🏠 OVERVIEW
Country
🇪🇸 Spain
Program
Spain Non-Lucrative Visa
Local Name
Visado de Residencia No Lucrativa
Type
Retirement
Status
Active
Initial Duration
12 months
Renewable
Yes
(24 mo)
Min Stay
183 days
per 12 months
Residence visa for non-EU citizens living in Spain without working. Requires passive income of 400% IPREM (~EUR 2,400/month in 2026). No employment permitted.
💰 FINANCIAL REQUIREMENTS
Income Requirement
EUR 2,400/mo
(~$2,760 USD)
Application Fee
$100
📋 ELIGIBILITY
Min Age
18+
Criminal Record Check
Required
Health Check
Required
Health Insurance
Required
💼 WORK RIGHTS
Employment
Not allowed
Self-Employment
Not allowed
Own Business
Not allowed
Work Permit Included
No
👨👩👧 FAMILY & DEPENDENTS
Dependents Allowed
Yes
Spouse Included
Yes
Max Child Age
18
Parents Allowed
Yes
Extra per Dependent
$690
💰 TAX DETAILS
Tax Regime
Worldwide
Regime Name
Progressive 19-47%
Foreign Income Taxed
Yes
Capital Gains Taxed
Yes
🏆 PATH FORWARD
Permanent Residency
Yes
Years to PR
5 years
Dual Citizenship
Not allowed
Citizenship
Yes
Years to Citizenship
10 years
Language Required
A2
🌍 BENEFITS & MOBILITY
Schengen Access
Yes
Bank Account
Can open
Property Purchase
Allowed
Public Healthcare
Access granted
Primary Residence
Required
📝 HOW TO APPLY
Method
consulate
Processing Time
30–90 days
Apply from Abroad
Yes
📝 NOTES
NO work permitted — not even remote (2026 enforcement). 2026: requires retirement cert or employment cessation doc. Health insurance min EUR 30k, no co-pays. Renewal: 1y, 2y, 2y. Former-colony nationals can apply for citizenship after 2 years. Spain generally does not allow dual citizenship except for specific nationalities.
📋 ALSO IN SPAIN
Spain also offers a digital nomad visa for remote workers:
- Digital Nomad Visa (digital nomad visa)
🧭 CONTINUE EXPLORING SPAIN NON-LUCRATIVE VISA