Minimum income
$2,760/mo
EUR 2,400 a month
Stay
12
months, renewable
Application fee
$100
Tax
Worldwide
Progressive 19-47%
Path to staying
- Residence permit12 months
- Renew24 months at a time
- Permanent residencyafter 5 years
- Citizenshipafter 10 years
- Permanent residency 5 years
- Citizenship 10 years
- Dual citizenship not allowed
- Language required for citizenship A2
Overview
- Country
- Spain
- Program
- Spain Non-Lucrative Visa
- Local name
- Visado de Residencia No Lucrativa
- Type
- Retirement
- Status
- Active
- Initial duration
- 12 months
- Renewable
- Yes (24 mo)
- Min stay
- 183 days per 12 months
Residence visa for non-EU citizens living in Spain without working. Requires passive income of 400% IPREM (~EUR 2,400/month in 2026). No employment permitted.
Financial requirements
- Income requirement
- EUR 2,400/mo (~$2,760 USD)
- Application fee
- $100
Eligibility
- Minimum age 18+
- Criminal record check required
- Health check required
- Health insurance required
Work rights
- Employment not allowed
- Self-employment not allowed
- Own a business not allowed
- Work permit included no
Family and dependents
- Dependents allowed
- Yes
- Spouse included
- Yes
- Max child age
- 18
- Parents allowed
- Yes
- Extra per dependent
- $690
Benefits and mobility
- Schengen access
- Bank account can open
- Property purchase allowed
- Public healthcare access granted
- Must be primary residence required
Tax
- Tax regime
- Worldwide
- Regime name
- Progressive 19-47%
- Foreign income taxed
- Yes
- Capital gains taxed
- Yes
How to apply
- Method
- consulate
- Processing time
- 30–90 days
- Apply from abroad
- Yes
Notes
NO work permitted — not even remote (2026 enforcement). 2026: requires retirement cert or employment cessation doc. Health insurance min EUR 30k, no co-pays. Renewal: 1y, 2y, 2y. Former-colony nationals can apply for citizenship after 2 years. Spain generally does not allow dual citizenship except for specific nationalities.
Also in Spain
Spain also offers a digital nomad visa for remote workers