Nomad Watch

Researched Updated Oct 31, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 2 3 5 $2,222 $702 $1,235 $617 $135
Utilities 5 23 28 — $68 $144 $49 —
Internet & Mobile 12 13 $51 $51 $66 $44 $2
Groceries 15 16 17 18 19 20 26 27 $94 $328 $769 $243 $5
Transportation 10 11 $100 $142 $312 $2 $28
Dining Out 8 9 $993 $365 $411 $138 $47
Leisure Activities 7 25 $226 $145 $2,703 $84 $10
Health Insurance 21 $67 $101 $314 — $2
Visa & Legal Fees 22 $37 $37 $150 — —
Total $3,790 $1,939 $6,104 $1,177 $229

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 2 3 4 $701.54 $561 – $842 per month
Coworking Space 6 $278.15 per month
Airbnb (1 month) $2,222.47 $1,818 – $2,626 per month
Coliving Space $561.23 per month

Food & Dining

Coffee 8 $1.68 per cup
Beer 8 $4.49 per pint
Meal (Inexpensive) 8 $15.15 per meal
Fast Food Combo $5.05 per meal
Apples 26 $3.31 per kg
Bread 16 $1.57 per loaf
Milk 15 $1.54 per liter
Rice 17 $6.84 per kg
Chicken Fillets 18 $13.46 per kg
Beef 19 $15.66 per kg
Wine (Mid-range) 20 $8.97 per bottle
Meal (Mid-range, 2 people) 9 $44.56 per meal
Water (1.5L bottle) 27 $1.18 per bottle

Transportation

Taxi Start 10 $3.93 per trip
Taxi per km 10 $1.80 per km
Monthly Transport Pass 11 $2.34 per month
Gasoline 14 $1.50 per liter
Ride-hailing (5km) 10 $13.92 per trip
Scooter Rental $168.37 per month

Services

Mobile Plan 12 $14.42 per month
Internet (60 Mbps+) 13 $37.03 per month
Gym Membership 7 $43.78 per month
Tennis Court (Weekend) $24.69 per hour
SIM Card (Tourist, prepaid) $6.72 one-time

Entertainment

Cinema Ticket 30 $9.54 per ticket

Clothing

Jeans 24 $77.60 per pair
Summer Dress $50.51 per dress
Running Shoes 24 $109.00 per pair

Personal Care

Haircut 24 $11.20 per visit
Laundry 29 $3.37 per kg

Healthcare

Doctor Visit (GP) $16.84 per visit
Pharmacy (basic meds) 24 $8.13 per purchase

About these costs

Method
Researched
Last updated
Oct 31, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Gozo, Valletta, Hanoi

  1. MyRent Victoria hub — capital long lets typically €500–€800/month when listedListings
  2. Maltaexpat 2026 — Victoria 1-bed €500–€750 typical €625; 2-bed €700–€1,100; 3-bed €900–€1,300Secondary
  3. MyRent Gozo rent guide — Victoria 1-bed €500–€750, 2-bed band €750–€950 (2026)Secondary
  4. Maltapark Xlendi furnished 1-bed long let €750/monthListings
  5. MyRent short let Xlendi/Fontana apartment €120/nightListings
  6. Workspace Gozo hotdesk monthly €247.80 incl. VAT (published pre-opening tariff)Official
  7. Kinetika Victoria — 1-month membership €39, 1-day €9, 1-week €20Official
  8. Maya's Kitchen Victoria — cappuccino €1.50, Hop Leaf pint €3.50, Blue Label pint €4.50, pasta €11–€15.50, breakfast ftira €6.50, chicken wrap €9Official
  9. Roża Victoria — pasta mains €16.90–€20.90, goats' cheese bruschetta €5.90, kid's pasta €7.50Official
  10. S.L.499.59 taxi meter maxima (€3.50 initial + €2.50 first km + €1.60/km)Official
  11. Personalised tallinja card €25 adult / €5 child registration; free bus travel schemeOfficial
  12. GO Smart S €5.99 / Smart M €11.99 per 28 daysOfficial
  13. GO Home Pack Boost 300/30 Mbps €32.99/month without commitment (1-month bundle terms)Official
  14. Malta RON 95 €1.34/litre (12 Oct 2026)Index
  15. Greens Benna whole milk 1 L €1.37Listings
  16. Greens Jesper's white sliced loaf 600 g €1.40Listings
  17. Savemart Tilda basmati rice 1 kg €6.09 (main island)Listings
  18. Greens fresh chicken breast sliced €11.99/kgListings
  19. Greens lean beef mince €13.95/kgListings
  20. Greens Barton & Guestier Cabernet Sauvignon 750 ml €7.99Listings
  21. SafetyWing Nomad Insurance Essential $62.72 per 4 weeks (ages 10–39, outside US)Official
  22. Residency Malta NRP FAQ v14.1: €300 application and €100 card fee per personOfficial
  23. Enemalta residential electricity bands (€0.1047/€0.1298/€0.1607 per kWh) and €65 annual single-phase service chargeOfficial
  24. Livingcost Malta — brand jeans $77.6, brand sneakers $109, simple haircut $11.2, one-week cold medicine $8.13Index
  25. Verdala International School 2026–27 fees — primary tuition €11,700/yr, capital contribution €2,000/yr, €300 two-student discount (mainland Malta)Official
  26. Greens Red Delicious apples €2.95/kgListings
  27. Greens San Benedetto sparkling water 1.5 L €1.05Listings
  28. Water Services Corporation: registered residents €1.3965 per cubic metre up to 33 m³ per person annuallyOfficial
  29. WhizzFix St Julian's — staffed wash €8 from 6 kg, drying €1.50 per 10 min, folding €4 per 6 kg (typical 6 kg load ≈ €18); Gozo delivery not coveredOfficial
  30. Citadel Cinema Victoria — adult ticket €8.50, children €5.50Official

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1156.49 2222.47
    • Apartment (1 bedroom) 751.72 701.54
    • Apples 2.89 3.31
    • Beef 13.88 15.66
    • Beer 4.05 4.49
    40 more changes
    • Bread 2.08 1.57
    • Chicken Fillets 8.1 13.46
    • Cinema Ticket 10.41 9.54
    • Coffee 2.08 1.68
    • Coliving Space 751.72 561.23
    • Coworking Space 173.47 278.15
    • Dining Out local 92.52, nomad 693.9, expat 231.3, family 346.95, tourist 57.82 local 138.06, nomad 993.38, expat 365.25, family 410.82, tourist 47.03
    • Doctor Visit (GP) 46.26 16.84
    • Fast Food Combo 8.67 5.05
    • Gasoline 1.62 1.5
    • Groceries local 289.12, nomad 92.52, expat 404.77, family 693.9, tourist 0 local 242.54, nomad 93.77, expat 328.01, family 768.72, tourist 5.12
    • Gym Membership 40.48 43.78
    • Haircut 23.13 11.2
    • Health Insurance local 57.82, nomad 80.95, expat 138.78, family 289.12, tourist 11.56 local 0, nomad 67.2, expat 101.02, family 314.29, tourist 2.24
    • Housing local 693.9, nomad 1734.74, expat 1272.14, family 1734.74, tourist 115.65 local 617.35, nomad 2222.47, expat 701.54, family 1234.71, tourist 134.7
    • Internet & Mobile local 46.26, nomad 69.39, expat 57.82, family 80.95, tourist 5.78 local 44.23, nomad 51.45, expat 51.45, family 65.87, tourist 1.68
    • Internet (60 Mbps+) 34.69 37.03
    • Jeans 80.95 77.6
    • Laundry 6.94 3.37
    • Leisure Activities local 34.69, nomad 173.47, expat 115.65, family 173.47 local 84.18, nomad 225.61, expat 144.8, family 2703.26, tourist 10.1
    • Meal (Inexpensive) 15.03 15.15
    • Meal (Mid-range, 2 people) 57.82 44.56
    • Milk 1.5 1.54
    • Mobile Plan 17.35 14.42
    • Monthly Transport Pass 30.07 2.34
    • Pharmacy (basic meds) 8.1 8.13
    • Rice 2.08 6.84
    • Ride-hailing (5km) 8.1 13.92
    • Running Shoes 98.3 109
    • SIM Card (Tourist, prepaid) 13.88 6.72
    • Scooter Rental 23.13 168.37
    • Summer Dress 46.26 50.51
    • Taxi Start 4.05 3.93
    • Taxi per km 1.39 1.8
    • Tennis Court (Weekend) 13.88 24.69
    • Transportation local 34.69, nomad 115.65, expat 92.52, family 231.3, tourist 17.35 local 2.34, nomad 99.77, expat 141.52, family 311.82, tourist 27.84
    • Utilities local 115.65, nomad 69.39, expat 138.78, family 208.17, tourist 0 local 49.01, nomad 0, expat 67.5, family 144.02, tourist 0
    • Visa & Legal Fees local 11.56, nomad 46.26, expat 69.39, family 92.52, tourist 0 local 0, nomad 37.42, expat 37.42, family 149.66
    • Water (1.5L bottle) 1.16 1.18
    • Wine (Mid-range) 11.56 8.97

    Research attribution and verification date corrected to this pass; exchange rate and comparison cities reused unchanged from the country prep.

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