ME
Montenegro · Dozvola za privremeni boravak radi korišćenja i raspolaganja pravom na nepokretnosti · Golden visa · apply online, in person · processing up to 40 days
One-year temporary residence permit for a foreigner who owns a house, villa, apartment, hospitality property or business premises in Montenegro. For most third-country nationals the property's transfer-tax base must be at least €150,000, and the owner must hold at least half. The permit can be renewed for up to one year at a time. It does not include the right to work. Five years of lawful temporary residence can lead to permanent residence, and ordinary naturalisation takes ten years.
| Type | Min amount | USD equivalent | Holding | Returnable | Required |
|---|---|---|---|---|---|
| Real estate | EUR 150,000 | $168,090 | — | Yes | Required |
Article 56 of the Law on Foreigners, consolidated through Official Gazette 33/26, sets the qualifying property and the €150,000 tax base. The base is the amount in the local authority's real-estate transfer-tax decision, not the contract price. A permit issued before the January 2026 amendment entered into force on 17 January 2026 is renewed under the previous text, which did not require that value (Article 217b). The permit is issued for up to one year and a renewal is also up to one year (Articles 63 and 64). A complete application is decided within 40 days (Article 62). File in person at the Ministry of Interior in the place of stay, or electronically and then give biometrics within 10 days of entry (Articles 61 and 61b). Visa-required nationals need a long-stay D visa first (Article 18). The permit ends if the holder is outside Montenegro for more than 30 days, or if the ownership reason ends (Article 65). Means of subsistence in the Ministry rulebook (Official Gazette 25/2019, 21/2020, 37/2021, 120/2021 and 145/2022, Article 9) are at least €10 for each day of the stay requested. That is not a single published annual sum, so no savings figure is given. Charges for a first permit are a €2 request fee and a €40 issuance fee under the 2019 Law on Administrative Fees, Tariffs 1 and 13(4), plus €5 for the card under the same rulebook, Article 17. USD 53 is €47 at the ECB euro reference rate of 1.1206 on 9 October 2026. A family member files a separate temporary-residence application and pays the same charges. Renewal of this permit is €20, not another €40. Close family of a temporary resident can join: a spouse, their minor children, a spouse's or adopted children under 18, and parents or adoptive parents of a minor child (Article 44). The applicant's own parents are not in that list. This permit is not a residence-and-work permit, and Article 67 does not let a property-residence holder work without one. Company-owner work residence is a separate permit. Permanent residence needs five continuous years of lawful temporary residence (Article 86). Absences of up to ten months in total, or one absence of up to six months, still count as continuous. The 30-day rule on this permit is stricter than that clock. Permanent residence itself is indefinite; the card lasts five years (Article 91). Article 94 ends it after more than one continuous year abroad. The holder needs basic Montenegrin for permanent residence (Article 88) and for citizenship. Ordinary naturalisation needs ten years of lawful uninterrupted residence, age 18, release from another citizenship, accommodation and income, a clean record for prison sentences over one year, basic Montenegrin, and settled tax obligations (Citizenship Law, Article 8). Montenegro is not in Schengen. A tax resident is taxed on income in and outside Montenegro. Tax residence is a home or centre of interests in Montenegro, or more than 183 days in the tax year. Employment income is 0 percent to €700, 9 percent to €1,000 and 15 percent above that, on the monthly bands in the income-tax law. Capital income and capital gains are taxed at 15 percent.
Montenegro also offers a digital nomad visa for remote workers
Last verified Oct 9, 2026 Last changed Oct 10, 2026 Source
first-permit fee set at about USD 53 for €47 of request, issuance and card charges (wapi.gov.me).
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