Nomad Watch

Researched Updated Oct 29, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 2 3 29 $1,173 $902 $1,569 $730 $94
Utilities 27 — $108 $156 $79 —
Internet & Mobile 8 9 10 $12 $49 $62 $49 $4
Groceries 11 12 13 14 15 16 $112 $358 $809 $280 $8
Transportation 17 18 19 $70 $56 $274 $43 $19
Dining Out 4 5 6 $920 $224 $394 $131 $55
Leisure Activities 7 20 21 $72 $79 $267 $65 $17
Health Insurance 24 26 28 $63 $84 $269 — —
Visa & Legal Fees 25 $8 $16 $33 — —
Total $2,430 $1,876 $3,833 $1,377 $197

Itemized prices

Local prices converted to the selected currency.

Food & Dining

Milk 12 $0.73 per liter
Rice 14 $2.23 per kg
Apples 15 $1.90 per kg
Bread 11 $2.01 per loaf
Coffee 4 $3.29 per cup
Beer 4 $4.88 per pint
Meal (Inexpensive) 5 $15.60 per meal
Fast Food Combo 6 $11.23 per meal
Chicken Fillets 13 $10.08 per kg
Beef 13 $13.69 per kg
Wine (Mid-range) 16 $6.38 per bottle
Meal (Mid-range, 2 people) 5 $62.64 per meal
Water (1.5L bottle) 16 $0.98 per bottle

Housing

Apartment (1 bedroom) 1 3 $730.00 $561 – $785 per month
Coworking Space 23 $303.00 per month
Airbnb (1 month) 2 $1,173.00 per month
Coliving Space 2 $1,010.00 per month

Transportation

Taxi Start 18 $3.73 per trip
Taxi per km 18 $2.09 per km
Monthly Transport Pass 19 32 $42.09 per month
Gasoline 17 $1.90 per liter
Ride-hailing (5km) 18 $14.16 per trip
Scooter Rental 31 $101.00 per month

Services

Mobile Plan 8 $12.35 per month
Internet (60 Mbps+) 10 $37.02 per month
Gym Membership 7 $44.90 per month
Tennis Court (Weekend) 21 $13.47 per hour
SIM Card (Tourist, prepaid) 9 $12.35 one-time

Entertainment

Cinema Ticket 20 $6.73 per ticket

Clothing

Jeans 30 $88.40 per pair
Summer Dress 30 $49.00 per dress
Running Shoes 30 $114.00 per pair

Personal Care

Haircut 30 $9.67 per visit
Laundry 22 $0.75 per kg

Healthcare

Doctor Visit (GP) 24 $33.67 per visit
Pharmacy (basic meds) 30 $8.07 per purchase

About these costs

Method
Researched
Last updated
Oct 29, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Zadar, Dubrovnik, Omis, Hanoi, Vienna

  1. RealEstateCroatia Makarska 2-room 45 m² long-term rent €699/monthListings
  2. Flatio Makarska furnished monthly rentals from €1,045/monthListings
  3. Adrion Makarska furnished studio €500/month (12-month lease)Listings
  4. Makarska Gastro budget guide — cappuccino avg €2.93, draught beer avg €4.35Secondary
  5. Restaurant Matteo Makarska menu — pasta €13.90, burger €14.50, mains €26.90–28.90Official
  6. GigaBite street food bar Makarska — ćevapi €7, side €3, pizza €10–11.50Official
  7. Studio Performance Makarska gym €40/month unlimited (price list on page)Official
  8. bonbon Jako veliki 20 GB €11/monthOfficial
  9. HT tourist eSIM €11/3 daysOfficial
  10. HT optical internet €32.98/month (incl. VAT)Official
  11. Konzum bakery — Bakin mixed loaf 500 g €1.79Official
  12. Konzum K Plus UHT milk 2.8% 1 L €0.65Official
  13. Konzum chicken zabatak fillet 500 g €4.49 (€8.98/kg); PIK ground beef 540 g €6.59 (€12.20/kg)Official
  14. Konzum K Plus rice 1 kg €1.99Official
  15. Konzum apples (Gala, Idared) €1.69/kgOfficial
  16. Konzum Jana water 4×1.5 L €3.49 (€0.87/bottle); Blato Plavac 0.75 L €5.69Official
  17. HAK fuel prices — Eurosuper 95 €1.69/L (INA, Lukoil, Adria Oil; rendered table)Official
  18. Split compulsory-area taxi €3.32 start + €1.86/kmSecondary
  19. Wikivoyage Makarska — Promet Makarska–Split bus €7.50Secondary
  20. Kino Mediteran Makarska — US films €6, European/children €5Official
  21. Zagi Zagreb tennis courts — €12/hour daytime tariff (benchmark)Official
  22. Q-laundry (Zagreb chain) wash €6 per 9 kg loadOfficial
  23. The Works Coworking Split — monthly floating desk €270Official
  24. Dom zdravlja Dubrovnik county price list — private GP (SOM) first visit €30Official
  25. MUP digital-nomad fees €46.45 + €9.29 + €31.85Official
  26. SafetyWing Essential USD 62.72 per 4 weeksOfficial
  27. HEP Elektra household calculator — 500 kWh €91.98 incl. VAT; ≈€0.1569/kWh + €2.97 fixedOfficial
  28. Poslovni.hr — supplementary health insurance premium €15/month (Oct 2026)Secondary
  29. Hotel Biokovo Makarska from €42 per person/night with breakfastSecondary
  30. Livingcost.org Split — jeans $88.4, sneakers $114, haircut $9.67, cold medicine $8.07 (USD)Index
  31. Laguna Rent a Scooter Makarska — 50cc €40/3h, €80/24h, €250/7 daysOfficial
  32. Promet Makarska ticket sales — blok karata 20% discountOfficial

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1198.3 1173
    • Apartment (1 bedroom) 569.61 730
    • Apples 2.28 1.9
    • Beef 14.24 13.69
    • Beer 3.7 4.88
    40 more changes
    • Bread 1.88 2.01
    • Chicken Fillets 9.1 10.08
    • Cinema Ticket 9.12 6.73
    • Coffee 2.73 3.29
    • Coliving Space 769.32 1010
    • Coworking Space 187.76 303
    • Dining Out local 108.3, nomad 1023.89, expat 216.31, family 284.1, tourist 56.89 local 131, nomad 920, expat 224, family 394, tourist 55
    • Doctor Visit (GP) 45.57 33.67
    • Fast Food Combo 9.4 11.23
    • Gasoline 1.94 1.9
    • Groceries local 256.68, nomad 125.46, expat 359.35, family 940.91, tourist 2.89 local 280, nomad 112, expat 358, family 809, tourist 8
    • Gym Membership 42.69 44.9
    • Haircut 18.78 9.67
    • Health Insurance local 31.51, nomad 68.36, expat 79.75, family 205.34, tourist 4.01 local 0, nomad 63, expat 84, family 269
    • Housing local 513.35, nomad 1195.48, expat 741.2, family 1026.71, tourist 117.02 local 730, nomad 1173, expat 902, family 1569, tourist 94
    • Internet & Mobile local 48.46, nomad 302.11, expat 65.54, family 111.39, tourist 0 local 49, nomad 12, family 62, tourist 4
    • Internet (60 Mbps+) 34.18 37.02
    • Jeans 71.17 88.4
    • Laundry 7.98 0.75
    • Leisure Activities local 34.18, nomad 199.72, expat 102.67, family 931.05, tourist 28.48 local 65, nomad 72, expat 79, family 267, tourist 17
    • Meal (Inexpensive) 12.52 15.6
    • Meal (Mid-range, 2 people) 59.78 62.64
    • Milk 1.37 0.73
    • Mobile Plan 19.98 12.35
    • Monthly Transport Pass 38.82 42.09
    • Pharmacy (basic meds) 9.12 8.07
    • Rice 2.34 2.23
    • Ride-hailing (5km) 9.66 14.16
    • Running Shoes 99.65 114
    • SIM Card (Tourist, prepaid) 19.9 12.35
    • Scooter Rental 31.29 101
    • Summer Dress 42.76 49
    • Taxi Start 3.14 3.73
    • Taxi per km 1.54 2.09
    • Tennis Court (Weekend) 17.13 13.47
    • Transportation local 34.32, nomad 62.73, expat 39.81, family 285.51, tourist 19.98 local 43, nomad 70, expat 56, family 274, tourist 19
    • Utilities local 114.21, nomad 17.3, expat 136.71, family 239.38, tourist 0 local 79, nomad 0, expat 108, family 156, tourist 0
    • Visa & Legal Fees local 11.54, expat 48.67, family 74.26, tourist 0.57 local 0, nomad 8, expat 16, family 33
    • Water (1.5L bottle) 1.42 0.98
    • Wine (Mid-range) 12.52 6.38

    Taxi Start and Taxi per km moved to the Split taxi tariff, Tennis Court (Weekend) re-keyed to the Zagreb daytime court price, Groceries tourist and Transportation local rebuilt to match their formulas, and Coliving Space re-priced as a room share of the Flatio furnished monthly price (qa.taxi-calculator.com, zagi-sport.hr, flatio.com)

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