Nomad Watch

Researched Updated Oct 25, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 2 3 17 $1,549 $1,032 $1,627 $730 $95
Utilities 18 1 — $140 $208 $118 —
Internet & Mobile 9 10 11 $12 $51 $81 $50 $0
Groceries 4 5 6 7 16 $175 $382 $754 $318 $12
Transportation 15 17 $58 $76 $196 $47 $12
Dining Out 8 16 $820 $375 $560 $132 $64
Leisure Activities 20 16 $140 $100 $348 $80 $36
Health Insurance 13 $63 $82 $202 — $2
Visa & Legal Fees 14 $8 $7 $11 — —
Total $2,825 $2,245 $3,987 $1,475 $221

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 2 3 18 16 $898.00 $561 – $1,122 per month
Coworking Space 21 $168.00 per month
Airbnb (1 month) 1 2 $1,515.00 $1,236 – $2,525 per month
Coliving Space 2 17 $786.00 per month

Food & Dining

Coffee 24 $2.69 per cup
Beer 24 $3.37 per pint
Meal (Inexpensive) 8 $11.22 per meal
Fast Food Combo 8 $12.35 per meal
Apples 7 16 $2.52 per kg
Bread 4 7 $1.78 per loaf
Milk 5 7 $0.62 per liter
Rice 7 16 $4.74 per kg
Chicken Fillets 6 7 $4.70 per kg
Beef 7 16 $18.15 per kg
Wine (Mid-range) 29 16 $11.01 per bottle
Meal (Mid-range, 2 people) 8 $78.57 per meal
Water (1.5L bottle) 7 16 $1.43 per bottle

Transportation

Taxi Start 23 17 $4.14 per trip
Taxi per km 23 17 $1.38 per km
Monthly Transport Pass 15 $42.43 per month
Gasoline 28 $2.02 per liter
Ride-hailing (5km) 23 $9.67 per trip
Scooter Rental 27 $35.92 per month

Services

Mobile Plan 9 $12.35 per month
Internet (60 Mbps+) 11 16 $37.04 per month
Gym Membership 16 19 $62.96 per month
Tennis Court (Weekend) 19 16 $28.06 per hour
SIM Card (Tourist, prepaid) 10 $12.35 one-time

Entertainment

Cinema Ticket 26 $9.25 per ticket

Clothing

Jeans 29 16 $95.41 per pair
Summer Dress 29 16 $61.17 per dress
Running Shoes 29 16 $122.35 per pair

Personal Care

Haircut 16 29 $9.68 per visit
Laundry 25 16 $11.22 per kg

Healthcare

Doctor Visit (GP) 22 $33.67 per visit
Pharmacy (basic meds) 29 16 $10.10 per purchase

About these costs

Method
Researched
Last updated
Oct 25, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Zagreb, Zadar, Dubrovnik, Hanoi, Vienna, Zurich

  1. Flatio furnished Mali Lošinj €2,250 per 30 days (utilities incl.)Listings
  2. Veli Lošinj 75 m² long-term rent €800/monthListings
  3. Veli Lošinj 75 m² two-bedroom long-term €1,000/monthListings
  4. Konzum bakery bread from €1.59/loaf (300 g line)Official
  5. Konzum K Plus milk €0.53/L (1 L pack €0.55)Official
  6. Konzum Cekin chicken breast €4.19/kgOfficial
  7. Konzum POKUPI pickup Dražica 18B, Mali LošinjOfficial
  8. Papa Bepi restaurant menu (pizzas €11–15, mains €17–24)Secondary
  9. bonbon Jako veliki 20 GB €11/monthOfficial
  10. HT tourist eSIM from €11 (3 days)Official
  11. HT fibre internet €32.98/mo (24-month, incl. VAT)Official
  12. Croatia Octane-95 €1.80/litre (19 Oct 2026)Index
  13. SafetyWing Essential USD 62.72 per 4 weeksOfficial
  14. MUP digital-nomad stay €46.45; biometric €31.85 + €9.29 adminOfficial
  15. Autotrans Mali Lošinj–Veli Lošinj bus €2.10–€3.00Secondary
  16. Livingcost.org Split basket (Jun 2026) cross-checkIndex
  17. Livingcost.org Rijeka taxi 8 km cross-checkIndex
  18. Njuskalo Ćunski year-round rent €500/month + utilitiesListings
  19. Hotel Bellevue Technogym fitness (Apr–Oct, no public monthly tariff)Official
  20. Čikat Aquapark day ticket €20 (7+)Secondary
  21. Coworker Split hot-desk market from GBP 300/monthSecondary
  22. DZ PGŽ private GP first visit €30Official
  23. Dubrovnik taxi tariff €3.69 + €1.23/km (Jan 2025) — island proxySecondary
  24. Marina Café Mali Lošinj menu — cappuccino €2.40, Ožujsko 0.5 L €3.00Secondary
  25. Q-laundry 9 kg wash €6/loadOfficial
  26. CineStar Zagreb weekend 2D ticket €9.50 (nearest multiplex)Official
  27. Bolt scooters from €0.15/minuteOfficial
  28. HAK fuel medians from mzoe-gor.hr; Eurosuper 95 ~€1.80/L (Oct 2026)Official
  29. Konzum webshop national grocery and clothing shelf pricesOfficial

Change history

    • Method Generated Researched
    • Airbnb (1 month) 1383.97 1515
    • Apartment (1 bedroom) 576.65 898
    • Apples 2.31 2.52
    • Beef 13.84 18.15
    • Beer 4.04 3.37
    39 more changes
    • Bread 1.73 1.78
    • Chicken Fillets 9.23 4.7
    • Cinema Ticket 9.23 9.25
    • Coffee 2.88 2.69
    • Coliving Space 691.98 786
    • Coworking Space 138.4 168
    • Dining Out local 138.65, nomad 785.67, expat 392.84, family 519.93, tourist 63.55 local 132, nomad 820, expat 375, family 560, tourist 64
    • Doctor Visit (GP) 46.13 33.67
    • Fast Food Combo 9.23 12.35
    • Gasoline 1.96 2.02
    • Groceries local 369.73, nomad 207.97, expat 439.05, family 866.55, tourist 13.86 local 318, nomad 175, expat 382, family 754, tourist 12
    • Gym Membership 46.13 62.96
    • Haircut 17.3 9.68
    • Health Insurance local 0, nomad 80.88, expat 75.1, family 184.86 local 0, nomad 63, expat 82, family 202, tourist 2.24
    • Housing local 635.47, nomad 1328.71, expat 866.55, family 1270.94, tourist 109.76 local 730, nomad 1549, expat 1032, family 1627, tourist 95
    • Internet & Mobile local 40.44, nomad 75.1, expat 51.99, family 80.88, tourist 5.78 local 50, nomad 12, expat 51, family 81, tourist 0.37
    • Internet (60 Mbps+) 40.37 37.04
    • Jeans 69.2 95.41
    • Laundry 9.23 11.22
    • Leisure Activities local 69.32, nomad 288.85, expat 207.97, family 404.39, tourist 28.89 local 80, nomad 140, expat 100, family 348, tourist 36
    • Meal (Inexpensive) 13.84 11.22
    • Meal (Mid-range, 2 people) 57.67 78.57
    • Milk 1.38 0.62
    • Mobile Plan 17.3 12.35
    • Monthly Transport Pass 46.13 42.43
    • Pharmacy (basic meds) 11.53 10.1
    • Rice 2.31 4.74
    • Ride-hailing (5km) 9.23 9.67
    • Running Shoes 103.8 122.35
    • SIM Card (Tourist, prepaid) 11.53 12.35
    • Scooter Rental 28.83 35.92
    • Summer Dress 46.13 61.17
    • Taxi Start 3.46 4.14
    • Tennis Court (Weekend) 17.3 28.06
    • Transportation local 46.22, nomad 69.32, expat 103.99, family 254.19, tourist 17.33 local 47, nomad 58, expat 76, family 196, tourist 12
    • Utilities local 161.76, nomad 184.86, expat 207.97, family 300.4, tourist 0 local 118, nomad 0, expat 140, family 208, tourist 0
    • Visa & Legal Fees local 0, nomad 92.43, expat 46.22, family 57.77 local 0, nomad 8, expat 7, family 11
    • Water (1.5L bottle) 1.15 1.43
    • Wine (Mid-range) 13.84 11.01

    Coffee and Beer moved to Marina Café Mali Lošinj menu prices Source

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