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Andorra Passive Residency

Active Special

Andorra · Residència sense activitat lucrativa · Passive income · apply in person

Minimum investment $448,306 5 investment options
Stay 24 months, renewable
Application fee $3,362 plus $56,038 contribution
Tax 10.0% IRPF progressive, max 10%; no wealth or inheritance tax in direct line

Path to staying

  1. Residence permit24 months
  2. Renew24 months at a time
  3. Permanent residencyafter 7 years
  4. Citizenshipafter 20 years
  • Permanent residency 7 years
  • Citizenship 20 years
  • Dual citizenship not allowed
  • Language required for citizenship B1

Overview

Country
Andorra
Program
Andorra Passive Residency
Local name
Residència sense activitat lucrativa
Type
Passive income
Status
Active
Initial duration
24 months
Renewable
Yes (24 mo)
Min stay
90 days per 12 months

Residence authorisation for financially independent foreigners who invest permanently in Andorran assets and do not work in Andorra. Official name is residència sense activitat lucrativa (commonly “passive residency”). Requires more than 300% of the Andorran annual minimum wage in resources, private health cover, and at least 90 days’ effective presence per year.

Investment options

Investment options
Type Tier / zone Min amount USD equivalent Holding Returnable Required
Real estate — EUR 1,000,000 $1,120,765 — Yes Optional
Company capital — EUR 1,000,000 $1,120,765 — Yes Optional
Government bonds — EUR 1,000,000 $1,120,765 — Yes Optional
Bank deposit — EUR 1,000,000 $1,120,765 — Yes Optional
Fund Fons d'Habitatge EUR 400,000 $448,306 — Yes Optional
Real estate: Andorra. Company capital: Andorra. Government bonds: Andorra. Bank deposit: Andorra. Fons d'Habitatge: Andorra.

Financial requirements

Income requirement
EUR 4,706/mo (~$5,274 USD)
Application fee
$3,362
Government contribution
$56,038

Eligibility

  • Minimum age 18+
  • Criminal record check required
  • Health check required
  • Health insurance required

Work rights

  • Employment not allowed
  • Self-employment not allowed
  • Own a business allowed
  • Work permit included no

Family and dependents

Dependents allowed
Yes
Spouse included
Yes
Max child age
18
Parents allowed
Yes
Extra per dependent
$21,097

Benefits and mobility

  • Bank account can open
  • Property purchase allowed
  • Public healthcare no access
  • Must be primary residence required

Tax

Tax regime
Special
Tax rate
10.0%
Regime name
IRPF progressive, max 10%; no wealth or inheritance tax in direct line
Foreign income taxed
Yes
Capital gains taxed
Yes

How to apply

Method
in person
Apply from abroad
No

Notes

Llei 2/2026 (Omnibus 2), in force 13 February 2026, raised the investment floor from EUR 600,000 to EUR 1,000,000 and made the AFA payment definitive and non-refundable (EUR 50,000 principal + EUR 12,000 per dependent), returned only if the initial authorisation is refused. Real-estate investments must put more than EUR 800,000 into each property unit. The Housing Fund route remains EUR 400,000. Income threshold: more than 300% of the annual minimum wage for the principal, plus 100% per dependent. From 1 July 2026 the monthly minimum wage is EUR 1,568.67 (Decret 253/2026), so the principal floor is about EUR 4,706/month or EUR 56,472/year (must exceed that). Official immigration delivery fee: EUR 3,000 principal / EUR 1,000 per dependent resident (govern.ad tarifes); renewal of residence without work is EUR 500. USD fields use ~1.1208 EUR/USD on 2026-10-09. Renewal cadence for non-treaty nationals: 2y, then 2y, then 3y, then successive 10y (path to long-term renewals after 7 years). French, Spanish and Portuguese nationals follow a bilateral 2y / 3y / 10y pattern. Citizenship by residence: 20 years (Llei 8/2026), Catalan B1 under 70, and renunciation of prior nationality (dual citizenship not allowed). Not Schengen; bilateral free-movement arrangements with France, Spain and Portugal. Passive residents are outside CASS and need private insurance. IRPF worldwide income, progressive to 10%; real-estate capital gains are taxed under IRPF (with holding-period relief). 2026 quota: 163 authorisations without lucrative activity (of 200 residence-without-work places). The e-tramits D.1 page still showed EUR 600,000 / EUR 47,500 as of this check; the BOPA law text, the updated Sol·licitud form (t2g024) and the 11 March 2026 Govern quota announcement control.

Also in Andorra

Andorra also offers a digital nomad visa for remote workers

Last verified Oct 9, 2026 Last changed Oct 10, 2026 Source

Change history

    • Official page https://www.govern.ad/ https://www.e-tramits.ad/tramits/d1-residencia-sense-treball-autoritzacio-inicial/p/GV0013…
    • Income monthly (USD) 3881 5274
    • Income annual (USD) 46575 63292
    • Savings requirement (USD) 57500 none
    • Application fee (USD) none 3362
    • Years to permanent residency 10 7
    • Investment options updated

    verified against Llei 2/2026 and Govern sources; updated investment floors, AFA non-refundable payments, income from July 2026 SMI, fees, insurance/CASS, citizenship language B1, PR years 7, capital gains, and investment_options including Housing Fund Source

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