Nomad Watch
EC

Jubilado Visa

Active Worldwide

Ecuador · Visa de Jubilado · Retirement · apply online · processing 30–60 days

Minimum income $1,446/mo per month
Stay 24 months, renewable
Application fee $320
Tax Worldwide

Path to staying

  1. Residence permit24 months
  2. Renew24 months at a time
  3. Permanent residencyafter 2 years
  4. Citizenshipafter 3 years
  • Permanent residency 2 years
  • Citizenship 3 years
  • Dual citizenship allowed
  • Language required for citizenship Spanish, spoken and written

Overview

Country
Ecuador
Program
Jubilado Visa
Local name
Visa de Jubilado
Type
Retirement
Status
Active
Initial duration
24 months
Renewable
Yes (24 mo)

Temporary residence for a foreign national who receives a retirement pension from abroad of at least three times Ecuador's basic salary. For 2026 the floor is USD 1,446 a month. The law sets no minimum age.

Financial requirements

Income requirement
$1,446/mo
Pension requirement
$1,446/mo
Application fee
$320

Eligibility

  • Criminal record check required
  • Health check not required
  • Health insurance required

Work rights

  • Employment allowed
  • Self-employment allowed
  • Own a business allowed
  • Work permit included

Family and dependents

Dependents allowed
Yes
Spouse included
Yes
Parents allowed
No
Extra per dependent
$250

Benefits and mobility

  • Bank account can open
  • Property purchase allowed
  • Public healthcare access granted

Tax

Tax regime
Worldwide
Foreign income taxed
Yes
Capital gains taxed
Yes

How to apply

Method
online
Processing time
30–60 days
Apply from abroad
Yes

Notes

The 2026 basic salary is USD 482, so three times that salary is USD 1,446 a month. Ecuador uses the US dollar, so the local and USD amounts are the same. The floor moves every January with the basic salary. USD 17,352 is twelve times the monthly pension test, not a separate annual test. The pension must be certified by the competent foreign institution and paid to the applicant from abroad. The statute does not list which foreign benefits count. The government fee is USD 50 to file and USD 270 to issue, with no VAT. Applicants aged 65 or older pay half. A disability of 30 percent or more, with the health-ministry card, pays nothing. A sponsored relative files a separate amparo visa at USD 50 plus USD 200. The identity card is extra. Each grant is up to two years and can be renewed more than once. The temporary visa allows multiple entries and does not limit time abroad. Permanent residence needs 21 continuous months as a resident, requested before the temporary visa expires, and absences during the whole temporary visa cannot exceed 90 days. Naturalisation needs three years of permanent residence, Spanish, and an interview. The three years do not run from this visa. A spouse or legally recognised partner, and children of any age, can be included. Parents cannot. The jubilado rule asks for USD 250 more income a month for each sponsored person. The general amparo rule asks for that USD 250 only for each adult child. Residents have the right to work. The pension that justified the visa has to continue. Health insurance, national or foreign, must last the visa. A foreign policy must say that it covers Ecuador. Applicants aged 18 or older need a criminal-record certificate, apostilled or legalised and translated, counted as valid for 180 days. This is not a territorial tax visa. Tax residence is generally 183 days, and residents are taxed on worldwide income at 0 to 37 percent. Foreign pensions are not exempt under this visa. An optional five-year election limited to Ecuador-source income is a separate tax filing. It does not come with this visa. Apply only on e-VISAS and pay the same day, by 23:55 Ecuador time, or the draft is deleted. Someone already in Ecuador needs a regular tourist stay or a current visa. Consulates and zonal offices issue the visa. They are not a separate filing channel. Language: Must speak and write Spanish; no CEFR level stated.

Also in Ecuador

Ecuador also offers a digital nomad visa for remote workers

Last verified Oct 9, 2026 Last changed Oct 10, 2026 Source

Change history

    • Official page https://www.cancilleria.gob.ec/ https://www.gob.ec/mremh/tramites/concesion-visa-residencia-temporal-jubilado
    • Application fee (USD) 450 320

    Spanish requirement for naturalisation filled from LOMH art. 72 (https://www.gob.ec/sites/default/files/regulations/2026-03/LEY_ORG%C3%81NICA_DE_MOVILIDAD_HUMANA_-_LOMH%20ultima%20reforma%202025%20RO%20151.pdf).

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