Cost of Living in Zadar, 🇭🇷 Croatia - For Locals, Nomads, and Tourists

Researched Updated Oct 25, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 1 2 14 $1,100 $786 $1,571 $651 $107

Utilities 22 23 2 — $146 $177 $115 —

Internet & Mobile 6 7 8 $15 $52 $66 $52 $4

Groceries 2 5 16 $112 $359 $809 $280 $8

Transportation 3 11 $70 $50 $280 $45 $18

Dining Out 2 18 $850 $200 $520 $130 $60

Leisure Activities 10 17 2 $87 $69 $382 $61 $20

Health Insurance 13 $63 $85 $220 — —

Visa & Legal Fees 12 $8 $15 $25 — —

Total $2,305 $1,762 $4,050 $1,334 $217

Itemized prices

Local prices converted to the selected currency.

Food & Dining

Rice 2 16 $3.22 per kg

Milk 16 2 $1.19 per liter

Coffee 19 20 $3.48 per cup

Beer 20 2 $5.39 per pint

Meal (Inexpensive) 18 2 $14.59 per meal

Fast Food Combo 25 $8.76 per meal

Apples 2 16 $2.01 per kg

Bread 5 16 2 $1.56 per loaf

Chicken Fillets 16 2 $11.10 per kg

Beef 2 16 $12.10 per kg

Wine (Mid-range) 2 16 $7.58 per bottle

Meal (Mid-range, 2 people) 2 18 $81.60 per meal

Water (1.5L bottle) 2 16 $1.04 per bottle

Housing

Apartment (1 bedroom) 1 2 $651.00 $539 – $842 per month

Coworking Space 4 $202.00 per month

Airbnb (1 month) 14 2 $1,066.00 $848 – $1,235 per month

Coliving Space 14 $787.00 per month

Transportation

Taxi Start 11 $3.37 per trip

Taxi per km 11 $1.12 per km

Monthly Transport Pass 3 $44.69 per month

Gasoline 24 9 $2.02 per liter

Ride-hailing (5km) 11 $6.74 per trip

Scooter Rental 15 $101.00 per month

Services

Mobile Plan 6 $14.59 per month

Internet (60 Mbps+) 7 2 $37.04 per month

Gym Membership 17 $50.51 per month

Tennis Court (Weekend) 28 2 $16.84 per hour

SIM Card (Tourist, prepaid) 8 $12.35 one-time

Entertainment

Cinema Ticket 10 $9.99 per ticket

Clothing

Jeans 2 $92.00 per pair

Summer Dress 2 $50.51 per dress

Running Shoes 2 $119.00 per pair

Personal Care

Haircut 27 $11.22 per visit

Laundry 26 $6.73 per kg

Healthcare

Doctor Visit (GP) 21 $33.67 per visit

Pharmacy (basic meds) 2 $10.50 per purchase

About these costs

Method: Researched
Last updated: Oct 25, 2026
Last changed: Oct 31, 2026
Exchange rate: 1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Split, Dubrovnik, Hanoi, Zurich, Ljubljana

Njuškalo Zadar 1-bedroom long-term rentals €480–750Listings
Livingcost.org Zadar crowdsourced basket (Jun 2026)Index
Liburnija Zadar worker monthly pass €39.82Official
COIN MAXI PLUS unlimited desk €180/monthOfficial
Konzum bakery bread pricesOfficial
bonbon prepaid 25 GB €13/monthOfficial
HT optical internet €32.98/mo (24-month, incl. VAT)Official
HT tourist eSIM from €11Official
Croatia Octane-95 €1.80/litre (19 Oct 2026)Index
CineStar Zadar 2D tickets €7.90–9.50Official
Taxi Wizi Zadar €5 start incl. 4 km, €1/km afterOfficial
Digital-nomad stay €46.45; biometric permit €31.85 + €9.29 adminOfficial
SafetyWing Essential $62.72 per 4 weeksOfficial
Furnished monthly stays €755–1,100Listings
Piaggio Liberty 125cc from €35/day (7–14 days)Listings
Konzum national webshop grocery shelf pricesOfficial
Gyms4you regular monthly membership €45 (Zadar locations)Official
Restoran Jadera pasta mains €13–19Official
Botanist Zadar cappuccino €3.10Official
Porat Zadar drinks (draft Pan 0.5 L €4.80; cappuccino €2.70)Official
DZ PGŽ private GP first visit €30 (Zadar County)Official
HEP Elektra household bill calculator (500 kWh ≈ €91.98 incl. VAT)Official
HEP Elektra household tariff table (Oct 2026–Mar 2027)Official
HAK fuel medians from mzoe-gor.hr (25 Oct 2026)Official
McDonald’s Croatia Big Mac large McMenu €7.80Official
Q-laundry 9 kg self-service wash €6/loadOfficial
The Royal Barber Shop Zagreb classic cut €10 (nearest published menu)Official
Sportski centar Zagi outdoor tennis from €15/hour (Zagreb commute)Official

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 1387.79 1066
- Apartment (1 bedroom) 578.25 651
- Apples 2.89 2.01
- Beef 12.72 12.1
- Beer 3.47 5.39
40 more changes
- Bread 1.39 1.56
- Chicken Fillets 9.25 11.1
- Cinema Ticket 9.25 9.99
- Coffee 2.31 3.48
- Coliving Space 751.72 787
- Coworking Space 138.78 202
- Dining Out local 115.65, nomad 1040.84, expat 185.04, family 520.42, tourist 57.82 local 130, nomad 850, expat 200, family 520, tourist 60
- Doctor Visit (GP) 40.48 33.67
- Fast Food Combo 8.67 8.76
- Gasoline 1.79 2.02
- Groceries local 231.3, nomad 115.65, expat 289.12, family 809.55, tourist 0 local 280, nomad 112, expat 359, family 809, tourist 8
- Gym Membership 52.04 50.51
- Haircut 20.82 11.22
- Health Insurance local 23.13, nomad 69.39, expat 80.95, family 231.3, tourist 0 local 0, nomad 63, expat 85, family 220
- Housing local 578.25, nomad 1272.14, expat 925.19, family 1387.79, tourist 115.65 local 651, nomad 1100, expat 786, family 1571, tourist 107
- Internet & Mobile local 46.26, expat 57.82, family 80.95, tourist 3.47 local 52, nomad 15, family 66, tourist 4
- Internet (60 Mbps+) 34.69 37.04
- Jeans 80.95 92
- Laundry 9.25 6.73
- Leisure Activities local 57.82, nomad 231.3, expat 115.65, family 173.47, tourist 17.35 local 61, nomad 87, expat 69, family 382, tourist 20
- Meal (Inexpensive) 11.56 14.59
- Meal (Mid-range, 2 people) 63.61 81.6
- Milk 1.5 1.19
- Mobile Plan 23.13 14.59
- Monthly Transport Pass 46.26 44.69
- Pharmacy (basic meds) 11.56 10.5
- Rice 1.85 3.22
- Ride-hailing (5km) 9.25 6.74
- Running Shoes 98.3 119
- SIM Card (Tourist, prepaid) 11.56 12.35
- Scooter Rental 28.91 101
- Summer Dress 52.04 50.51
- Taxi Start 4.05 3.37
- Taxi per km 1.39 1.12
- Tennis Court (Weekend) 17.35 16.84
- Transportation local 40.48, nomad 57.82, expat 46.26, family 289.12, tourist 17.35 local 45, nomad 70, expat 50, family 280, tourist 18
- Utilities local 92.52, nomad 0, expat 138.78, family 231.3, tourist 0 local 115, nomad 0, expat 146, family 177, tourist 0
- Visa & Legal Fees local 0, nomad 23.13, expat 80.95, family 173.47 local 0, nomad 8, expat 15, family 25
- Water (1.5L bottle) 1.27 1.04
- Wine (Mid-range) 11.56 7.58
Coffee, Beer, Fast Food Combo, Gasoline, Utilities, Haircut, Laundry, and Doctor Visit (GP) moved to operator and venue pages (botanistzadar.com, poratzadar.com, mcdonalds.com, hak.hr, mojracun.hep.hr, hep.hr, theroyalbarbershop.hr, q-laundry.hr, domzdravlja-pgz.hr).

Zadar cost of living