9 $168.37 per month
Airbnb (1 month) 1 $1,346.95 per month
Coliving Space $617.35 per month

Food & Dining

Coffee $3.37 per cup
Beer $2.81 per pint
Meal (Inexpensive) 3 $12.23 per meal
Fast Food Combo 4 $7.86 per meal
Apples 13 $1.11 per kg
Bread 10 $1.01 per loaf
Milk 11 $1.22 per liter
Rice 12 $3.81 per kg
Chicken Fillets 14 $10.76 per kg
Beef 15 $12.90 per kg
Wine (Mid-range) $5.61 per bottle
Meal (Mid-range, 2 people) 3 $37.94 per meal
Water (1.5L bottle) 16 $0.66 per bottle

Transportation

Taxi Start 17 $1.12 per trip
Taxi per km 17 $0.90 per km
Monthly Transport Pass 8 $33.67 per month
Gasoline 5 $2.03 per liter
Ride-hailing (5km) 17 $5.61 per trip
Scooter Rental — per month

Services

Mobile Plan 6 $22.45 per month
Internet (60 Mbps+) 7 $29.07 per month
Gym Membership 20 $39.29 per month
Tennis Court (Weekend) 21 $8.98 per hour
SIM Card (Tourist, prepaid) 6 $16.84 one-time

Entertainment

Cinema Ticket $6.62 per ticket

Clothing

Jeans $78.57 per pair
Summer Dress $44.90 per dress
Running Shoes $95.41 per pair

Personal Care

Haircut $7.86 per visit
Laundry — per kg

Healthcare

Doctor Visit (GP) — per visit
Pharmacy (basic meds) $9.26 per purchase

About these costs

Method
Researched
Last updated
Oct 30, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Kolasin, Podgorica, Hanoi

  1. Oglasi.me Žabljak — 2BR 60 m² €400/month long-term (2024 ad); 1BR 43 m² €1,200/month or €50/day furnished; two ads price-on-requestListings
  2. NP Durmitor — entry €5.00/day/person; visitor centre €1; bike €3/h or €8/day; car parking €1/hOfficial
  3. Restaurant Or'O Žabljak — mains €9.50–25.90 (kačamak, gulaš, pileći file €10.90); breakfasts €6.00–7.50; text menu lists no drinksSecondary
  4. Restoran Podgora — grill €10.00/kg; group menus €5.00–14.00 (menu IV €7.00)Official
  5. Octane-95 €1.81/litre (series to 26 October 2026)Index
  6. m:tel Turist prepaid — Turist 15 €15 (500 GB/15 days), Turist 20 €20 (1 TB/30 days), Super Turist €30 (SKUs verified on this page by the 2026-10-19 country prep; prices sit behind page scripts)Official
  7. m:tel fixed-line tariff PDF — Flash 1 internet 160–200 Mbps €25.90/month (12-month contract)Official
  8. Putevi Podgorica — urban monthly pass €30; single ticket €0.90Official
  9. NEST Coworking Podgorica — Flexy 30 €150/month; Flexy 14 €110; day pass €12Official
  10. Voli — hljeb bijeli 500 g €0.90Listings
  11. Voli — Kravica milk 1 L €1.09Listings
  12. Voli — Scotti rice 1 kg €3.39Listings
  13. Voli — jabuka Ajdared €0.99/kg regular (€0.69 promo)Listings
  14. Voli — pileći file prsa €9.59/kgListings
  15. Voli — juneća plećka €11.49/kgListings
  16. Voli — Suza water 1.5 L €0.59Listings
  17. Fijaka taxi guide — Podgorica municipal bands: start €0.50–1.00, per km €0.50–1.00 daytime; 5 km day ride €3–6 (Capital City decision of August 2023)Secondary
  18. Fijaka EPCG electricity 2026 — all-in €0.1397/kWh higher and €0.0727/kWh lower tariff; fixed €0.6916/month; 500 kWh sample bill €57.29Secondary
  19. SafetyWing Essential — USD 62.72 per 4 weeks, ages 18–39Official
  20. City Fitness Nikšić — silver monthly every-day gym (06:00–16:00) €35; gold €40; single day €5Official
  21. Verde Complex Podgorica — tennis €5/hour to 17:00, €8/hour 17:00–22:00Official
  22. Law on Administrative Fees — tariff 13 item 4: temporary residence permit issuance €40 (extension €20)Official
  23. UK FCDO Montenegro — visa-free 90 days in any 180-day period for many passportsOfficial

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1386.48 1346.95
    • Apartment (1 bedroom) 519.93 448.98
    • Apples 1.27 1.11
    • Beef 13.29 12.9
    • Beer 2.89 2.81
    40 more changes
    • Bread 0.92 1.01
    • Chicken Fillets 9.82 10.76
    • Cinema Ticket 5.78 6.62
    • Coffee 2.08 3.37
    • Coliving Space 866.55 617.35
    • Coworking Space 161.76 168.37
    • Dining Out local 138.65, nomad 982.09, expat 404.39, family 577.7, tourist 63.55 local 97.88, nomad 734.09, expat 244.7, family 489.39, tourist 38.5
    • Doctor Visit (GP) 40.44 not set
    • Fast Food Combo 7.51 7.86
    • Gasoline 1.83 2.03
    • Groceries local 369.73, nomad 207.97, expat 519.93, family 982.09, tourist 9.24 local 186.92, nomad 76.88, expat 224.31, family 448.62, tourist 1.45
    • Gym Membership 40.44 39.29
    • Haircut 11.55 7.86
    • Health Insurance local 0, nomad 75.1, expat 57.77, family 161.76, tourist 2.31 67.2
    • Housing local 404.39, nomad 982.09, expat 635.47, family 1039.86, tourist 109.76 local 448.98, nomad 1346.95, tourist 56.12
    • Internet & Mobile local 28.89, nomad 51.99, expat 40.44, family 69.32, tourist 3.47 local 51.52, nomad 22.45, family 73.97, tourist 0.75
    • Internet (60 Mbps+) 32.35 29.07
    • Jeans 75.1 78.57
    • Laundry 11.55 not set
    • Leisure Activities local 46.22, nomad 323.51, expat 207.97, family 346.62, tourist 28.89 local 40.41, nomad 88.67, expat 68.47, family 141.43, tourist 5.61
    • Meal (Inexpensive) 9.82 12.23
    • Meal (Mid-range, 2 people) 51.99 37.94
    • Milk 1.68 1.22
    • Mobile Plan 17.33 22.45
    • Monthly Transport Pass 28.89 33.67
    • Pharmacy (basic meds) 7.51 9.26
    • Rice 2.2 3.81
    • Ride-hailing (5km) 8.09 5.61
    • Running Shoes 98.21 95.41
    • SIM Card (Tourist, prepaid) 17.33 16.84
    • Scooter Rental 17.33 not set
    • Summer Dress 40.44 44.9
    • Taxi Start 1.39 1.12
    • Taxi per km 1.16 0.9
    • Tennis Court (Weekend) 13.86 8.98
    • Transportation local 46.22, nomad 69.32, expat 138.65, family 231.08, tourist 17.33 local 50.51, nomad 56.12, expat 78.57, family 168.37, tourist 16.84
    • Utilities local 127.09, nomad 0, expat 161.76, family 254.19, tourist 0 local 48.3, nomad 0, expat 64.31, family 89.65, tourist 0
    • Visa & Legal Fees local 0, nomad 28.89, expat 34.66, family 69.32, tourist 1.16 local 0, expat 3.74, family 14.97
    • Water (1.5L bottle) 0.87 0.66
    • Wine (Mid-range) 10.4 5.61

    Coffee, Beer, Wine (Mid-range), Cinema Ticket, Jeans, Summer Dress, Running Shoes, Haircut and Pharmacy (basic meds) left explicitly unchecked with no page showing their price; Scooter Rental, Laundry and Doctor Visit (GP) values removed for lack of a monthly, per-kg or adult-consultation basis; Coliving Space left unchecked; two dead listing pages and an index without the cited clothing and wine figures dropped from the sources Source

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