Nomad Watch

Researched Updated Oct 29, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 2 3 32 $786 $449 $864 $449 $79
Utilities 3 — $157 $224 $135 —
Internet & Mobile 3 10 11 12 $15 $45 $60 $45 $4
Groceries 16 17 18 19 20 21 22 23 24 25 $118 $235 $549 $196 $6
Transportation 5 7 26 $84 $109 $195 $60 $12
Dining Out 8 9 34 $731 $209 $281 $85 $37
Leisure Activities 4 29 30 35 38 $162 $134 $1,365 $60 $32
Health Insurance 13 $67 $81 $202 — $2
Visa & Legal Fees 14 15 $8 $8 $16 — —
Total $1,971 $1,427 $3,756 $1,030 $172

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 3 $448.98 $449 – $640 per month
Coworking Space 4 $252.55 per month
Airbnb (1 month) 3 $785.72 $640 – $842 per month
Coliving Space 3 $362.55 per month

Food & Dining

Coffee 34 $1.80 per cup
Beer 33 $3.73 per pint
Meal (Inexpensive) 8 $10.21 per meal
Fast Food Combo 28 $8.76 per meal
Apples 19 $1.90 per kg
Bread 16 $1.78 per loaf
Milk 17 $0.73 per liter
Rice 18 $1.78 per kg
Chicken Fillets 23 $11.20 per kg
Beef 24 $13.69 per kg
Wine (Mid-range) $5.04 per bottle
Meal (Mid-range, 2 people) 9 $42.65 per meal
Water (1.5L bottle) 25 $1.11 per bottle

Transportation

Taxi Start 6 $6.73 per trip
Taxi per km 6 $1.35 per km
Monthly Transport Pass 5 $59.59 per month
Gasoline 26 27 $1.90 per liter
Ride-hailing (5km) 7 $6.17 per trip
Scooter Rental 35 $28.06 per month

Services

Mobile Plan 10 $14.59 per month
Internet (60 Mbps+) 12 $30.77 per month
Gym Membership 30 $50.51 per month
Tennis Court (Weekend) 38 $22.45 per hour
SIM Card (Tourist, prepaid) 11 $12.35 one-time

Entertainment

Cinema Ticket 29 $9.54 per ticket

Clothing

Jeans 33 $103.00 per pair
Summer Dress $44.90 per dress
Running Shoes 33 $95.60 per pair

Personal Care

Haircut 33 $9.59 per visit
Laundry 36 $0.75 per kg

Healthcare

Doctor Visit (GP) 31 $67.35 per visit
Pharmacy (basic meds) 33 $8.17 per purchase

About these costs

Method
Researched
Last updated
Oct 29, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Zagreb, Čakovec, Hanoi

  1. Nekretnine.hr Osijek one-bedroom Vijenac Ljube Babića €400/month, 40 m²Listings
  2. Nekretnine.hr Osijek three-room Gornji grad centre 110 m² €770/monthListings
  3. ErasmusPlay Osijek furnished monthly stays €323–1,294, average €686, bills includedListings
  4. Lumen Hive Osijek coworking €180/month + VAT; meeting room from €25/hourOfficial
  5. GPP Osijek zone 1 worker monthly pass €53.09Official
  6. Osječki taxi city ride up to 5 km €6.00, €1.20/km after (tariff from 31 August 2026)Official
  7. Wizi Osijek €5.50 start incl. first 5 km + €1.20/km; app promo €4.50 until 31 October 2026Secondary
  8. Prenoćište Tina Osijek daily menus €9.10–11.90Secondary
  9. Corner Osijek menu: soup €5, risotto €11, goulash €14, omelette €6Official
  10. bonbon national 25 GB monthly combo €13 (country-prep tariff)Official
  11. HT tourist eSIM €11/3 days, €15/10 days, €25/90 daysOfficial
  12. A1 Mega NET €27.41/monthOfficial
  13. SafetyWing Essential USD 62.72 per 4 weeks, ages 18–39Official
  14. MUP digital-nomad stay €46.45 + €9.29 administrative feeOfficial
  15. Biometric residence permit €31.85 + €9.29 adminOfficial
  16. Konzum national webshop; fresh bread from €1.59/loafOfficial
  17. Konzum national webshop; K Plus UHT milk €0.65/LOfficial
  18. Konzum national webshop; long-grain rice €1.59/kgOfficial
  19. Konzum national webshop; Idared apples €1.69/kgOfficial
  20. Konzum national webshop; carrots €0.85/kg, onions €0.79/kg, courgettes €1.69/kg, tomatoes €2.89/kg, potatoes €3.49/5 kgOfficial
  21. Konzum national webshop; K Plus M eggs €2.99/10Official
  22. Konzum national webshop; sliced Gouda €4.49/kg promotionOfficial
  23. Konzum national webshop; chicken breast fillet €4.99/500 g (€9.98/kg)Official
  24. Konzum national webshop; PIK minced beef €12.20/kgOfficial
  25. Konzum national webshop; Jamnica water €0.99/1.5 LOfficial
  26. HAK national fuel table, INA Eurosuper 95 median €1.69/L, updated 28 October 2026Official
  27. GlobalPetrolPrices Croatia gasoline €1.81/L, 26 October 2026Index
  28. McDonald’s Croatia price list, Big Mac large McMenu €7.80Official
  29. CineStar Osijek 2D €7.50 daytime, €8.50 Mon–Thu evening, €9.00 Fri–Sun eveningOfficial
  30. Gyms4You monthly membership €45 without contract; Osijek club listedOfficial
  31. Poliklinika dr. Džumhur Osijek first visit + EKG €60Secondary
  32. Hotel Vila Ariston Osijek from €70/night with breakfast and parkingOfficial
  33. Livingcost.org Zagreb: jeans $103, sneakers $95.6, haircut $9.59, cold medicine $8.17, pub beer $3.28/0.5 LIndex
  34. Mlinar Osijek coffee to go, cappuccino €1.60Secondary
  35. Bolt Croatia scooters from €0.15/minuteOfficial
  36. Q-laundry Zagreb self-service: 9 kg wash €6 (€0.67/kg), 20 kg €10Official
  37. École française Zagreb primary school €6,900/year, 5% second-child discountOfficial
  38. Zagi Zagreb winter weekend indoor tennis court €20/hourOfficial

Change history

    • Method Generated Researched
    • Airbnb (1 month) 867.37 785.72
    • Apartment (1 bedroom) 578.25 448.98
    • Apples 2.31 1.9
    • Beef 13.88 13.69
    • Beer 2.89 3.73
    40 more changes
    • Bread 1.73 1.78
    • Chicken Fillets 8.67 11.2
    • Cinema Ticket 9.25 9.54
    • Coffee 2.31 1.8
    • Coliving Space 693.9 362.55
    • Coworking Space 208.17 252.55
    • Dining Out local 69.39, nomad 312.25, expat 127.21, family 161.91, tourist 40.48 local 85.08, nomad 730.72, expat 208.55, family 281.06, tourist 36.82
    • Doctor Visit (GP) 46.26 67.35
    • Fast Food Combo 9.25 8.76
    • Gasoline 1.85 1.9
    • Groceries local 231.3, nomad 69.39, expat 335.38, family 601.38, tourist 0 local 196.11, nomad 117.66, expat 235.33, family 549.09, tourist 5.52
    • Gym Membership 40.48 50.51
    • Haircut 13.88 9.59
    • Health Insurance local 0, nomad 63.61, expat 80.95, family 185.04 local 0, nomad 67.2, expat 80.82, family 202.04, tourist 2.24
    • Housing local 381.64, nomad 751.72, expat 555.12, family 751.72, tourist 75.17 local 448.98, nomad 785.72, family 864.29, tourist 78.57
    • Internet & Mobile local 34.69, nomad 52.04, expat 40.48, family 57.82, tourist 5.78 local 45.36, nomad 14.59, family 59.95, tourist 4.12
    • Internet (60 Mbps+) 40.48 30.77
    • Jeans 80.95 103
    • Laundry 6.94 0.75
    • Leisure Activities local 28.91, nomad 115.65, expat 57.82, family 92.52, tourist 23.13 local 60.05, nomad 161.63, expat 133.57, family 1365.47, tourist 31.99
    • Meal (Inexpensive) 11.56 10.21
    • Meal (Mid-range, 2 people) 57.82 42.65
    • Milk 1.39 0.73
    • Mobile Plan 23.13 14.59
    • Monthly Transport Pass 46.26 59.59
    • Pharmacy (basic meds) 8.1 8.17
    • Rice 2.31 1.78
    • Ride-hailing (5km) 6.94 6.17
    • Running Shoes 115.65 95.6
    • SIM Card (Tourist, prepaid) 13.88 12.35
    • Scooter Rental 23.13 28.06
    • Summer Dress 57.82 44.9
    • Taxi Start 2.89 6.73
    • Taxi per km 1.39 1.35
    • Tennis Court (Weekend) 17.35 22.45
    • Transportation local 46.26, nomad 34.69, expat 63.61, family 138.78, tourist 9.25 local 59.59, nomad 84.29, expat 108.98, family 195.06, tourist 12.35
    • Utilities local 127.21, nomad 0, expat 138.78, family 185.04, tourist 0 local 134.7, nomad 0, expat 157.14, family 224.49, tourist 0
    • Visa & Legal Fees local 0, expat 23.13, family 28.91 local 0, nomad 8.19, expat 8.19, family 16.38
    • Water (1.5L bottle) 1.16 1.11
    • Wine (Mid-range) 11.56 5.04

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