Nomad Watch

Researched Updated Oct 25, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost
Housing 1 2 3 4 5 $1,515 $921 $1,515 $730 $107
Utilities 21 22 — $168 $247 $135 —
Internet & Mobile 8 9 $45 $55 $73 $37 $3
Groceries 5 10 11 $168 $359 $781 $309 $9
Transportation 6 7 $101 $75 $224 $57 $13
Dining Out 24 25 37 5 $1,095 $320 $539 $168 $75
Leisure Activities 5 12 14 $320 $146 $1,232 $90 $28
Health Insurance 15 $63 $84 $224 — $2
Visa & Legal Fees 16 17 $11 $28 $56 — —
Total $3,318 $2,156 $4,891 $1,526 $237

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 1 2 5 $763.27 $561 – $898 per month
Coworking Space 13 $157.14 per month
Airbnb (1 month) 1 2 3 4 5 $1,515.32 $898 – $1,886 per month
Coliving Space 3 $695.93 per month

Food & Dining

Coffee 23 $1.68 per cup
Beer 29 $5.61 per pint
Meal (Inexpensive) 37 24 $13.38 per meal
Fast Food Combo 26 27 $12.12 per meal
Apples 5 10 $2.42 per kg
Bread 10 11 $1.40 per loaf
Milk 5 10 $1.40 per liter
Rice 5 10 $3.14 per kg
Chicken Fillets 5 10 $12.27 per kg
Beef 5 10 $17.59 per kg
Wine (Mid-range) 30 $8.59 per bottle
Meal (Mid-range, 2 people) 25 5 $87.87 per meal
Water (1.5L bottle) 5 10 $0.52 per bottle

Transportation

Taxi Start 7 $4.60 per trip
Taxi per km 7 $1.48 per km
Monthly Transport Pass 6 $40.41 per month
Gasoline 28 18 $2.27 per liter
Ride-hailing (5km) 7 $12.01 per trip
Scooter Rental 5 $16.84 per month

Services

Mobile Plan 8 $11.22 per month
Internet (60 Mbps+) 9 $25.81 per month
Gym Membership 12 $56.01 per month
Tennis Court (Weekend) 32 $20.20 per hour
SIM Card (Tourist, prepaid) 8 $11.22 one-time

Entertainment

Cinema Ticket 14 $7.30 per ticket

Clothing

Jeans 34 $89.80 per pair
Summer Dress 35 $33.67 per dress
Running Shoes 36 $89.80 per pair

Personal Care

Haircut 33 $28.06 per visit
Laundry 20 $0.84 per kg

Healthcare

Doctor Visit (GP) 19 $168.36 per visit
Pharmacy (basic meds) 31 $5.95 per purchase

About these costs

Method
Researched
Last updated
Oct 25, 2026
Last changed
Oct 31, 2026
Exchange rate
1 USD = 0.8909 EUR on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Rome, Turin, Madrid, Berlin, Hanoi, Zurich

  1. Subito Bergamo province rentals €400–€1,500/month (Oct 2026 search)Listings
  2. Bilocale con terrazzo Bergamo €800/month (37 m²)Listings
  3. Furnished monolocale/stanza Bergamo €620–€750/monthListings
  4. Airbnb Bergamo monthly-stay furnished categoryListings
  5. Expatica Bergamo basket from Numbeo snapshot 1 Jun 2026Index
  6. ATB abbonamento ordinario mensile €36,00 (one zone)Official
  7. Lombardy airport-basin taxi €4.10 flagfall and €1.32/km (DGR XII/2569)Official
  8. iliad TOP 230 €9.99/month; SIM activation €9.99Official
  9. iliadbox fibra €22.99/month with Casa+Mobile bundleOfficial
  10. Esselunga national staple grocery prices (Lombardy stores)Official
  11. Esselunga flyer Bergamo/Lombardy — pane morbido 400 g €1.25Secondary
  12. McFIT Flex from €49.90/monthOfficial
  13. area591 Bergamo shared desk €130/month ex VATOfficial
  14. Cinema del Borgo weekday ticket €6Official
  15. SafetyWing Essential $62.72 per 4 weeksOfficial
  16. Schengen 90/180-day visitsOfficial
  17. Italy digital nomad visa €116 feeOfficial
  18. Italy Octane-95 €2.02/litre (19 Oct 2026)Index
  19. Private prima visita medicina generale listings Bergamo provinceListings
  20. LAVAPIÙ self-service wash from €6 per load (~8 kg)Listings
  21. ARERA official household electricity and gas spend tablesOfficial
  22. A2A Energia luce e gas — historic Bergamo-area supplierOfficial
  23. Lucio’s Coffee Bergamo — cappuccino €1.50Official
  24. Trattoria Parietti Città Alta — primi €9; secondi €9–18Official
  25. Da Franco Bergamo Alta — primi €9–15; secondi €17.50–23Official
  26. McDonald’s Bergamo Glovo — McMenu Big Mac €10.80Listings
  27. McDonald’s Bergamo Via S. Giovanni BoscoOfficial
  28. EU Weekly Oil Bulletin — Italy Euro-super 95 ~€2.02/L (Oct 2026)Official
  29. Esselunga Moretti La Bianca 3×33 cl €2.44 (MiaSpesa)Secondary
  30. Esselunga Rosso di Montepulciano DOC 750 ml €7.65 (MiaSpesa)Secondary
  31. Il Mio Tennis Bergamo — affitto campo €16/h giorno, €18/h seraleOfficial
  32. Caruso Barber Shop Bergamo — taglio €25Official
  33. Tachipirina 20 cp 500 mg €5.30 OTC shelf (national pharmacy chain)Secondary
  34. OVS jeans slim fit €39.95 listOfficial
  35. OVS cotton dress €29.95Official
  36. Decathlon Kiprun running uomo from €35.99 (KIPRIDE €69.99)Official
  37. Federconsumatori Bergamo — pranzo di lavoro medio €11.92 (2021 survey)Secondary

Change history

    • Method Generated Researched
    • Airbnb (1 month) 2021.95 1515.32
    • Apartment (1 bedroom) 982.09 763.27
    • Apples 2.43 2.42
    • Beef 21.37 17.59
    • Beer 6.35 5.61
    40 more changes
    • Bread 1.91 1.4
    • Chicken Fillets 11.32 12.27
    • Cinema Ticket 11.55 7.3
    • Coffee 1.62 1.68
    • Coliving Space 866.55 695.93
    • Coworking Space 219.53 157.14
    • Dining Out local 138.65, nomad 1097.63, expat 369.73, family 519.93, tourist 86.66 local 168.36, nomad 1094.72, expat 319.9, family 538.78, tourist 75.2
    • Doctor Visit (GP) 69.32 168.36
    • Fast Food Combo 10.98 12.12
    • Gasoline 2.22 2.27
    • Groceries local 323.51, nomad 207.97, expat 404.39, family 866.55, tourist 9.24 local 308.79, nomad 168.36, expat 358.68, family 780.72, tourist 8.98
    • Gym Membership 63.55 56.01
    • Haircut 28.89 28.06
    • Health Insurance local 0, nomad 75.1, expat 46.22, family 138.65 local 0, nomad 62.72, expat 84.19, family 224.49, tourist 2.25
    • Housing local 635.47, nomad 1559.79, expat 982.09, family 1617.56, tourist 127.09 local 729.6, nomad 1515.32, expat 920.97, family 1515.32, tourist 106.64
    • Internet & Mobile local 40.44, nomad 75.1, expat 51.99, family 86.66, tourist 4.62 local 37.02, nomad 44.9, expat 55.01, family 72.96, tourist 3.37
    • Internet (60 Mbps+) 32.35 25.81
    • Jeans 98.21 89.8
    • Laundry 11.55 0.84
    • Leisure Activities local 92.43, nomad 404.39, expat 173.31, family 346.62, tourist 28.89 local 89.8, nomad 319.9, expat 145.91, family 1232.46, tourist 28.06
    • Meal (Inexpensive) 18.49 13.38
    • Meal (Mid-range, 2 people) 80.88 87.87
    • Milk 1.68 1.4
    • Mobile Plan 13.86 11.22
    • Monthly Transport Pass 43.91 40.41
    • Pharmacy (basic meds) 10.98 5.95
    • Rice 2.77 3.14
    • Ride-hailing (5km) 20.8 12.01
    • Running Shoes 109.76 89.8
    • SIM Card (Tourist, prepaid) 28.89 11.22
    • Scooter Rental 13.86 16.84
    • Summer Dress 46.22 33.67
    • Taxi Start 5.78 4.6
    • Taxi per km 1.85 1.48
    • Tennis Court (Weekend) 25.42 20.2
    • Transportation local 40.44, nomad 69.32, expat 57.77, family 207.97, tourist 17.33 local 57.25, nomad 100.99, expat 75.2, family 224.49, tourist 13.47
    • Utilities local 184.86, nomad 0, expat 213.75, family 335.07, tourist 0 local 134.7, nomad 0, expat 168.31, family 246.94, tourist 0
    • Visa & Legal Fees local 0, expat 28.89, family 57.77 local 0, nomad 10.86, expat 28.06, family 56.12
    • Water (1.5L bottle) 0.58 0.52
    • Wine (Mid-range) 9.24 8.59

    Coffee, Beer, Meal (Inexpensive), Fast Food Combo, Wine (Mid-range), Gasoline, Tennis Court (Weekend), Jeans, Summer Dress, Running Shoes, Utilities, Dining Out, Haircut, Pharmacy (basic meds) — lint fix: Bergamo operator and shop pages replace Expatica-only cites (lucioscoffee.com, glovoapp.com, arera.it, trattoriaparietti.it, carusobarbershop.it, farmaciafornari.it).

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