Cost of Living in Warsaw, 🇵🇱 Poland - For Locals, Nomads, and Tourists

Researched Updated Oct 25, 2026 Last changed Oct 31, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Housing 13 1 2 $1,680 $1,120 $1,740 $954 $103

Utilities 33 34 1 — $245 $325 $212 —

Internet & Mobile 7 5 6 $30 $29 $72 $24 $0

Groceries 16 17 18 19 20 21 22 23 $185 $388 $870 $298 $7

Transportation 4 3 2 $103 $50 $145 $28 $12

Dining Out 24 39 35 36 14 $850 $330 $650 $158 $62

Leisure Activities 25 26 40 10 1 $275 $205 $2,800 $85 $28

Health Insurance 9 $67 $51 $155 — $2

Visa & Legal Fees 11 — $35 $70 — —

Total $3,190 $2,453 $6,827 $1,759 $214

Itemized prices

Local prices converted to the selected currency.

Housing

Apartment (1 bedroom) 2 13 1 $954.00 $928 – $1,183 per month

Coworking Space 8 $153.95 per month

Airbnb (1 month) 13 2 $1,680.00 $1,183 – $1,900 per month

Coliving Space 31 $505.00 per month

Food & Dining

Coffee 35 $4.85 per cup

Beer 36 $5.13 per pint

Meal (Inexpensive) 24 $3.85 per meal

Fast Food Combo 14 2 $10.26 per meal

Apples 17 $1.02 per kg

Bread 18 $1.14 per loaf

Milk 16 $0.84 per liter

Rice 19 $0.99 per kg

Chicken Fillets 21 $9.75 per kg

Beef 22 $12.83 per kg

Wine (Mid-range) 23 $5.39 per bottle

Meal (Mid-range, 2 people) 39 $34.38 per meal

Water (1.5L bottle) 20 $0.60 per bottle

Transportation

Taxi Start 3 $2.57 per trip

Taxi per km 3 $1.28 per km

Monthly Transport Pass 4 2 $28.24 per month

Gasoline 32 12 $1.77 per liter

Ride-hailing (5km) 3 $10.70 per trip

Scooter Rental 30 $51.32 per month

Services

Mobile Plan 5 6 $7.69 per month

Internet (60 Mbps+) 7 2 $16.17 per month

Gym Membership 25 $51.28 per month

Tennis Court (Weekend) 10 $15.39 per hour

SIM Card (Tourist, prepaid) 5 $0.26 one-time

Entertainment

Cinema Ticket 26 $7.42 per ticket

Clothing

Jeans 41 $33.10 per pair

Summer Dress 37 $20.52 per dress

Running Shoes 38 $41.03 per pair

Personal Care

Haircut 28 $20.52 per visit

Laundry 29 $4.87 per kg

Healthcare

Doctor Visit (GP) 27 $73.10 per visit

Pharmacy (basic meds) 15 1 $11.88 per purchase

About these costs

Method: Researched
Last updated: Oct 25, 2026
Last changed: Oct 31, 2026
Exchange rate: 1 USD = 3.8974 PLN on Oct 19, 2026

Checked against the sources below and compared with similar cities. Numbers in the list point to these sources.

Compared with Hanoi, Prague, Zurich, Berlin

Livingcost.org Warsaw basket (cross-check groceries, utilities, dining)Index
Numbeo Warsaw — 110 zł monthly pass; 1BR rent bands Oct 2026Index
UMW Warsaw max taxi — 10 zł flag + 5 zł/km dayOfficial
WTP Warsaw ticket tariff (ZTM zone tickets; live operator page)Official
Plus na kartę — 1 zł day pass; 30 zł/300 GB/30 daysOfficial
Orange Bez limitu — 35 zł/30 days recurringOfficial
Orange Światłowód — broadband from 39,99 zł/mo promo; ~63 zł steady tiersOfficial
Kolektyw3 hot desk 487,80 zł net + VAT/monthOfficial
SafetyWing Essential USD 62.72 per 4 weeksOfficial
KW04 outdoor courts 60 zł/hour weekendsOfficial
Office for Foreigners — temporary residence permit routeOfficial
Poland Octane-95 PLN 6.89/litre (19 Oct 2026)Index
HousingAnywhere Warsaw furnished 1BR listings ~PLN 4,400–4,500/moListings
McDonald’s Poland menu — McMenu combos ~40 zł (Numbeo cross-check)Official
DOZ.pl Nurofen 400 mg 24 tablets OTC priceOfficial
Carrefour Światowida Wolt — Simpl milk 3,2% 1 L 3,29 złListings
Carrefour Solec Wolt — Simpl apples 1 kg 3,99 złListings
Carrefour Plac Przymierza Wolt — chleb słowiański 380 g 4,45 złListings
Carrefour Plac Przymierza Wolt — Simpl rice 1 kg 3,88 złListings
Carrefour Anny German Wolt — Rodowita water 1,5 L 2,35 złListings
Carrefour Plac Przymierza Wolt — chicken fillet 37,99 zł/kgListings
Carrefour Złota Wolt — beef lata 50 zł/kgListings
Carrefour Express Międzynarodowa Wolt — Fresco red 0,75 L 21 złListings
Bar mleczny Wilanowski menu — kotlet schabowy 15 złSecondary
CityFit — flexible pass from 159,95 zł/mo; Warsaw clubs 199,95 złOfficial
Multikino Warsaw Reduta — 2D ticket Promo 24,90 zł onlineOfficial
Medistore — family doctor Warsaw from 285 złOfficial
Haircut Express Warsaw — men’s cut 80 złOfficial
Speed Queen Warsaw — wash from 19 zł (7 kg)Official
Bolt scooters Poland — from 0,22 zł/minOfficial
HousingAnywhere Warsaw private rooms from ~1,747 zł/moListings
Monitor Polski 16 Oct 2026 — Pb95 cap 6,89 zł/l incl. VATOfficial
MPWiK Warsaw — water 6,48 zł/m³ + sewage 9,87 zł/m³ (Jul 2026)Official
URE — household electricity avg 0,9198 zł/kWh (2025)Official
Green Caffè Nero Wola Park Wolt — latte 18,90 złListings
Browar Warszawski — Pils 0,5 L draft 20 złOfficial
H&M PL — summer dress 79,99 złListings
Decathlon Kiprun Kipcore 159,99 złListings
Restauracja Polka — mains 49–169 zł; schabowy 62 złOfficial
MNW Warsaw — permanent galleries 30 złOfficial
Zara PL men — straight jeans 129 złListings

Change history

Oct 31, 2026
- Method Generated Researched
- Airbnb (1 month) 2028.22 1680
- Apartment (1 bedroom) 1135.8 954
- Apples 1.22 1.02
- Beef 17.58 12.83
- Beer 4.6 5.13
40 more changes
- Bread 1.49 1.14
- Chicken Fillets 7.57 9.75
- Cinema Ticket 9.47 7.42
- Coffee 5 4.85
- Coliving Space 865.37 505
- Coworking Space 256.91 153.95
- Dining Out local 121.69, nomad 865.37, expat 405.64, family 703.12, tourist 59.49 local 158, nomad 850, expat 330, family 650, tourist 62
- Doctor Visit (GP) 59.49 73.1
- Fast Food Combo 10.28 10.26
- Gasoline 1.85 1.77
- Groceries local 297.47, nomad 162.26, expat 378.6, family 1027.63, tourist 10.82 local 298, nomad 185, expat 388, family 870, tourist 7
- Gym Membership 40.56 51.28
- Haircut 22.99 20.52
- Health Insurance local 0, nomad 81.13, expat 54.09, family 162.26, tourist 2.7 local 0, nomad 67.2, expat 51, family 155, tourist 2.24
- Housing local 865.37, nomad 1757.79, expat 1298.06, family 2298.65, tourist 121.69 local 954, nomad 1680, expat 1120, family 1740, tourist 103
- Internet & Mobile local 21.63, nomad 48.68, expat 29.75, family 67.61, tourist 4.06 local 23.86, nomad 30, expat 29, family 72, tourist 0.01
- Internet (60 Mbps+) 20.28 16.17
- Jeans 94.65 33.1
- Laundry 8.11 4.87
- Leisure Activities local 81.13, nomad 297.47, expat 216.34, family 486.77, tourist 27.04 local 85, nomad 275, expat 205, family 2800, tourist 28
- Meal (Inexpensive) 12.17 3.85
- Meal (Mid-range, 2 people) 59.49 34.38
- Milk 1.14 0.84
- Mobile Plan 14.87 local 7.69, nomad 8.98
- Monthly Transport Pass 29.75 28.24
- Pharmacy (basic meds) 9.47 11.88
- Rice 2.03 0.99
- Ride-hailing (5km) 5.95 10.7
- Running Shoes 113.58 41.03
- SIM Card (Tourist, prepaid) 5.41 0.26
- Scooter Rental 9.47 51.32
- Summer Dress 43.27 20.52
- Taxi Start 2.43 2.57
- Taxi per km 0.95 1.28
- Tennis Court (Weekend) 27.04 15.39
- Transportation local 29.75, nomad 94.65, expat 67.61, family 216.34, tourist 18.93 local 28.24, nomad 103, expat 50, family 145, tourist 12
- Utilities local 202.82, nomad 0, expat 256.91, family 378.6, tourist 0 local 211.65, nomad 0, expat 245, family 325, tourist 0
- Visa & Legal Fees local 0, expat 40.56, family 81.13 local 0, expat 35, family 70
- Water (1.5L bottle) 0.76 0.6
- Wine (Mid-range) 10.82 5.39
Bread moved to current market prices Source

Warsaw cost of living