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PA

Self Economic Solvency Visa

Active Territorial

Panama · Solvencia Económica Propia · Investor visa · apply in country, agent

Minimum investment $300,000 2 investment options
Stay 24 months
Application fee $250 plus $800 contribution
Tax Territorial Territorial tax system

Path to staying

  1. Residence permit24 months
  2. Permanent residencyafter 2 years
  3. Citizenshipafter 5 years
  • Permanent residency 2 years
  • Citizenship 5 years
  • Dual citizenship not allowed
  • Language required for citizenship

Overview

Country
Panama
Program
Self Economic Solvency Visa
Local name
Solvencia Económica Propia
Type
Investor visa
Status
Active
Initial duration
24 months
Min stay
1 days per 24 months

Two-year provisional residence, then permanent residence, for a foreigner who places at least B/.300,000 in a Panamanian bank deposit, in real estate, or in a combination of the two. The funds must come from abroad. The balboa is at par with the US dollar. Nationality is not restricted.

Investment options

Investment options
Type Min amount USD equivalent Holding Returnable Required
Bank deposit USD 300,000 $300,000 3 yr Yes Optional
Real estate USD 300,000 $300,000 — Yes Optional

Eligibility

  • Criminal record check required
  • Health check required
  • Health insurance not required

Work rights

  • Employment not allowed
  • Self-employment not allowed
  • Own a business allowed
  • Work permit included no

Family and dependents

Dependents allowed
Yes
Spouse included
Yes
Max child age
25
Parents allowed
No

Benefits and mobility

  • Bank account can open
  • Property purchase allowed
  • Public healthcare access granted

Tax

Tax regime
Territorial
Regime name
Territorial tax system
Foreign income taxed
No
Capital gains taxed
Yes

How to apply

Method
in country, agent
Apply from abroad
No
Local representative
Required

Notes

The deposit route is a fixed deposit in the applicant's own name at a general-license bank, for at least three years and free of liens. The real-estate route needs a public-registry certificate in the applicant's name showing a value of at least B/.300,000 and no liens. If the applicant has paid B/.300,000 in cash and the property is worth more, a local bank may finance the excess. A private-interest foundation or a company with registered shares can hold the property when the applicant, and any dependents, are the founders or named shareholders. Bearer shares are not accepted. A mixed case is still a single B/.300,000 test. The deposit and the property together must reach that amount, and both must be free of liens. Each dependent adds B/.2,000 of solvency, which may be shown by a local bank reference rather than by raising the B/.300,000. The permit lasts two years. Permanent residence is a second filing without a new criminal record or the two cheques. Those cheques are B/.250 to the National Treasury and B/.800 to the Migration Service. The checklists do not grant a work permit. After permanent residence, an absence of more than two years can cancel the stay. Naturalization follows the ordinary five-year rule and requires renunciation of the existing nationality.

Also in Panama

Panama also offers a digital nomad visa for remote workers

Last verified Oct 9, 2026 Last changed Oct 10, 2026 Source

Change history

    • Official page https://www.embassyofpanama.org/visas-1 https://www.migracion.gob.pa/wp-content/uploads/2026/04/RP5.pdf
    • Investment options updated

    minimum age and unpublished processing times cleared. Naturalization requires renunciation. Panama-source capital gains are taxed (https://constitucion.te.gob.pa/constitucion-vigente/).

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