Cost of Living in Hvar, 🇭🇷 Croatia - For Locals, Nomads, and Tourists

Researched Updated Oct 29, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 1 2 3 $1,571 $1,066 $1,908 $1,010 $168

Utilities 24 25 1 — $145 $175 $114 —

Internet & Mobile 8 9 10 $12 $49 $67 $49 $4

Groceries 15 16 17 18 1 $110 $370 $850 $300 $7

Transportation 4 5 6 7 19 20 $135 $115 $278 $101 $16

Dining Out 11 12 13 14 1 $850 $220 $519 $146 $74

Leisure Activities 27 30 6 7 1 $130 $90 $400 $79 $22

Health Insurance 21 $63 $85 $220 — $2

Visa & Legal Fees 22 $8 $15 $25 — —

Total $2,879 $2,155 $4,442 $1,799 $293

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 2 3 $1,010.00 $730 – $1,350 per month

Coworking Space 28 4 $212.00 per month

Airbnb (1 month) 1 3 $1,571.00 $1,010 – $2,020 per month

Coliving Space 2 3 1 $1,122.00 per month

Food & Dining

Coffee 12 13 1 $3.93 per cup

Beer 14 13 1 $6.73 per pint

Meal (Inexpensive) 11 1 $20.20 per meal

Fast Food Combo $8.76 per meal

Apples 1 18 $2.01 per kg

Bread 15 18 1 $1.78 per loaf

Milk 16 18 1 $0.62 per liter

Rice 1 18 $3.60 per kg

Chicken Fillets 17 18 1 $4.70 per kg

Beef 1 18 $13.92 per kg

Wine (Mid-range) 18 1 $11.01 per bottle

Meal (Mid-range, 2 people) 11 1 $90.00 per meal

Water (1.5L bottle) 18 1 $2.47 per bottle

Transportation

Taxi Start 20 $3.73 per trip

Taxi per km 20 $2.09 per km

Monthly Transport Pass 6 7 $101.00 per month

Gasoline 19 $1.95 per liter

Ride-hailing (5km) 20 $12.08 per trip

Scooter Rental 31 $35.92 per month

Services

Mobile Plan 8 $12.35 per month

Internet (60 Mbps+) 10 1 $37.02 per month

Gym Membership 26 $50.51 per month

Tennis Court (Weekend) 30 $13.47 per hour

SIM Card (Tourist, prepaid) 9 $12.35 one-time

Entertainment

Cinema Ticket 27 $8.87 per ticket

Clothing

Jeans 1 18 $95.41 per pair

Summer Dress 1 18 $50.51 per dress

Running Shoes 1 18 $122.35 per pair

Personal Care

Haircut 1 $11.22 per visit

Laundry 29 $6.73 per kg

Healthcare

Doctor Visit (GP) 23 $33.67 per visit

Pharmacy (basic meds) 1 18 $9.56 per purchase

About these costs

Method: Researched
Last updated: Oct 29, 2026
Last changed: Oct 31, 2026
Exchange rate: 1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Bol, Dubrovnik, Zadar, Hanoi, Zurich

Livingcost.org Hvar crowdsourced basket (updated Jun 2026)Index
Compass Stari Grad 42 m² one-bedroom long-term €500/monthListings
Flatio Hvar town attic 2-bedroom furnished monthly €2,000/monthListings
Jadrolinija line 641 Split–Hvar catamaran €25 foot passengerOfficial
Jadrolinija line 635 Stari Grad–Split foot passenger €5.90, car €35.60Official
Čazmatrans Hvar island bus timetable (tickets on board)Official
Čazmatrans island fares a few euros, cash on boardSecondary
bonbon Jako veliki 20 GB €11/month; Velika kombinacija €13.50Official
HT Visiting Croatia tourist eSIM €11/3 daysOfficial
HT optical internet €32.98/month (24-month commitment, incl. VAT)Official
Konoba Alviz Hvar ćevapi plate €18; mains €15–28Official
Vivid Blue Hvar cappuccino €2.50; beer 0.33 L from €5Official
BB Club Hvar cappuccino €5; draught beer €5.50–7Official
Leporini Hvar Zlatni Pan 0.35 L €7; Carlsberg 0.33 L €6; coffee with milk €3Official
Konzum bakery bread from €1.59/loafOfficial
Konzum K Plus milk €0.55/LOfficial
Konzum Cekin chicken breast €4.19/kgOfficial
Konzum webshop national grocery shelf pricesOfficial
HAK Eurosuper 95 national median €1.74/L (Oct 2026)Official
Split taxi tariff €3.32 start + €1.86/kmSecondary
SafetyWing Essential USD 62.72 per 4 weeksOfficial
MUP digital-nomad fees €46.45 + €9.29 + €31.85Official
Dom zdravlja PGŽ (Rijeka county) first GP visit €30 — borrowedOfficial
HEP Elektra household bill calculator (500 kWh ≈ €91.98 incl. VAT)Official
HEP Elektra household tariff table (Oct 2026–Mar 2027)Official
Gyms4you regular monthly membership €45 (Split locations)Official
CineStar Split weekday 2D from €7.90Official
TinkTank Split coworking monthly dedicated desk €189Official
Q-laundry 9 kg wash €6/loadOfficial
Zagi outdoor tennis weekend €12/hour (benchmark)Official
Bolt scooters from €0.15/minuteOfficial

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 1198.3 1571
- Apartment (1 bedroom) 597.74 1010
- Apples 2.17 2.01
- Beef 17.65 13.92
- Beer 4.84 6.73
40 more changes
- Bread 1.6 1.78
- Chicken Fillets 10.83 4.7
- Cinema Ticket 9.12 8.87
- Coffee 3.02 3.93
- Coliving Space 796.75 1122
- Coworking Space 154.01 212
- Dining Out local 102.67, nomad 1198.3, expat 369.19, family 284.1, tourist 59.92 local 146, nomad 850, expat 220, family 519, tourist 74
- Doctor Visit (GP) 45.57 33.67
- Fast Food Combo 9.4 8.76
- Gasoline 1.83 1.95
- Groceries local 284.81, nomad 113.92, expat 399.43, family 712.37, tourist 5.77 local 300, nomad 110, expat 370, family 850, tourist 7
- Gym Membership 48.38 50.51
- Haircut 18.78 11.22
- Health Insurance local 62.87, nomad 73.98, expat 113.92, family 313.64, tourist 5.7 local 0, nomad 63, expat 85, family 220, tourist 2.24
- Housing local 625.87, nomad 1943.72, expat 967.63, family 1480.99, tourist 119.83 local 1010, nomad 1571, expat 1066, family 1908, tourist 168
- Internet & Mobile local 42.69, nomad 62.73, expat 51.34, family 68.36, tourist 1.69 local 49.37, nomad 12.35, family 67, tourist 4.12
- Internet (60 Mbps+) 39.88 37.02
- Jeans 76.93 95.41
- Laundry 8.56 6.73
- Leisure Activities local 39.94, nomad 341.77, expat 131.51, family 188.18, tourist 34.32 local 79, nomad 130, expat 90, family 400, tourist 22
- Meal (Inexpensive) 13.67 20.2
- Meal (Mid-range, 2 people) 65.47 90
- Milk 1.37 0.62
- Mobile Plan 22.79 12.35
- Monthly Transport Pass 45.64 101
- Pharmacy (basic meds) 9.14 9.56
- Rice 1.95 3.6
- Ride-hailing (5km) 10.24 12.08
- Running Shoes 99.72 122.35
- SIM Card (Tourist, prepaid) 14.21 12.35
- Scooter Rental 31.29 35.92
- Summer Dress 45.57 50.51
- Taxi Start 4.28 3.73
- Taxi per km 2.17 2.09
- Tennis Court (Weekend) 21.66 13.47
- Transportation local 39.81, nomad 62.59, expat 45.43, family 227.14, tourist 22.79 local 101, nomad 135, expat 115, family 278, tourist 16
- Utilities local 114.21, nomad 45.01, expat 131.51, family 171.59, tourist 1.69 local 114, nomad 0, expat 145, family 175, tourist 0
- Visa & Legal Fees local 5.77, nomad 0, expat 56.54, family 98.8, tourist 0 local 0, nomad 8, expat 15, family 25
- Water (1.5L bottle) 1.14 2.47
- Wine (Mid-range) 15.4 11.01
fix pass — Transportation, Dining Out, Leisure Activities, Health Insurance, Internet & Mobile, Visa & Legal Fees, Utilities and Groceries totals for the nomad, expat, family and tourist profiles all now match the formulas and inputs above (jadrolinija.hr, mup.gov.hr, safetywing.com)

Hvar cost of living