Minimum investment
$920,000
2 investment options
Stay
24
months, renewable
Application fee
—
Tax
10.0%
Max 10% flat income tax, no wealth/capital gains/inheritance tax
Path to staying
- Residence permit24 months
- Renew24 months at a time
- Permanent residencyafter 10 years
- Citizenshipafter 20 years
- Permanent residency 10 years
- Citizenship 20 years
- Dual citizenship not allowed
- Language required for citizenship B2
Overview
- Country
- Andorra
- Program
- Andorra Passive Residency
- Local name
- Residencia passiva sense activitat lucrativa
- Type
- Passive income
- Status
- Active
- Initial duration
- 24 months
- Renewable
- Yes (24 mo)
- Min stay
- 90 days per 12 months
Residence permit for financially independent individuals investing EUR 1,000,000+ in Andorran assets. Cannot work in Andorra. One of Europe's lowest tax jurisdictions.
Investment options
| Type | Min amount | USD equivalent | Holding | Returnable | Required |
|---|---|---|---|---|---|
| Real estate | EUR 800,000 | $920,000 | — | Yes | Optional |
| Government bonds | EUR 1,000,000 | $1,150,000 | — | Yes | Optional |
Financial requirements
- Income requirement
- EUR 3,375/mo (~$3,881 USD)
- Savings required
- $57,500
Eligibility
- Minimum age 18+
- Criminal record check required
- Health check required
- Health insurance not required
Work rights
- Employment not allowed
- Self-employment not allowed
- Own a business not allowed
- Work permit included no
Family and dependents
- Dependents allowed
- Yes
- Spouse included
- Yes
- Max child age
- 18
- Parents allowed
- Yes
Benefits and mobility
- Bank account can open
- Property purchase allowed
- Public healthcare access granted
Tax
- Tax regime
- Special
- Tax rate
- 10.0%
- Regime name
- Max 10% flat income tax, no wealth/capital gains/inheritance tax
- Foreign income taxed
- Yes
- Capital gains taxed
- No
How to apply
- Method
- in person
- Processing time
- 60–120 days
- Apply from abroad
- No
Notes
Cannot work in Andorra but can manage own foreign investments. EUR 50,000 AFA deposit (non-refundable since Feb 2026 Omnibus 2 law). Investment threshold raised from EUR 600k to EUR 1M (Feb 13, 2026). Real estate min EUR 800k per unit. Renewal: 2y, 2y, 3y, then 10y. Citizenship requires 20 years. Catalan language required. Not in Schengen but bilateral agreements with France/Spain for movement.
Also in Andorra
Andorra also offers a digital nomad visa for remote workers