Cost of Living in Opatija, 🇭🇷 Croatia - For Locals, Nomads, and Tourists

Researched Updated Oct 29, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 1 2 $1,571 $1,010 $1,571 $1,010 $1,010

Utilities — — — — —

Internet & Mobile 6 7 8 $12 $49 $62 $49 $37

Groceries 9 10 23 24 25 $106 $329 $753 $282 $12

Transportation 4 5 $85 $93 $202 $70 $16

Dining Out 11 12 13 $1,037 $311 $474 $123 $68

Leisure Activities 18 22 12 $185 $86 $172 $68 $19

Health Insurance 14 $67 — — — $2

Visa & Legal Fees 15 16 $8 $8 $33 — —

Total $3,071 $1,886 $3,267 $1,602 $1,164

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 $1,009.00 $1,009 – $1,459 per month

Coworking Space 21 $239.00 per month

Airbnb (1 month) 2 $1,571.00 per month

Coliving Space $954.00 per month

Food & Dining

Coffee 11 $3.14 per cup

Beer 12 $5.61 per pint

Meal (Inexpensive) 11 $13.25 per meal

Fast Food Combo 13 $8.76 per meal

Apples 10 $1.90 per kg

Bread 9 $1.78 per loaf

Milk 24 $1.14 per liter

Rice 23 $1.78 per kg

Chicken Fillets 25 $11.20 per kg

Beef $15.66 per kg

Wine (Mid-range) $9.11 per bottle

Meal (Mid-range, 2 people) $76.80 per meal

Water (1.5L bottle) $1.28 per bottle

Transportation

Taxi Start 5 $7.86 per trip

Taxi per km 5 $1.57 per km

Monthly Transport Pass 4 $53.88 per month

Gasoline $1.94 per liter

Ride-hailing (5km) 5 $7.86 per trip

Scooter Rental 20 $33.67 per month

Services

Mobile Plan 6 $12.35 per month

Internet (60 Mbps+) 8 $37.02 per month

Gym Membership 22 $50.51 per month

Tennis Court (Weekend) $16.84 per hour

SIM Card (Tourist, prepaid) 7 $12.35 one-time

Entertainment

Cinema Ticket 18 $8.87 per ticket

Clothing

Jeans $75.30 per pair

Summer Dress $50.51 per dress

Running Shoes $95.55 per pair

Personal Care

Haircut $11.22 per visit

Laundry 19 $0.75 per kg

Healthcare

Doctor Visit (GP) 17 $33.67 per visit

Pharmacy (basic meds) $8.32 per purchase

About these costs

Method: Researched
Last updated: Oct 29, 2026
Last changed: Oct 31, 2026
Exchange rate: 1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Zagreb, Zadar, Samobor, Hanoi, Zurich

Nekretnine.hr Opatija centar 2-room 50 m² €900/monthListings
Nekretnine.hr Opatija Volosko three-bedroom 99 m² €1,400/monthListings
Nekretnine.hr Opatija long-term rents €900–€3,000/month bandListings
Autotrolej worker monthly one-zone pass €48, including Opatija subsystemOfficial
Wizi Rijeka €7.00 incl. 5 km + €1.40/km afterOfficial
bonbon Jako veliki 20 GB €11/monthOfficial
HT tourist eSIM €11 (3 days)Official
HT optical internet €32.98/month (incl. VAT)Official
Konzum bakery bread shelf pricesOfficial
Konzum national webshop: Gala apples €1.69/kgOfficial
Restoran Ružmarin Opatija menu (pizza €11.80–13.80; cappuccino €2.80)Official
Yacht Club Opatija drinks (Staropramen 0.5 L €4.40)Official
McDonald’s Croatia Big Mac large McMenu €7.80Official
SafetyWing Essential USD 62.72 per 4 weeksOfficial
MUP digital-nomad stay €46.45Official
Biometric residence permit €31.85 + €9.29 adminOfficial
DZ PGŽ private GP first visit €30Official
CineStar Rijeka Tower Center: 2D before 17:00 €7.90Official
Q-laundry 9 kg wash €6/loadOfficial
Bolt scooters from €0.15/minuteOfficial
Impact Hub Zagreb MINA €213/month (12 days)Official
Gyms4You regular membership €45/month (Rijeka clubs)Official
Konzum national webshop: long-grain rice €1.59/kgOfficial
Konzum national webshop: Z bregov UHT milk €1.02/litreOfficial
Konzum national webshop: chicken breast fillet 500 g €4.99, €9.98/kgOfficial
ECB exchange-rate source reused unchanged from Croatia country prepOfficial

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 1729.96 1571
- Apartment (1 bedroom) 691.98 1009
- Apples 2.88 1.9
- Beef 16.15 15.66
- Beer 3.46 5.61
40 more changes
- Bread 1.73 1.78
- Chicken Fillets 9.23 11.2
- Cinema Ticket 10.38 8.87
- Coffee 2.31 3.14
- Coliving Space 1037.97 954
- Coworking Space 207.59 239
- Dining Out local 115.33, nomad 691.98, expat 288.33, family 345.99, tourist 57.67 local 123.47, nomad 1037.15, expat 310.7, family 474.13, tourist 68.25
- Doctor Visit (GP) 46.13 33.67
- Fast Food Combo 8.65 8.76
- Gasoline 1.73 1.94
- Groceries local 345.99, nomad 115.33, expat 576.65, family 922.64, tourist 0 local 282.39, nomad 105.9, expat 329.45, family 753.04, tourist 11.77
- Gym Membership 46.13 50.51
- Haircut 20.76 11.22
- Health Insurance local 57.67, nomad 69.2, expat 115.33, family 288.33, tourist 0 nomad 67.2, tourist 2.24
- Housing local 518.99, nomad 1729.96, expat 980.31, family 1383.97, tourist 115.33 local 1010.21, nomad 1571.44, family 1571.44
- Internet & Mobile local 46.13, nomad 69.2, expat 57.67, family 80.73, tourist 0 local 49.37, nomad 12.35, family 61.71, tourist 37.04
- Internet (60 Mbps+) 40.37 37.02
- Jeans 80.73 75.3
- Laundry 9.23 0.75
- Leisure Activities local 46.13, nomad 230.66, expat 115.33, family 173, tourist 34.6 local 68.25, nomad 184.76, expat 85.98, family 171.96, tourist 18.75
- Meal (Inexpensive) 13.84 13.25
- Meal (Mid-range, 2 people) 69.2 76.8
- Milk 1.5 1.14
- Mobile Plan 20.76 12.35
- Monthly Transport Pass 63.43 53.88
- Pharmacy (basic meds) 9.23 8.32
- Rice 2.08 1.78
- Ride-hailing (5km) 10.38 7.86
- Running Shoes 98.03 95.55
- SIM Card (Tourist, prepaid) 13.84 12.35
- Scooter Rental 34.6 33.67
- Summer Dress 51.9 50.51
- Taxi Start 4.04 7.86
- Taxi per km 1.38 1.57
- Tennis Court (Weekend) 28.83 16.84
- Transportation local 57.67, nomad 34.6, expat 115.33, family 230.66, tourist 17.3 local 69.59, nomad 85.31, expat 93.16, family 202.04, tourist 15.71
- Utilities local 138.4, nomad 0, expat 173, family 230.66, tourist 0 not set
- Visa & Legal Fees local 0, nomad 23.07, expat 57.67, family 92.26 nomad 8.19, expat 8.19, family 32.77
- Water (1.5L bottle) 1.15 1.28
- Wine (Mid-range) 13.84 9.11
Independent-check fix pass: Apartment (1 bedroom), Coworking Space, Coffee, Beer, Meal (Inexpensive), Fast Food Combo, Apples, Bread, Milk, Rice, Chicken Fillets, Beef, Wine (Mid-range), Taxi Start, Taxi per km, Monthly Transport Pass, Gasoline, Mobile Plan, Internet (60 Mbps+), Gym Membership, Tennis Court (Weekend), Cinema Ticket, Jeans, Summer Dress, Running Shoes, Housing, Utilities, Internet & Mobile, Groceries, Transportation, Dining Out, Leisure Activities, Health Insurance, Visa & Legal Fees, Airbnb (1 month), Coliving Space, Meal (Mid-range, 2 people), Water (1.5L bottle), Ride-hailing (5km), Scooter Rental, SIM Card (Tourist, prepaid), Haircut, Laundry, Doctor Visit (GP), Pharmacy (basic meds). Corrected units, source references, borrowed-price labels and category arithmetic; removed unsupported category amounts and dead citations, and marked unchecked individual prices for follow-up (q-laundry.hr, mup.gov.hr, konzum.hr).

Opatija cost of living