🏠 OVERVIEW
Initial Duration
24 months
Renewable
Yes
(24 mo)
Min Stay
275 days
per 12 months
One of the most affordable retirement visas in the Americas, requiring just $1,446/month in pension income (3x Ecuador's minimum wage). No minimum age requirement.
💰 FINANCIAL REQUIREMENTS
Income Requirement
$1,446/mo
Pension Requirement
$1,446/mo
Application Fee
$450
📋 ELIGIBILITY
Criminal Record Check
Required
Health Check
Not required
Health Insurance
Required
💼 WORK RIGHTS
Employment
Not allowed
Self-Employment
Not allowed
Own Business
Allowed
Work Permit Included
No
👨👩👧 FAMILY & DEPENDENTS
Dependents Allowed
Yes
Spouse Included
Yes
Max Child Age
18
Parents Allowed
No
Extra per Dependent
$250
💰 TAX DETAILS
Tax Regime
Territorial
Regime Name
Territorial System — pensions exempt
Foreign Income Taxed
No
Capital Gains Taxed
No
🏆 PATH FORWARD
Permanent Residency
Yes
Years to PR
2 years
Dual Citizenship
Allowed
Citizenship
Yes
Years to Citizenship
3 years
Language Required
Yes
🌍 BENEFITS & MOBILITY
Bank Account
Can open
Property Purchase
Allowed
Public Healthcare
Access granted
📝 HOW TO APPLY
Method
in person
Processing Time
30–60 days
Apply from Abroad
No
📝 NOTES
2026 threshold is 3x SBU ($482 basic salary = $1,446/month). Qualifying income: Social Security (including early at 62), SSDI (permanent), military/government/corporate pensions, structured annuities. NOT accepted: irregular investment withdrawals, rental income, freelance income, lump-sum distributions. Additional $250/month per dependent. Must spend 21 of 24 months in-country for PR eligibility. Private health insurance required for visa application.
📋 ALSO IN ECUADOR
Ecuador also offers a digital nomad visa for remote workers:
- Digital Nomad Visa (Visa Nomada) (digital nomad visa)
🧭 CONTINUE EXPLORING JUBILADO VISA