Minimum income
$1,446/mo
per month
Stay
24
months, renewable
Application fee
$450
Tax
Territorial
Territorial System — pensions exempt
Path to staying
- Residence permit24 months
- Renew24 months at a time
- Permanent residencyafter 2 years
- Citizenshipafter 3 years
- Permanent residency 2 years
- Citizenship 3 years
- Dual citizenship allowed
- Language required for citizenship
Overview
- Country
- Ecuador
- Program
- Jubilado Visa
- Local name
- Visa de Jubilado
- Type
- Retirement
- Status
- Active
- Initial duration
- 24 months
- Renewable
- Yes (24 mo)
- Min stay
- 275 days per 12 months
One of the most affordable retirement visas in the Americas, requiring just $1,446/month in pension income (3x Ecuador's minimum wage). No minimum age requirement.
Financial requirements
- Income requirement
- $1,446/mo
- Pension requirement
- $1,446/mo
- Application fee
- $450
Eligibility
- Criminal record check required
- Health check not required
- Health insurance required
Work rights
- Employment not allowed
- Self-employment not allowed
- Own a business allowed
- Work permit included no
Family and dependents
- Dependents allowed
- Yes
- Spouse included
- Yes
- Max child age
- 18
- Parents allowed
- No
- Extra per dependent
- $250
Benefits and mobility
- Bank account can open
- Property purchase allowed
- Public healthcare access granted
Tax
- Tax regime
- Territorial
- Regime name
- Territorial System — pensions exempt
- Foreign income taxed
- No
- Capital gains taxed
- No
How to apply
- Method
- in person
- Processing time
- 30–60 days
- Apply from abroad
- No
Notes
2026 threshold is 3x SBU ($482 basic salary = $1,446/month). Qualifying income: Social Security (including early at 62), SSDI (permanent), military/government/corporate pensions, structured annuities. NOT accepted: irregular investment withdrawals, rental income, freelance income, lump-sum distributions. Additional $250/month per dependent. Must spend 21 of 24 months in-country for PR eligibility. Private health insurance required for visa application.
Also in Ecuador
Ecuador also offers a digital nomad visa for remote workers