Cost of Living in Monterey, 🇺🇸 United States - For Locals, Nomads, and Tourists

AI estimate Updated Jun 9, 2026 About costs

Cost breakdown

Digital nomad: short-term stay (1-3 months). Furnished Airbnb or coliving near center, coworking, eating out ~3x/day, travel health insurance.

Expat: long-term resident (1+ years). Renting apartment in center, mix of cooking and dining out, local health insurance, settled lifestyle.

Family: middle-class 4-person family. 2-3 bedroom in suburbs, groceries for 4, international school, car/transport, family health plan.

Local: budget-conscious local resident. Renting outside center, cooking at home, public transport, local phone plan.

Tourist: short-stay visitor (1-14 days). Hotel/Airbnb nightly, all meals at restaurants, taxis, sightseeing.

CategoryCost

Utilities — $180 $250 $150 —

Internet & Mobile $100 $120 $150 $80 $10

Groceries $200 $600 $1,200 $450 —

Dining Out $1,200 $400 $600 $150 $80

Leisure Activities $300 $200 $350 $50 $40

Health Insurance $100 $350 $800 $200 $15

Visa & Legal Fees $50 $150 $300 — —

Housing $3,500 $2,800 $3,800 $1,800 $200

Transportation $150 $180 $400 $100 $30

Total $5,600 $4,980 $7,850 $2,980 $375

Itemized prices

Local prices converted to the selected currency.

Housing

Coworking Space $375.00 per month

Airbnb (1 month) $2,500.00 per month

Coliving Space $1,300.00 per month

Apartment (1 bedroom) $2,200.00 per month

Food & Dining

Beer $7.00 per pint

Meal (Inexpensive) $16.00 per meal

Fast Food Combo $9.50 per meal

Apples $3.50 per kg

Bread $4.00 per loaf

Rice $2.50 per kg

Chicken Fillets $10.00 per kg

Beef $14.00 per kg

Wine (Mid-range) $18.00 per bottle

Meal (Mid-range, 2 people) $70.00 per meal

Water (1.5L bottle) $1.50 per bottle

Coffee $4.50 per cup

Milk $1.20 per liter

Transportation

Taxi Start $4.00 per trip

Monthly Transport Pass $70.00 per month

Gasoline $5.50 per liter

Ride-hailing (5km) $12.00 per trip

Scooter Rental $35.00 per month

Taxi per km $1.80 per km

Services

Mobile Plan $50.00 per month

Internet (60 Mbps+) $70.00 per month

Gym Membership $50.00 per month

Tennis Court (Weekend) $20.00 per hour

SIM Card (Tourist, prepaid) $40.00 one-time

Entertainment

Cinema Ticket $13.00 per ticket

Clothing

Jeans $60.00 per pair

Summer Dress $45.00 per dress

Running Shoes $100.00 per pair

Personal Care

Haircut $25.00 per visit

Laundry $3.50 per kg

Healthcare

Doctor Visit (GP) $150.00 per visit

Pharmacy (basic meds) $10.00 per purchase

About these costs

Method: AI estimate
Last updated: Jun 9, 2026
Generated by: deepseek-v4-flash · cost run 44
Last changed: None yet

Generated by an AI model without cited sources and not yet checked by research. A research pass replaces these values with sourced ones, compared with similar cities.

Monterey cost of living